ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Kirkwood, MO

Browse disability insurance agents serving Kirkwood, Missouri. Updated 2026-07-14.

The top-rated disability insurance agent in Kirkwood, Missouri is Anthony Luster - State Farm Insurance Agent, rated 4.9 stars across 351 reviews. Other highly rated options include The Crismore Agency, Farmers Insurance - Brody Jackson, Kirk D Faubel Insurance Advisors. This directory lists 11 disability insurance agents serving Kirkwood.

Showing 11 disability insurance agents in Kirkwood, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Anthony Luster - State Farm Insurance Agent1045 N Harrison Ave(314) 462-0399
2The Crismore Agency117 W Woodbine Ave 2nd floor(314) 480-3720
3Farmers Insurance - Brody Jackson12166 Old Big Bend Rd Suite 302(636) 600-0720
4Kirk D Faubel Insurance Advisors10135 Manchester Rd Apt 202(618) 363-5272
5Hardy R Washington Jr - State Farm Insurance Agent800 S Kirkwood Rd(314) 821-8488
6Kalender & Associates LLC American Family Insurance734 N Harrison Ave(314) 471-0045
7Concordia Plan Services1333 S Kirkwood Rd(314) 965-7580
8Koury Insurance Agency11039 Manchester Rd(314) 822-9275
9Hashley Insurance Agency101 W Argonne Dr Ste 244(314) 569-1440
10Insurance Advisory Group138 W Adams Ave(314) 697-3005
AL
1045 N Harrison Ave
Anthony Luster - State Farm Insurance Agent
Disability Insurance Agent · Kirkwood, MO

Anthony Luster - State Farm Insurance Agent serves the Kirkwood, Missouri area and surrounding St. Louis County communities as a disability insurance agent. The agency assists clients in securing financial protection against income loss due to illness or injury. General disability policies offered through this office can help replace a portion of lost earnings during recovery periods. The agency works with individuals to explore short-term and long-term disability coverage options tailored to their employment situations and personal needs, including both employer-sponsored gap policies and independent plans.

CA
117 W Woodbine Ave 2nd floor
The Crismore Agency
Disability Insurance Agent · Kirkwood, MO

The Crismore Agency provides group and individual disability insurance solutions to protect income during illness or injury. Their ongoing service plans include policy reviews and claims assistance to help clients navigate the process. Based in Kirkwood, Missouri, the agency supports professionals and business owners within the local region. It serves a variety of property-owning clients, including those with single-family homes, apartment complexes, retail spaces, and restaurants.

FI
12166 Old Big Bend Rd Suite 302
Farmers Insurance - Brody Jackson
Disability Insurance Agent · Kirkwood, MO

Farmers Insurance - Brody Jackson serves homeowners, businesses, and property managers in Kirkwood, Missouri, by helping them understand and secure disability insurance policies that provide income protection if an injury or illness prevents them from working. The agency works closely with clients to evaluate their individual coverage needs, explaining options available through Farmers Insurance. It also assists local professionals and self-employed individuals in maintaining financial stability during unexpected health setbacks. The agency additionally serves clients throughout the greater St. Louis metro area, including nearby Webster Groves.

KD
10135 Manchester Rd Apt 202
Kirk D Faubel Insurance Advisors
Disability Insurance Agent · Kirkwood, MO

Kirk D Faubel Insurance Advisors serves clients in Kirkwood, Missouri, and the surrounding St. Louis metro area. The company handles disability insurance, a specialized field that helps individuals protect their income if illness or injury prevents them from working. Understanding that financial security depends on steady earnings, the firm evaluates each client’s occupation and lifestyle risks to identify appropriate coverage. For a typical case, it compares policies from multiple insurers, then recommends a plan that balances monthly benefits with affordable premium costs.

HR
800 S Kirkwood Rd
Hardy R Washington Jr - State Farm Insurance Agent
Disability Insurance Agent · Kirkwood, MO

Hardy R Washington Jr - State Farm Insurance Agent in Kirkwood, MO, helps clients distinguish between one-time disability income policies and recurring benefit plans, ensuring coverage aligns with individual needs and employment circumstances. Serving local residents, the agency provides guidance on protecting income from unexpected injury or illness. Policies are available on a one-time, scheduled, or as-needed basis depending on the coverage type and client preference for premium payments.

