The top-rated disability insurance agent in Taylor, Michigan is Dave Arce - State Farm Insurance Agent, rated 4.8 stars across 363 reviews. Other highly rated options include Amy Bordes - State Farm Insurance Agent, Sandy Gilland - State Farm Insurance Agent, Michigan Title Insurance Agency, Inc.. This directory lists 14 disability insurance agents serving Taylor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Arce - State Farm Insurance Agent | 25755 Goddard Rd | (734) 250-7284 |
| 2 | Amy Bordes - State Farm Insurance Agent | 9333 Telegraph Rd Suite 300A | (313) 562-3322 |
| 3 | Sandy Gilland - State Farm Insurance Agent | 24128 Ecorse Rd Suite B | (313) 295-5656 |
| 4 | Michigan Title Insurance Agency, Inc. | 20300 Superior Rd Ste 130 | (313) 291-2323 |
| 5 | James Fedewa - State Farm Insurance Agent | 24409 Eureka Rd | (734) 946-1100 |
| 6 | Babut Law Offices, PLLC | 20619 Ecorse Rd | (734) 725-0316 |
| 7 | L.A. Insurance | 23921 Eureka Rd | (734) 287-9000 |
| 8 | Omni Insurance Agency/Meemic/AAA | 5853 Telegraph Rd | (313) 438-5555 |
| 9 | Brian Cobb: Allstate Insurance | 25015 Goddard Rd | (734) 946-6380 |
| 10 | Glenn Dobbins Agency Inc. | 23755 Goddard Rd | (734) 287-6161 |
Dave Arce - State Farm Insurance Agent serves the Taylor, Michigan, metro area as a disability insurance agent. The company assists local individuals with planning for income protection if illness or injury prevents them from working. It provides guidance on selecting coverage options that align with clients’ personal financial situations. The agent also helps residents understand how disability benefits interact with other forms of insurance. The office specializes in group disability policies for small businesses and individual long-term disability coverage for self-employed professionals.
Amy Bordes, a State Farm Insurance Agent in Taylor, Michigan, provides disability insurance services to residents of Taylor and the surrounding downriver communities. This agency handles applications for individual and group disability income policies designed to replace a portion of lost wages during illness or injury. For a typical client assessment, the agent reviews the applicant’s current employment income and monthly obligations to recommend suitable coverage levels.
Homeowners, businesses, and property managers in the Taylor, Michigan area seeking income protection can turn to Sandy Gilland, who operates as a local disability insurance agent. This agency assists clients in understanding how disability coverage can help replace lost wages if an illness or injury prevents them from working. Services focus on explaining different policy options and guiding customers through the application process. The agent also serves nearby communities within the downriver region of Metro Detroit.
Michigan Title Insurance Agency, Inc. in Taylor, MI provides disability insurance agent services, helping clients secure coverage that replaces a portion of lost income due to illness or injury. Its offerings include ongoing policy reviews and claims assistance to maintain appropriate protection as circumstances change. The agency serves those who own single-family homes, apartments, retail spaces, and restaurants.
James Fedewa, a disability insurance agent in Taylor, MI, can explain the difference between one-time policies, which pay a single lump sum, and recurring benefit plans that provide ongoing monthly income during a qualifying disability. He helps clients navigate coverage options that replace lost wages due to illness or injury, ensuring financial stability. His service model runs on either a scheduled appointment basis for reviewing existing coverage or an as-needed basis for new policy inquiries and claims support.
As winter weather disrupts routines across Taylor, the need for reliable disability insurance guidance becomes urgent for local workers. Babut Law Offices, PLLC helps individuals evaluate how their income might be protected against unexpected illnesses or injuries. The firm assists clients in understanding policy terms that align with Wayne County’s local employment landscape. A typical initial step involves scheduling a phone or in-office assessment to review current coverage gaps and discuss benefit options before a finalized application is considered.
L.A. Insurance serves clients in the Taylor, Michigan, metro area as a Disability Insurance Agent. The company assists individuals with understanding and selecting income protection plans that help replace lost wages if a disabling illness or injury prevents them from working. Navigating policies and benefit terms can be complex, so the agency helps clients evaluate coverage options suited to their personal finances and employment situations. It handles both short-term disability policies to cover immediate income gaps and long-term disability plans for extended recovery periods.
Serving the Taylor, Michigan area, Omni Insurance Agency/Meemic/AAA offers disability insurance agent services, specializing in policies that replace a portion of income if an illness or injury prevents work. The agency assists local residents seeking personal disability coverage through its affiliated brands. Whether a client is recovering from a winter slip on ice or navigating a new chronic condition after a summer sports injury, the company helps file claims and review policy options for the recovery.
Brian Cobb: Allstate Insurance works with clients across Taylor, MI, connecting them to policies that provide income protection when illness or injury prevents them from working. Its practice focuses on disability insurance, a specialty that helps safeguard personal finances during extended recovery periods. The company serves professionals in a range of commercial settings, including office environments, warehouse operations, and food service establishments.
Glenn Dobbins Agency Inc. serves residents of Taylor, Michigan, with disability insurance policies. The company also offers commercial disability coverage for local businesses needing to protect their employees or operations. Service extends throughout the Taylor area and nearby communities. Each client’s situation is reviewed to help select appropriate income protection options. The agency provides follow-up assistance between regular policy visits, including adjustments for changing needs or updated plan details.
What Does a a Disability Insurance Agent in Taylor Cost?
The cost of disability insurance in Michigan varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk jobs. This is general information, not insurance advice.
About disability insurance agents in Taylor
A disability insurance agent in Taylor, Michigan can help you find a policy that protects your income if you become unable to work. Michigan does not require private disability insurance, but many employers offer it as a benefit. An agent can explain how state laws, such as the Michigan Workers Disability Compensation Act, may interact with your coverage.
Frequently Asked Questions
What does a disability insurance agent in Taylor do?
An agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and how Michigan law affects claims. They do not provide legal advice but can guide you through the application process.
How long do I have to file a disability claim in Michigan?
Private disability insurance policies have their own deadlines, usually 30 to 90 days after the disability starts. Michigan does not have a specific statute for private disability claims, but you should file as soon as possible. Check your policy for exact time limits.
Can a disability insurance agent help with a denied claim?
An agent can review your policy and explain the denial reasons. They may suggest steps to appeal, but they cannot represent you in a legal dispute. For a formal appeal, you may need to contact the Michigan Department of Insurance or consult an attorney.
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