The top-rated disability insurance agent in Jersey City, New Jersey is Kacey Padlo - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Tawanda Jackson - State Farm Insurance Agent, Goosehead Insurance - Paula Keung, Soliman Agency LLC: Allstate Insurance. This directory lists 20 disability insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 2 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 3 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 4 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 5 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 6 | Men Ins Agency | 263 Central Ave | (201) 792-4188 |
| 7 | Taylor Jr Roscoe H | 731-733 Grand St | (201) 332-5255 |
| 8 | New York Life Insurance Agent | 209 Summit Ave | (201) 953-4806 |
| 9 | The Blake Agency | 52 Atlantic St | (201) 209-0065 |
| 10 | HOME INSURANCE | 584 West Side Ave | (862) 359-1849 |
Kacey Padlo - State Farm Insurance Agent serves Jersey City, New Jersey, as a local disability insurance agent. This office helps individuals and business owners understand their coverage options for income protection. The agency assists clients in evaluating policies that replace a portion of lost earnings due to illness or injury. It also provides guidance on short-term and long-term disability plans tailored to different professional needs in the area.
Tawanda Jackson - State Farm Insurance Agent in Jersey City, NJ, provides a range of disability insurance services to help protect individuals from income loss due to illness or injury. The agent offers personalized consultations to assess coverage needs and can assist with policy applications, plan modifications, and claims guidance for ongoing policy maintenance. The company services clients with various residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Goosehead Insurance - Paula Keung serves homeowners, renters, and small business owners in Jersey City, New Jersey, by providing disability insurance agent services. The agency helps clients evaluate income protection plans that may replace lost wages due to illness or injury. Each policy recommendation is tailored to individual financial needs and employment circumstances. Coverage options are explained clearly to support informed decision-making. The agency also serves clients throughout the wider Hudson County area, including nearby communities such as Hoboken and Bayonne.
Serving Jersey City and its surrounding communities, Soliman Agency LLC: Allstate Insurance handles disability insurance solutions for local residents and professionals. The agency focuses on helping clients understand how disability coverage can protect their income during unexpected health events. It works with individuals to assess personal needs and policy options in this area. Typical cases are approached by first reviewing a client’s occupation and financial situation, then presenting options that fit their specific protection goals.
J&J Assurance Group in Jersey City, NJ helps clients distinguish between a one-time policy purchase for a single term and recurring disability insurance plans that renew to provide ongoing income protection. The firm assists local professionals and businesses in understanding coverage options tailored to safeguard earnings against unforeseen medical conditions. Their service operates on an as-needed basis, allowing clients to request consultations and policy adjustments whenever specific disability insurance needs arise.
Men Ins Agency in Jersey City, New Jersey offers specialized disability insurance agent services to help local residents replace lost income if illness or injury prevents working. It guides clients through policy options that protect their earnings during recovery periods. The agency assists with filing initial claims and understanding benefit eligibility. It also helps address the financial concerns created by the upcoming flu season, when unexpected illness can disrupt household budgets and long-term financial stability.
As tax season and annual enrollment periods wrap up in Jersey City, many local professionals seek coverage that protects their income from unexpected illness or injury. Taylor Jr Roscoe H operates locally as a disability insurance agent, helping clients understand options for replacing lost wages. The firm focuses on matching individuals with plans suited to their specific occupations and financial obligations. A typical process begins with an initial assessment of current coverage gaps and anticipated monthly needs.
New York Life Insurance Agent in Jersey City, NJ, is known for providing disability insurance services to local residents and businesses. The agency helps clients understand how disability coverage can protect income during illness or injury. It offers consultations to assess individual needs, guiding policy selection that aligns with financial goals. This agent can also add a rider for future purchase options, allowing policyholders to increase coverage as earnings grow.
The Blake Agency operates as a disability insurance agent in Jersey City, New Jersey, assisting clients with income protection policies tailored to local employment conditions. As specialists in this field, the agency focuses on evaluating individual coverage needs for accidents, illnesses, and long-term absence risks. It provides disability insurance resources for professionals across various commercial sectors, including offices, warehouses, and food service environments.
What Does a a Disability Insurance Agent in Jersey City Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of annual income for individual policies. For a 40 year old earning $75,000 per year, a policy might cost between $750 and $2,250 annually. Group plans through employers are often cheaper but less customizable. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Jersey City
Disability insurance agents in Jersey City, New Jersey help individuals and businesses secure income protection policies. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private equivalent. A local agent can explain how these state mandates interact with individual disability policies.
Frequently Asked Questions
What does a disability insurance agent in Jersey City do?
A disability insurance agent helps you compare policies from different carriers and apply for coverage. They can also assist with understanding policy terms and filing claims. Agents do not provide legal advice but can guide you through the insurance process.
How does New Jersey state disability insurance affect private policies?
New Jersey requires employers to provide Temporary Disability Insurance (TDI) which covers short-term non-work injuries. Private disability policies can supplement this by offering longer benefit periods or higher amounts. An agent can help coordinate these coverages.
What are the time limits for filing a disability claim in New Jersey?
For New Jersey state TDI, you must file a claim within 30 days of becoming disabled. Private policies have their own deadlines often ranging from 30 to 90 days. Missing these deadlines can result in denial of benefits.
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