Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 disability insurance agents in Livingston, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sandra Suarez - State Farm Insurance Agent
2 E Northfield Rd Suite #6, Livingston, NJ 07039
(973) 994-0500
sandramyagent.com
Infinity Guard Insurance Agency
600 S Livingston Ave, Livingston, NJ 07039
(973) 315-7621
Florence Insurance NJ
75 County Rd 508, Livingston, NJ 07039
(862) 201-5025
integratedplan.net
Mike Petronella - State Farm Insurance Agent
104 S Livingston Ave, Livingston, NJ 07039
(973) 994-0472
mikepetronella.com
World Insurance Associates LLC
301 S Livingston Ave # 100, Livingston, NJ 07039
(973) 994-9898
locations.worldinsurance.com
JONATHAN CASTANEDA: Allstate Insurance
34 S Livingston Ave #2b, Livingston, NJ 07039
(973) 535-1280
agents.allstate.com
Strategic Insurance Agency Inc.
568 S Livingston Ave, Livingston, NJ 07039
(973) 422-1324
strategic-insurance.com
Wharton Lyon Lyon
101 S Livingston Ave, Livingston, NJ 07039
(973) 992-5775
whartoninsurance.com
Anthony Santarella - Prudential Financial
256 S Livingston Ave, Livingston, NJ 07039
(973) 597-9700
prudential.com
CRC Benefits
354 Eisenhower Pkwy #2850, Livingston, NJ 07039
(973) 548-2830
crcbenefits.com
New York Life Insurance
354 Eisenhower Pkwy # 2500, Livingston, NJ 07039
(973) 597-1885
newjersey.nyloffices.com
What Does a Disability Insurance Agent in Livingston Cost?
Disability insurance agent services in New Jersey typically cost nothing upfront, as agents earn commissions from the insurance carrier. Policy premiums for individual disability insurance in New Jersey range from 1% to 3% of your annual income, depending on age, health, and occupation. For example, a 35-year-old professional might pay $100 to $300 per month for a policy with a 90-day waiting period. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Livingston do?
A disability insurance agent helps you find and apply for disability insurance policies that fit your needs. They explain policy terms, compare plans from different carriers, and assist with claim paperwork. In New Jersey, they can also help you understand how private coverage works with the state temporary disability program.
How long does it take to get disability benefits in New Jersey?
For New Jersey state temporary disability benefits, the initial processing time is about two to four weeks after your claim is filed. Private disability insurance claims may vary by carrier, but agents can help you submit complete paperwork to avoid delays. New Jersey law requires employers to provide information about state disability benefits within 10 days of a request.
Is disability insurance required in New Jersey?
New Jersey law requires most employers to provide temporary disability insurance through the state plan or a private plan. However, this coverage is limited and does not replace long-term disability insurance. A disability insurance agent can help you obtain additional private coverage for longer or more comprehensive protection.