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HomeDisability Insurance AgentsMichigan › Madison Heights

Find Disability Insurance Agents Near You in Madison Heights, MI

Browse disability insurance agents serving Madison Heights, Michigan. Updated 2026-07-14.

The top-rated disability insurance agent in Madison Heights, Michigan is Gary Serdoz - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include David Arce - State Farm Insurance Agent, Bryan Bromley - State Farm Insurance Agent, Doug Ware Insurance Inc. This directory lists 10 disability insurance agents serving Madison Heights.

Showing 10 disability insurance agents in Madison Heights, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gary Serdoz - State Farm Insurance Agent30260 John R Rd(248) 583-3303
2David Arce - State Farm Insurance Agent909 E 12 Mile Rd(248) 399-1155
3Bryan Bromley - State Farm Insurance Agent551 E 11 Mile Rd Ste 1C(586) 446-4600
4Doug Ware Insurance Inc30795 John R Rd(248) 265-3444
5Health Insurance & Medicare Advantage Enrollment Office - Will Weaver26092 John R Rd(248) 985-4860
6Jensen Insurance Agency29081 Dequindre Rd F(248) 546-9400
7Zak Rusak: Allstate Insurance131 W 13 Mile Rd(248) 588-9200
8HealthMarkets Insurance - Matthew Weaver26092 John R Rd(248) 953-6148
9Matthew Buschman Agency724 W 11 Mile Rd(248) 617-0026
10HealthMarkets Insurance Agency - Matt Weaver26092 John R Rd(248) 953-6148
GS
30260 John R Rd
Gary Serdoz - State Farm Insurance Agent
Disability Insurance Agent · Madison Heights, MI

Gary Serdoz - State Farm Insurance Agent in Madison Heights, MI, offers disability insurance policies designed to replace a portion of lost income if an individual cannot work due to illness or injury. The agency provides ongoing support through policy reviews and claim assistance to ensure coverage remains aligned with changing needs. Services are available for single-family homes, apartments, retail, and restaurants.

DA
909 E 12 Mile Rd
David Arce - State Farm Insurance Agent
Disability Insurance Agent · Madison Heights, MI

David Arce, a disability insurance agent serving the Madison Heights metro area and Oakland County, helps local residents secure financial protection against income loss due to illness or injury. The agency guides clients through the process of selecting appropriate coverage options tailored to individual employment and lifestyle needs. It specializes in both short-term and long-term disability insurance policies, assisting individuals and professionals in the region.

BB
551 E 11 Mile Rd Ste 1C
Bryan Bromley - State Farm Insurance Agent
Disability Insurance Agent · Madison Heights, MI

Bryan Bromley, as a State Farm Insurance agent in Madison Heights, MI, serves local homeowners, renters, and business owners in the immediate area. As a disability insurance agent, this agency helps clients understand options that can protect a portion of income if they are unable to work due to illness or injury. The agency provides personalized consultations to explain how such coverage integrates with existing financial plans. Its services also extend to residents and small businesses in neighboring Hazel Park and the surrounding Oakland County communities.

DW
30795 John R Rd
Doug Ware Insurance Inc
Disability Insurance Agent · Madison Heights, MI

Serving Madison Heights and the surrounding communities of southeastern Michigan, Doug Ware Insurance Inc handles disability insurance needs for local residents and businesses. The agency focuses on helping clients understand disability coverage options that protect income during illness or injury. Each case is assessed by reviewing the individual's occupation, current financial obligations, and existing benefits to determine appropriate policy types and coverage amounts. Doug Ware Insurance Inc typically approaches each job by evaluating the client's specific risk factors and work environment before recommending suitable plan structures.

HI
26092 John R Rd
Health Insurance & Medicare Advantage Enrollment Office - Will Weaver
Disability Insurance Agent · Madison Heights, MI

In Madison Heights, MI, Health Insurance & Medicare Advantage Enrollment Office - Will Weaver assists clients with either a single disability insurance policy or a recurring review and adjustment service. Coverage typically replaces a portion of lost income if an injury or illness prevents work, protecting long-term financial stability. The agent helps individuals select appropriate terms and benefit amounts for their specific situation. This service runs on an as-needed basis, scheduling appointments when a client requests policy changes or has a new coverage need.

