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Find Disability Insurance Agents Near You in Kansas City, MO

Directory of disability insurance agents in Kansas City, Missouri. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Kansas City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 18 disability insurance agents in Kansas City, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Senior Benefits Plus LLC
7506 N Oak Trafficway Suite 100, Kansas City, MO 64118
(816) 793-3880 senbenplus.com
Prime Insurance Agency
9601 NE Barry Rd Ste 120, Kansas City, MO 64158
(816) 479-0595 primeinsurancekc.com
Bargain Insurance Connection
2635 NE Vivion Rd, Kansas City, MO 64119
(816) 453-7722 bic-agent.com
Midwest Professional Insurance
4037 Central St, Kansas City, MO 64111
(913) 747-1000 mwpins.com
Steve Conway - State Farm Insurance Agent
1404 NW Vivion Rd, Kansas City, MO 64118
(816) 452-6700 steveconway.com
Kansas City Life Insurance Company
3520 Broadway Blvd, Kansas City, MO 64111
(816) 753-7000 kclife.com
Nominal Insurance
5545 N Oak Trafficway Suite 12A, Kansas City, MO 64118
(816) 569-6611 nominalins.com
Ozark National Life Insurance Co
333 W 11th St #200, Kansas City, MO 64105
(816) 842-6300 ozark-national.com
The Robert E. Miller Group
903 E 104 St Suite 800, Kansas City, MO 64131
(816) 333-3000 millercares.com
Ambition Risk Services, Inc.
1 E Armour Blvd Suite 100A, Kansas City, MO 64111
(844) 937-7475 ambitionrisk.com
Broker Medicare Insurance
213 Walnut St #103, Kansas City, MO 64106
(816) 507-3317 brokermedicareinsurance.com
Heartland Insurance Agency
7611 State Line Rd Suite 160, Kansas City, MO 64114
(816) 308-4778 heartlandinsagency.com
Fidelity Security Life Insurance Co
3130 Broadway Blvd, Kansas City, MO 64111
(816) 756-1060 fslins.com
Morrill Insurance Group
8407 N Crawford Ave, Kansas City, MO 64153
(816) 891-7771 morrillinsurancegroup.com
Cowell James Forge Insurance Group
10525 N Ambassador Dr, Kansas City, MO 64153
(816) 471-4245 cjfig.com
Greater Kansas City Association of Independent Insurance Agents
700 W 47th St #1100, Kansas City, MO 64112
(636) 500-1423
Allied Medicare Advisors
7211 NW 83 St Suite 300, Kansas City, MO 64152
(816) 641-5544 alliedmedicareadvisors.com
Kansas City Life Group Benefits
3520 Broadway Blvd, Kansas City, MO 64111
(877) 266-6767 kclgroupbenefits.com

Disability insurance agents in Kansas City Missouri help individuals and businesses find coverage that protects income if injury or illness prevents work. Missouri law does not require employers to provide disability insurance so many workers seek private policies. A local agent can explain options like short term and long term disability plans that meet your needs.

What Does a Disability Insurance Agent in Kansas City Cost?

The cost of disability insurance in Missouri varies by age health occupation and benefit amount. Typical premiums range from 1 percent to 3 percent of your annual income. For a 50 thousand dollar annual income a policy might cost 500 to 1500 dollars per year. Costs also depend on the elimination period and benefit duration. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Kansas City do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage limits. They do not handle claims but can guide you on how to file if needed.
Is disability insurance required by law in Missouri?
Missouri does not require employers to provide disability insurance. However some employers offer it as a benefit. If you are self employed or your employer does not offer coverage a private policy is your option.
How do Missouri laws affect disability insurance claims?
Missouri follows the policy contract terms for private disability insurance. There is no state mandated waiting period but policies have their own elimination periods. If a claim is denied you have the right to appeal under the policy terms and Missouri contract law.