The top-rated disability insurance agent in Joplin, Missouri is Andrew Parker - State Farm Insurance Agent, rated 4.9 stars across 413 reviews. Other highly rated options include Parmele Disability Advocates, LLC, Winnett Insurance Agency Inc, Johnny Murray - Missouri Farm Bureau Insurance. This directory lists 20 disability insurance agents serving Joplin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Parker - State Farm Insurance Agent | 1027 S Main St Ste 106 | (417) 781-2245 |
| 2 | Parmele Disability Advocates, LLC | 614 S Main St | (866) 889-2570 |
| 3 | Winnett Insurance Agency Inc | 629 S Schifferdecker Ave | (417) 624-5724 |
| 4 | Johnny Murray - Missouri Farm Bureau Insurance | 3929 E 7th St Ste B2 | (417) 553-7770 |
| 5 | Tyler Linn: Allstate Insurance | 1531 E 32nd St Ste 4 | (417) 624-7355 |
| 6 | Kraft Insurance Services | 2701 Bird Ave | (417) 624-6565 |
| 7 | First Missouri Insurance - Don Gould Agency, Inc. | 1331 S Illinois Ave | (417) 781-8343 |
| 8 | Jadwin Insurance Services | 1531 W 32nd St #208B | (417) 221-3497 |
| 9 | Volk's Avanti Insurance Agency Inc. | 4130 S Main St | (417) 624-3072 |
| 10 | Fletcher Insurance: Allstate Insurance | 2209 S Rangeline Rd | (417) 553-0492 |
Andrew Parker - State Farm Insurance Agent serves the Joplin, Missouri area as a disability insurance agent. This agency helps individuals and local business owners understand how disability coverage can protect a portion of their income if an illness or injury prevents them from working. Policy options typically include short-term and long-term plans that provide regular monthly benefits during a recovery period. The agent handles both individual disability income policies and group coverage options for small businesses in the region.
Parmele Disability Advocates, LLC provides guidance and support to individuals in Joplin, MO, who are seeking disability insurance coverage to protect their income. The agency offers consultation on policy options to help clients understand how disability benefits can safeguard their financial stability in the event of illness or injury. Ongoing service includes assistance with claims and policy maintenance to address changing client needs. The company serves professionals and business owners, including those with single-family homes, apartments, retail, and restaurants.
Winnett Insurance Agency Inc serves local homeowners, small business owners, and property managers in Joplin, Missouri, as a disability insurance agent. It helps clients explore policy options that provide income protection if an injury or illness prevents them from working. The agency guides individuals through plan comparisons and coverage needs suited to their work and budget. It also assists businesses in evaluating group disability solutions for employees. Its service area extends into the neighboring communities of Webb City and Carl Junction.
Johnny Murray - Missouri Farm Bureau Insurance serves the Joplin, Missouri area and surrounding communities, handling disability insurance needs for local residents. This agency assists clients in understanding how disability coverage can protect their income in the event of an illness or injury that prevents them from working. To help a typical client, the agency carefully reviews each individual’s occupation and lifestyle to recommend an appropriate policy that aligns with their specific financial circumstances and long-term goals.
Tyler Linn: Allstate Insurance offers both one-time consultations to evaluate current disability insurance needs and recurring service for ongoing policy adjustments. Coverage focuses on protecting local income by providing partial wage replacement if an injury or illness prevents work. This business helps Joplin residents understand policy terms and file any necessary claims. Service operates on both a scheduled appointment and as-needed basis for policy reviews or claim support.
Kraft Insurance Services specializes in personal disability insurance, offering policies that replace lost income due to illness or injury. The agency also provides general long-term and short-term disability coverage for individuals and small businesses in the Joplin, Missouri area. As the region’s manufacturing and logistics workforce is often exposed to physically demanding conditions, the company helps these workers prepare for the financial disruption of an unexpected accident or recovery period during peak production seasons.
As the seasons change in Joplin, residents often reassess their financial safeguards, prompting questions about income protection during illness or injury. First Missouri Insurance - Don Gould Agency, Inc. serves as a disability insurance agent in this area, helping individuals understand how policies can replace lost earnings when health issues prevent work. The agency clarifies coverage options such as benefit periods and elimination periods, guiding clients toward plans that match their employment circumstances. An initial assessment of current income and financial obligations begins this process.
Serving Joplin, Missouri residents, Jadwin Insurance Services specializes in disability insurance coverage. For local commercial clients, the company also offers tailored policies designed to protect businesses against income disruption. Representing the broader Southwest Missouri area, the agency works with self-employed professionals and small business owners to secure long-term income replacement plans. Clients can return for policy adjustments or annual reviews, ensuring ongoing coverage evolves with changing employment or health needs between regular visits.
Volk's Avanti Insurance Agency Inc. works in Joplin, Missouri, to help clients manage financial risk, with a specific focus as a disability insurance agent. This means the agency assists individuals in structuring income protection plans for times when injury or illness prevents them from working. The agency can serve the insurance needs of a variety of commercial sectors, including offices, warehouses, and food service operations.
Fletcher Insurance: Allstate Insurance in Joplin, MO, is known for helping individuals secure disability income protection. Their service range includes evaluating local coverage options to replace lost wages during illness or injury. Agents in this area commonly assess policy terms and benefits tailored to professional and personal needs. The company provides guidance on short-term and long-term disability plans. A specialty service it can add on is assisting with Social Security disability claim coordination.
What Does a a Disability Insurance Agent in Joplin Cost?
Typical costs for disability insurance in Missouri range from 1% to 3% of your annual income for a policy. For example, a 40-year-old earning 60,000 dollars per year might pay 600 to 1,800 dollars annually. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Joplin
Disability insurance agents in Joplin Missouri help individuals and businesses secure income protection. Missouri law requires insurers to respond to claims within 45 days. A local agent can explain policy options and assist with the application process.
Frequently Asked Questions
What does a disability insurance agent in Joplin do?
An agent helps you compare policies from multiple carriers. They explain benefit terms, elimination periods, and occupation-specific coverage. They also assist with claims and appeals under Missouri regulations.
How long do I have to file a disability claim in Missouri?
Missouri law does not set a specific deadline for filing a claim, but policies usually require prompt notice. Most policies give you 30 to 90 days to submit proof of loss. Check your policy for exact time limits.
Are disability insurance benefits taxable in Missouri?
Benefits are not taxable if you paid the premiums with after-tax dollars. If your employer paid the premiums, benefits are taxable as income. Missouri follows federal tax rules for this treatment.
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