The top-rated disability insurance agent in Gladstone, Missouri is Briarcliff Insurance Group, rated 4.9 stars across 327 reviews. Other highly rated options include Jenkins & James Insurance Agency, Jeff David Insurance Agency, Mary Ann Surber - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Gladstone.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Briarcliff Insurance Group | 2601 NE Kendallwood Pkwy Suite 212 | (816) 759-2133 |
| 2 | Jenkins & James Insurance Agency | 6651 N Oak Trafficway Suite 20 | (816) 453-8555 |
| 3 | Jeff David Insurance Agency | 6520 N Oak Trafficway | (816) 436-2622 |
| 4 | Mary Ann Surber - State Farm Insurance Agent | 6407 N Prospect Ave | (816) 452-1700 |
| 5 | Amanda Stagg: Allstate Insurance | 5608 NE Antioch Rd | (816) 559-7081 |
| 6 | Robert Raney - Missouri Farm Bureau Insurance | 7 NW 72nd St Ste 201C | (816) 436-9571 |
| 7 | Mark Pearcy Agency Inc American Family Insurance | 6505 N Prospect Ave STE 2 | (816) 452-6328 |
| 8 | Shelter Insurance - Chad Nichols | 7090 N Oak Trafficway | (816) 420-8300 |
| 9 | Yeatman Insurance Agency LLC | 5606 N Antioch Rd | (816) 452-2070 |
| 10 | Shelter Insurance - Spencer Osborn | 188 NE 72nd St | (816) 468-7444 |
Briarcliff Insurance Group serves Gladstone and Clay County, Missouri as a disability insurance agent. The company helps individuals and professionals secure coverage designed to replace a portion of income should an illness or injury prevent them from working. Policies are tailored to various occupations and income levels, ensuring appropriate protection for unique financial situations. Briarcliff Insurance Group also advises on short-term and long-term disability plans, assisting clients in navigating policy options specific to the local employment landscape.
Jenkins & James Insurance Agency in Gladstone, MO provides disability insurance agent services, including evaluating clients’ income protection needs and guiding them through policy options. It offers ongoing support to review and adjust coverage as circumstances change, ensuring policies remain aligned with current occupational and financial situations. The agency serves individuals and business owners in the area, typically assisting those with single-family homes, apartments, retail establishments, and restaurants.
Jeff David Insurance Agency serves homeowners, renters, and small business owners in Gladstone, Missouri, providing disability insurance policies that help protect income when illness or injury prevents work. The agency explains how long-term and short-term disability coverage can replace a portion of lost earnings for clients from various employment backgrounds. Claim guidance and policy updates are offered throughout the coverage period. Additional assistance with plan options is available for residents in surrounding Northland communities, including Kansas City, Missouri.
Mary Ann Surber - State Farm Insurance Agent serves the Gladstone, Missouri area and surrounding Northland communities in Clay and Platte counties. The company handles disability insurance, helping local residents protect their income if illness or injury prevents them from working. It also addresses related needs such as short-term and long-term coverage options available through a major national carrier. For a typical job, the agent reviews a client’s occupation, current earnings, and existing financial protections, then customizes a policy recommendation based on that individual risk profile.
In this field, a disability insurance agent offers one-time policy evaluations or recurring support for claims management. Amanda Stagg: Allstate Insurance serves clients in Gladstone, MO, by explaining how individual disability coverage can replace lost income during illness or injury. The agent clarifies policy terms, helping customers compare benefit periods and elimination periods. This service runs on an as-needed basis, allowing clients to schedule consultations for policy reviews, updates, or claims assistance without a long-term commitment.
Robert Raney - Missouri Farm Bureau Insurance in Gladstone, MO specializes in disability insurance agent services, helping local workers secure income protection plans. It also provides general insurance guidance to clients across the Kansas City area. The firm focuses on tailoring policies to cover a portion of lost wages due to illness or injury. Its services prove especially useful for residents seeking support during recovery periods from common seasonal accidents, such as falls on icy sidewalks or winter sports mishaps requiring extended time off work.
In Gladstone’s unpredictable seasons, a sudden injury or illness can halt a paycheck, creating financial strain when recovery is most needed. Mark Pearcy Agency Inc American Family Insurance addresses this local concern by offering disability insurance agent services tailored to replace lost income during medical leave. The agency evaluates each client’s occupation and lifestyle to recommend coverage that maintains household stability. An initial consultation is the first step, during which the agent reviews current policies and identifies potential gaps in protection.
Shelter Insurance - Chad Nichols focuses on providing insurance solutions in Gladstone, Missouri, including general coverage plans for businesses and individuals. Its disability insurance agent specialty adds specific income protection planning for workers who might face unexpected health challenges. This detailed approach helps ensure employees can manage financial stability during temporary or long-term medical leaves. The agency serves a variety of commercial operations, including offices, warehouses, and food service establishments that require tailored disability coverage options.
Yeatman Insurance Agency LLC serves residential clients in and around Gladstone, Missouri by helping them select disability insurance policies that replace income during illness or injury. The agency also offers commercial coverage for local small businesses looking to protect their employees and operations. Serving clients throughout the greater Gladstone area, Yeatman Insurance Agency LLC handles applications and provides policy guidance as needed. Between regular visits, the agency can follow up with clients to adjust coverage after life changes such as a new job or a medical event.
What Does a a Disability Insurance Agent in Gladstone Cost?
The cost of disability insurance in Missouri typically ranges from 1% to 3% of your annual income. For example, a policy covering 60% of a $50,000 salary might cost between $500 and $1,500 per year. Premiums depend on your age, health, occupation, and the policy features like elimination period and benefit duration. This is general information and not insurance advice.
About disability insurance agents in Gladstone
Disability insurance agents in Gladstone, Missouri help individuals and businesses find coverage that protects income if you cannot work. These agents understand Missouri insurance regulations and can explain policy options like short-term and long-term disability plans. Working with a local agent means you get guidance tailored to the Gladstone community and state requirements.
Frequently Asked Questions
What does a disability insurance agent in Gladstone do?
A disability insurance agent helps you compare policies from different carriers, explains coverage limits and waiting periods, and assists with the application process. They can also help you understand how Missouri state laws affect your policy.
Do I need disability insurance in Missouri?
Missouri does not require individuals to have disability insurance, but it can be valuable if you rely on your income. Employer-sponsored plans may have limits, so a private policy can provide additional protection. An agent can help you decide based on your situation.
Can a Gladstone agent help with existing disability claims?
Yes, many disability insurance agents can review your current policy and help you understand your benefits. However, for disputes or denied claims, you may need to consult an attorney who specializes in Missouri disability law.
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