JI
29081 Dequindre Rd F
Jensen Insurance Agency
Disability Insurance Agent · Madison Heights, MI

In southeastern Michigan, where winter weather often disrupts work routines and local manufacturing shifts can alter income stability, residents need reliable financial protection. Jensen Insurance Agency in Madison Heights, MI, assists clients by evaluating their employment circumstances and family obligations to match them with appropriate disability coverage. The agency focuses on explaining how short-term and long-term policies can safeguard earnings during unexpected illness or injury. An initial assessment typically begins with a review of the applicant’s current income sources and existing employer benefits to identify coverage gaps.

ZR
131 W 13 Mile Rd
Zak Rusak: Allstate Insurance
Disability Insurance Agent · Madison Heights, MI

Serving as a disability insurance agent in Madison Heights, MI, Zak Rusak: Allstate Insurance helps professionals understand and apply for income protection policies. It works with individuals to assess potential coverage needs, explaining how benefits replace a portion of earnings during illness or injury. The agency also guides clients through the application process and assists with policy management. As cold and flu season can increase the risk of extended absences from work, the agency helps local residents secure a safety net before a health issue arises.

HI
26092 John R Rd
HealthMarkets Insurance - Matthew Weaver
Disability Insurance Agent · Madison Heights, MI

HealthMarkets Insurance - Matthew Weaver in Madison Heights, MI offers disability insurance agent services designed to help individuals protect their income when they are unable to work due to injury or illness. The agency specializes in tailoring coverage to meet specific client needs, ensuring financial stability during unexpected periods of lost wages. Its services can support employees in various commercial sectors, including offices, warehouses, and food service.

MB
724 W 11 Mile Rd
Matthew Buschman Agency
Disability Insurance Agent · Madison Heights, MI

Matthew Buschman Agency serves individuals in Madison Heights and the surrounding area with residential disability insurance coverage. For clients with commercial needs, the agency also provides policies that protect businesses from financial disruption caused by an owner, partner, or key employee becoming unable to work. These plans are tailored to fit different occupational settings and income levels within the local community. Those who obtain coverage typically schedule periodic policy reviews between regular visits to adjust benefits as life circumstances change.

HI
26092 John R Rd
HealthMarkets Insurance Agency - Matt Weaver
Disability Insurance Agent · Madison Heights, MI

HealthMarkets Insurance Agency - Matt Weaver is known for helping individuals in Madison Heights, Michigan find disability insurance coverage that protects their income if injury or illness prevents them from working. The agency guides clients through the process of selecting policies that replace a portion of lost earnings during recovery periods. Within their service range, they assist with both short-term and long-term disability plans. A specialty service they can add on is coordinating benefit options for self-employed professionals to ensure business continuity.

What Does a a Disability Insurance Agent in Madison Heights Cost?

Disability insurance agent services in Michigan typically do not charge a direct fee because they earn commissions from the insurance carrier. Premiums for individual disability policies range from 1 percent to 3 percent of your annual income. Group policies through employers often cost less per month. Costs vary based on your age occupation health history and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Madison Heights

Disability insurance agents in Madison Heights Michigan help individuals and businesses secure income protection policies. Michigan law requires certain policies to include a 30 day grace period for premium payments. Local agents can explain how state regulations affect your coverage options.

Frequently Asked Questions

What does a disability insurance agent do in Madison Heights?

A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit durations. They also assist with filing initial claims and gathering medical evidence.

How long do I have to file a disability claim in Michigan?

Most Michigan disability policies require you to file a claim within 30 days of becoming disabled. You must also submit proof of loss within 90 days. Check your specific policy for exact time limits.

Can a disability insurance agent help with an appeal?

Yes an agent can guide you through the appeals process. They can review your denial letter and help you submit additional documentation. However for complex appeals you may need a lawyer or an independent advocate.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.