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Browse disability insurance agents serving Cape Girardeau, Missouri. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 18 disability insurance agents in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100
discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999
goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652
tig-ins.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222
coalterinsurancegroup.com
Parmele Disability Advocates, LLC
260 S Mt Auburn Rd, Cape Girardeau, MO 63703
(866) 889-2570
parmeledisability.com
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
75 Sheridan Dr, Cape Girardeau, MO 63703
(573) 335-4343
agents.farmers.com
Landon Besand - Insurance Agent
1917 William St, Cape Girardeau, MO 63703
(573) 517-7734
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509
myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038
ace.aaa.com
Farmers Insurance - Clarence Matthews
1750 N Kingshighway St Suite B, Cape Girardeau, MO 63701
(573) 334-8888
agents.farmers.com
Brightway Insurance, The Prima Agency
1936 Broadway St B, Cape Girardeau, MO 63701
(573) 335-5822
brightwayprima.com
Shelter Insurance - Rebecca Tosarello
87 S Plaza Way, Cape Girardeau, MO 63703
(573) 335-5287
shelterinsurance.com
Rob Rueseler & Associates
113 S Broadview St, Cape Girardeau, MO 63703
(573) 334-5086
rueselerandassociates.com
Shelter Insurance - Terri Shaw
1418 N Kingshighway St, Cape Girardeau, MO 63701
(573) 335-8116
shelterinsurance.com
Fraternal Insurance Agency
207 S Kingshighway, Cape Girardeau, MO 63703
(573) 258-5096
Capital Insurance & Associates, Inc.
326 S Broadview St, Cape Girardeau, MO 63703
(573) 335-2300
capitalinsagency.com
W.E. Walker-Lakenan
117 S Broadview St, Cape Girardeau, MO 63703
(573) 335-3307
wewalker.com
First State Insurance Agency
2527 William St, Cape Girardeau, MO 63703
(573) 334-8100
fsiaonline.com
Disability insurance agents in Cape Girardeau Missouri help residents protect their income if they cannot work due to injury or illness. Missouri law requires agents to be licensed by the Missouri Department of Insurance. Local agents understand the regional job market and can guide you through policy selection and claim filing.
What Does a Disability Insurance Agent in Cape Girardeau Cost?
The cost of disability insurance in Missouri typically ranges from 1% to 3% of your annual income. For a 35 year old in Cape Girardeau earning 50000 per year, a policy might cost between 500 and 1500 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Cape Girardeau do?
A disability insurance agent helps you find a policy that replaces part of your income if you become disabled. They explain policy terms, compare options from different carriers, and assist with the application process. Agents also provide guidance on claim requirements specific to Missouri.
How do I choose a disability insurance agent in Missouri?
Look for an agent licensed in Missouri with experience in disability coverage. Ask about their knowledge of Missouri insurance regulations and the types of policies they offer. Check their reputation with local clients and verify their license through the Missouri Department of Insurance website.
Are there time limits for filing a disability claim in Missouri?
Missouri does not have a specific state law for disability claim deadlines, but most policies require you to notify the insurer within 30 days of disability. You must then submit proof of loss within 90 days. Always check your policy for exact time limits to avoid claim denial.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.