The top-rated disability insurance agent in Plymouth, Michigan is Amanda Ross - State Farm Insurance Agent, rated 5.0 stars across 262 reviews. Other highly rated options include Nick Nestorovski - State Farm Insurance Agent, Kennedy Nemier Insurance Services, Farmers Insurance - Antonio Asmar. This directory lists 20 disability insurance agents serving Plymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amanda Ross - State Farm Insurance Agent | 44327 Plymouth Oaks Blvd | (734) 404-6133 |
| 2 | Nick Nestorovski - State Farm Insurance Agent | 259 N Main St | (734) 453-3640 |
| 3 | Kennedy Nemier Insurance Services | 1225 S Main St | (734) 454-4058 |
| 4 | Farmers Insurance - Antonio Asmar | 42193 Ann Arbor Rd | (734) 454-9660 |
| 5 | Laginess Insurance Agency | 199 N Main St | (734) 455-5088 |
| 6 | MK Insurance Group | 42245 Ann Arbor Rd Ste 103 | (248) 459-5679 |
| 7 | Hemlock Insurance Group-Plymouth Branch | 15398 N Haggerty Rd | (734) 463-3500 |
| 8 | AAA Insurance - Schwegler Insurance Plymouth | 1365 S Main St Ste E | (734) 453-2100 |
| 9 | AAA Insurance - Salem Insurance Agency | 40350 Five Mile Rd | (734) 892-2312 |
| 10 | plymouth Insurance | 696 N Mill St Ste 108 | (734) 212-8067 |
Amanda Ross - State Farm Insurance Agent serves the Plymouth, Michigan area and the surrounding Wayne County communities, providing disability insurance agent services. A disability insurance policy helps protect income if an injury or illness prevents someone from working. These plans are designed to replace a portion of lost earnings during recovery. The agency works to match residents with suitable short-term and long-term disability coverage options that fit their personal financial needs and employment situations. It handles both individual disability plans and group policy replacement options for local professionals.
Nick Nestorovski - State Farm Insurance Agent in Plymouth, MI, offers a range of disability insurance services designed to help replace lost income if an illness or injury prevents work. The agent assists clients in selecting appropriate coverage plans and provides ongoing support for policy maintenance and claims filing. Services are available for single-family homes, apartments, retail locations, and restaurants.
Kennedy Nemier Insurance Services serves Plymouth homeowners and local business owners who need protection against income loss due to injury or illness. The agency provides tailored disability insurance policies designed to replace a portion of lost wages during recovery. Clients receive guidance in evaluating coverage options that address both individual and group needs. Regular policy reviews help ensure benefits keep pace with changing financial circumstances. The firm also extends its services to businesses and residents throughout the neighboring city of Canton.
Farmers Insurance - Antonio Asmar serves Plymouth, Michigan, and the surrounding communities in Wayne County. The agency handles disability insurance, helping clients secure income protection for illness or injury. It assists individuals in understanding policy options to replace lost earnings during recovery periods. Routine cases begin with a detailed consultation to review current coverage and financial obligations before presenting suitable plan comparisons for client consideration.
Laginess Insurance Agency, located in Plymouth, MI, distinguishes between one-time policy evaluations and ongoing support for long-term claims management, offering disability insurance coverage that protects a portion of a client’s income if they become unable to work. Their approach helps area residents choose between standalone plans or employer-provided supplemental options. Service runs on a scheduled or as-needed basis, allowing clients to book renewals or file intermittent claims without a fixed commitment.
MK Insurance Group in Plymouth, MI specializes in helping individuals and families secure disability income protection policies. The company also guides clients through group disability plans offered by local employers. As a disability insurance agent, it addresses coverage needs for residents throughout the Plymouth area. During the annual open enrollment season, the company assists clients in reviewing their existing disability benefits and making timely adjustments to their coverage before deadlines.
As winter weather in Plymouth increases the risk of slips and falls, many workers consider how an injury might affect their income. Hemlock Insurance Group-Plymouth Branch helps local professionals review their current coverage against these common seasonal hazards. The agency focuses on disability insurance, offering guidance on policies that replace lost wages during recovery. Their process begins with a simple initial-assessment step, where they evaluate an individual’s existing benefits and potential gaps.
AAA Insurance - Schwegler Insurance Plymouth in Plymouth, MI specializes in helping individuals secure disability insurance coverage. This protects income if illness or injury prevents work. Its primary focus is matching clients with appropriate policies that provide financial stability during recovery periods. As an agent, it works with self-employed professionals as well as employees of local businesses needing supplemental benefits. It serves various commercial sectors, including offices, warehouses, and food service operations, tailoring options for each environment.
As a local disability insurance agent, AAA Insurance - Salem Insurance Agency in Plymouth, MI, serves both residential clients and commercial businesses, meeting individual income protection needs and employer group coverage requirements. Operating throughout the surrounding region, the agency provides guidance on disability policies designed to replace a portion of lost earnings due to illness or injury. Clients typically consult with the agency during life transitions and return for policy reviews or adjustments between regular visits.
What Does a a Disability Insurance Agent in Plymouth Cost?
The cost of disability insurance in Michigan typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $50 and $150 per month. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Plymouth
Disability insurance agents in Plymouth Michigan help individuals and businesses find coverage that protects income if you cannot work. Michigan law does not require employers to provide disability insurance, so many workers seek private policies. A local agent can explain options like short-term and long-term disability plans that fit your needs.
Frequently Asked Questions
What does a disability insurance agent in Plymouth do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and policy exclusions. They also assist with filing claims and understanding Michigan-specific rules.
Is disability insurance required in Michigan?
Michigan does not require employers to offer disability insurance. However, some employers provide it as a benefit. If you do not have coverage through work, a private agent can help you buy an individual policy.
How long do I have to file a disability claim in Michigan?
For private disability policies, the time limit to file a claim is set by your contract, often 30 to 90 days. For Michigan no-fault auto disability benefits, you must file within one year of the accident. An agent can help you understand your specific deadlines.
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