The top-rated disability insurance agent in Muskegon, Michigan is Janis-Shunta Insurance Agency, rated 4.9 stars across 658 reviews. Other highly rated options include Brenda Bouwman - State Farm Insurance Agent, Brightway Insurance, The Lambert Family Agency, Michigan Insurance Group. This directory lists 22 disability insurance agents serving Muskegon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janis-Shunta Insurance Agency | 950 W Norton Ave #500 | (231) 737-0000 |
| 2 | Brenda Bouwman - State Farm Insurance Agent | 704 E Apple Ave | (231) 722-1189 |
| 3 | Brightway Insurance, The Lambert Family Agency | 3023 Henry St | (231) 769-2700 |
| 4 | Michigan Insurance Group | 1060 W Norton Ave Suite 1 | (231) 755-3000 |
| 5 | Farmers Insurance - Allanger Salgado Agency | 752 Pine St | (231) 903-0314 |
| 6 | Colton Kantola - State Farm Insurance Agent | 992 Witham Rd | (231) 903-6098 |
| 7 | Jerviss Fethke Insurance Agency..."Because Things Happen" | 71 W Webster Ave | (231) 722-2375 |
| 8 | Mark Noffsinger: Allstate Insurance | 5843 Harvey St | (231) 799-2222 |
| 9 | Capstone Insurance Services | 1050 W Western Ave Suite 311 | (231) 744-4324 |
| 10 | Majestic Insurance Agency, LLC | 200 Viridian Dr | (231) 638-5030 |
Janis-Shunta Insurance Agency serves the Muskegon, MI area, providing disability insurance agent services to local residents and businesses. This agency helps individuals and self-employed professionals secure income protection policies that replace a portion of earnings if a health issue prevents them from working. It also assists employers in structuring group disability plans for their workforces. The company handles both short-term and long-term disability insurance coverage for its clients in Muskegon County.
Brenda Bouwman - State Farm Insurance Agent in Muskegon, MI, provides disability insurance services to help clients replace income if they become unable to work. Service plans include personalized disability coverage consultations and ongoing policy reviews to adjust protection as financial needs change. Clients receive direct support for claims and plan modifications through the agency's local office. The company serves single-family homes, apartments, retail establishments, and restaurants in the Muskegon area.
Brightway Insurance, The Lambert Family Agency serves homeowners, renters, and business owners in the Muskegon area by providing disability insurance policies that protect income against unexpected illness or injury. The agency works with clients to understand their coverage needs and offers personalized service throughout the policy selection and claims process. It also assists those planning for long-term financial stability. In addition to serving Muskegon, the agency covers neighboring communities such as Norton Shores and the surrounding Muskegon County region.
Serving Muskegon and the surrounding communities of western Michigan, Michigan Insurance Group handles applications for disability income protection policies. The company advises both employed and self-employed individuals on coverage that helps replace lost wages due to a qualifying illness or injury. Using a consultative approach, it typically reviews a client’s occupation, current benefits, and household budget to then present straightforward policy options for consideration.
At the Allanger Salgado Agency, disability insurance agent services in Muskegon, MI include guiding clients through long-term and short-term income protection plans. The agency also assists with general individual policy evaluations to match coverage with specific career demands and household budgets. For area professionals facing an unexpected injury or illness, these agents help structure benefits to bridge the gap between recovery and returning to work. As snow season approaches, they focus on advising winter trade workers who risk temporary income loss from weather-related accidents.
In Muskegon, Michigan, winter weather can create sudden risk of slips and falls that lead to lost income. Colton Kantola - State Farm Insurance Agent works with area residents to explain how disability insurance helps protect earnings during recovery from illness or injury. The agent meets with each client to discuss coverage options suited to different personal situations. A typical first step is a no-pressure review of current policies to identify any gaps in financial protection.
Based in Muskegon, Michigan, Jerviss Fethke Insurance Agency provides general insurance services. As a dedicated disability insurance agent, the firm specializes exclusively in policies that replace income if a client becomes unable to work due to illness or injury. The agency helps local professionals select appropriate short-term and long-term coverage. Its services are available for a wide range of commercial operations, including area offices, warehouses, and food service businesses.
Mark Noffsinger: Allstate Insurance helps Muskegon-area residents understand the difference between one-time policy evaluations and recurring service options, each tailored to individual protection needs. Disability coverage can replace a portion of lost income when illness or injury prevents work, with benefits structured for short-term or long-term periods. Policyholders choose how frequently they review their policy for life changes or updates. Service is provided on a scheduled basis, with appointments arranged as needed to accommodate each client’s circumstances.
Capstone Insurance Services serves residential clients in Muskegon, Michigan, by helping them secure disability income protection for individual needs. The agency also assists commercial clients in the local area, offering guidance on group disability coverage that safeguards businesses and their employees. Their work focuses on explaining policy options, such as waiting periods and benefit amounts, to ensure appropriate coverage. Between regular policy reviews, the agency follows up with clients to adjust plans as life circumstances change, ensuring arrangements remain suitable.
What Does a a Disability Insurance Agent in Muskegon Cost?
Disability insurance agent costs in Michigan vary. Agents typically earn commissions paid by the insurance carrier so you may not pay a direct fee. Policy premiums for a 40-year-old non-smoker in Muskegon often range from 1% to 3% of annual income for long-term coverage. Costs depend on your occupation health history and benefit amount. This is general information not insurance advice.
About disability insurance agents in Muskegon
A disability insurance agent in Muskegon Michigan helps individuals and businesses secure income protection policies. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services. Local agents understand the specific needs of Muskegon workers in manufacturing healthcare and other key industries.
Frequently Asked Questions
What does a disability insurance agent in Muskegon do?
A disability insurance agent helps you find and purchase short-term or long-term disability policies. They explain policy terms coverage limits and waiting periods. They also assist with filing claims and understanding your rights under Michigan insurance regulations.
How do I choose a disability insurance agent in Muskegon?
Look for an agent licensed in Michigan with experience in disability coverage. Ask about their familiarity with policies from major carriers. Check their reputation with the Michigan Department of Insurance and Financial Services.
Are there Michigan laws that affect disability insurance claims?
Yes Michigan has specific laws including a 30-day deadline for insurers to respond to claims. The state also requires clear policy language and prohibits unfair claim practices. An agent can explain how these rules apply to your policy.
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