KA
734 N Harrison Ave
Kalender & Associates LLC American Family Insurance
Disability Insurance Agent · Kirkwood, MO

Kalender & Associates LLC American Family Insurance specializes in disability insurance agent services in Kirkwood, MO, and also provides general guidance on protecting clients’ income through individual disability policies. The agency helps residents understand how policy options can safeguard their financial stability in the event of an illness or injury that prevents them from working. During flu season, it offers particular assistance in reviewing coverage for temporary disabilities that may arise from unexpected health setbacks.

CP
1333 S Kirkwood Rd
Concordia Plan Services
Disability Insurance Agent · Kirkwood, MO

As winter weather makes navigating the streets of Kirkwood more challenging, the risk of an injury that sidelines a working professional increases. Concordia Plan Services helps area residents secure disability insurance coverage that replaces income during recovery from such an event. The firm explains how individual or group policies bridge the gap until a return to work is possible. An initial consultation reviews current earnings, existing employer benefits, and personal financial obligations to determine the appropriate benefit amount.

KI
11039 Manchester Rd
Koury Insurance Agency
Disability Insurance Agent · Kirkwood, MO

Koury Insurance Agency works with individuals and businesses in the Kirkwood area to identify coverage needs related to lost income due to illness or injury. As a disability insurance agent, it focuses on policies that help replace a portion of earnings during a recovery period. The agency assists with structuring plans tailored for various professional environments, including offices and corporate settings. It also serves the protection needs of employees in warehouses, as well as those in food service operations.

HI
101 W Argonne Dr Ste 244
Hashley Insurance Agency
Disability Insurance Agent · Kirkwood, MO

Hashley Insurance Agency serves residents of Kirkwood, Missouri, helping individuals secure disability coverage to protect their income during unexpected health events. The agency also provides commercial disability insurance solutions for local businesses, serving clients throughout the greater St. Louis area. They guide each customer through policy options without time pressure, explaining terms clearly. After an initial claim or consultation, the agency offers follow-up service to adjust coverage as life circumstances change, ensuring policies remain relevant between regular annual reviews.

IA
138 W Adams Ave
Insurance Advisory Group
Disability Insurance Agent · Kirkwood, MO

Insurance Advisory Group, based in Kirkwood, Missouri, is known for helping clients navigate the often-complex process of securing disability income protection. Its service range covers initial policy comparisons and application assistance for both individual and employer-sponsored plans in the greater St. Louis area. The agency focuses on aligning coverage with each professional’s specific occupation and income needs. For added security, it can include a specialty service of incorporating future purchase options into your policy, allowing increased coverage later without new medical underwriting.

WC
103 N Taylor Ave suite b
West County Insurance
Disability Insurance Agent · Kirkwood, MO
(314) 835-9800
westcountyins.com

What Does a a Disability Insurance Agent in Kirkwood Cost?

Disability insurance premiums in Missouri typically range from 1% to 3% of your annual income. For a 40 year old professional a policy might cost between 100 and 400 dollars per month depending on benefit amount elimination period and occupation class. Costs vary by age health and policy features. This is general information not insurance advice.

About disability insurance agents in Kirkwood

Disability insurance agents in Kirkwood Missouri help individuals and businesses find coverage that protects income if an injury or illness prevents work. Missouri law does not require private disability insurance but agents can explain policy options and state-specific rules. Working with a local agent ensures you understand how Missouri benefit laws may affect your claim.

Frequently Asked Questions

What does a disability insurance agent in Kirkwood do?

A disability insurance agent in Kirkwood helps you compare policies from different carriers. They explain coverage limits elimination periods and benefit durations. Agents do not adjust claims but can guide you on policy terms.

Are there Missouri laws that affect disability insurance claims?

Yes Missouri has a statute of limitations for filing a lawsuit on a disability policy which is typically 5 years from the date of breach. Missouri also follows the reasonable expectations doctrine which can help policyholders when policy language is unclear.

How do I choose a disability insurance agent in Kirkwood Missouri?

Look for an agent who is licensed in Missouri and has experience with individual or group disability policies. Ask about their knowledge of Missouri insurance regulations and whether they work with multiple carriers to offer a range of options.

Disability Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.