The top-rated disability insurance agent in Medford, New Jersey is J.S. Braddock Agency, rated 4.9 stars across 118 reviews. Other highly rated options include Michael J. McDyer: Allstate Insurance, Mills Insurance Group LLC, Farmers Insurance - Ronald Bradberry. This directory lists 13 disability insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | J.S. Braddock Agency | 22 N Main St | (609) 654-5800 |
| 2 | Michael J. McDyer: Allstate Insurance | 649 Stokes Rd | (609) 654-1426 |
| 3 | Mills Insurance Group LLC | 715 Stokes Rd Suite 201 | (609) 385-1975 |
| 4 | Farmers Insurance - Ronald Bradberry | 520 Stokes Rd Ste A1 | (813) 477-0297 |
| 5 | Diamond Shield Insurance NJ | 6 Tidswell Ave | (609) 493-7038 |
| 6 | C.B. Smith Agency - Insurance | 152 Himmelein Rd #5 | (609) 654-6402 |
| 7 | The Naurath Agency LLC | 2 N Main St Unit 104 | (856) 477-2418 |
| 8 | Mid Atlantic Insurance Agency | 33 S Main St FL 2 | — |
| 9 | Simplicity Medford Lakes | 2 N Main St Suite 303 | (877) 377-5281 |
| 10 | Atlantic Coast Insurance Center | 23 S Main St | (609) 920-5001 |
J.S. Braddock Agency serves Medford and the surrounding Burlington County area as a disability insurance agent. This agency assists individuals and professionals in obtaining disability coverage to protect their income in the event of an illness or injury that prevents them from working. The team helps clients understand policy terms, including benefit periods and elimination periods, to match specific financial needs. They handle both short-term and long-term disability insurance plans for local residents and businesses.
Michael J. McDyer: Allstate Insurance serves clients in Medford and the surrounding area as a disability insurance agent. The company guides individuals through the process of selecting and setting up disability income protection policies. Ongoing service includes reviewing coverage as financial situations or health circumstances change. This agent helps customers understand policy features and claims procedures locally. The practice services single-family homes, apartments, retail establishments, and restaurants.
Mills Insurance Group LLC serves clients in Medford, New Jersey, and the surrounding communities throughout Burlington County. It concentrates on handling individual and group disability insurance policies, including short-term and long-term coverage options. The company works to match each client with a suitable income protection plan. For a typical case, it begins by reviewing the client’s occupation, earnings, and current coverage, then compares options from multiple carriers to recommend a specific policy.
Serving homeowners, renters, and small business owners in Medford, New Jersey, Farmers Insurance - Ronald Bradberry provides disability insurance agent services. The agency helps clients understand options for replacing income if an illness or injury prevents them from working. Policies are designed to protect personal finances and family stability during unexpected health events. The office also assists property managers and self-employed individuals in the region. Coverage extends to the greater Burlington County area, including nearby towns such as Mount Laurel.
Diamond Shield Insurance NJ in Medford provides disability insurance agent services through either one-time policy evaluation or recurring account management, depending on client needs. Coverage options focus on protecting a portion of earned income should illness or injury prevent work within the local region. The agent conducts initial consultations to assess individual risk factors and then matches clients with appropriate private or employer-supplemental disability plans.
C.B. Smith Agency - Insurance offers specialized guidance in securing disability income protection for individuals in Medford. It generally assists clients with evaluating policy options that cover lost wages due to unforeseen illness or injury, helping to maintain financial stability during recovery. The agency addresses specific seasonal concerns such as the increased risk of winter injuries or summer accidents that could result in short‑term disability claims.
In a community like Medford, New Jersey, where seasonal weather can bring unpredictable personal risks, reliable income protection becomes a critical concern. The Naurath Agency LLC responds by specializing in disability insurance options designed for local professionals and small business owners. Their work focuses on helping individuals explore customized coverage that safeguards a portion of their earnings in case of illness or injury keeping them out of work. The initial step involves a detailed assessment of the client’s current financial obligations and health considerations.
Simplicity Medford Lakes serves residents of Medford, New Jersey, by providing individual disability insurance policies designed to protect personal income in the event of injury or illness. It also offers commercial coverage suited to local small-business owners and independent contractors. Service extends throughout Medford and the surrounding Burlington County area. The company coordinates with clients during initial policy selection and application submission. Follow-up assistance between regular visits helps clients adjust coverage as their personal or professional needs evolve.
Atlantic Coast Insurance Center in Medford, NJ, is known for helping residents assess their personal disability insurance needs. The company serves clients by reviewing policy options that replace a portion of income if illness or injury prevents work. Agents typically guide individuals through the process of comparing coverage terms, benefit periods, and elimination periods. A specialty service this firm can provide is helping self-employed applicants secure guaranteed renewable policies tailored to fluctuating incomes.
What Does a a Disability Insurance Agent in Medford Cost?
Disability insurance agent services in New Jersey typically cost 1% to 3% of the annual premium as a commission, which is often built into the policy cost. For a $2,000 monthly benefit, premiums may range from $50 to $150 per month depending on age and health. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Medford
Disability insurance agents in Medford, New Jersey help residents understand and secure income protection policies. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. An agent can guide you through policy options and the claims process specific to Medford.
Frequently Asked Questions
What does a disability insurance agent in Medford do?
A disability insurance agent helps you compare policies, complete applications, and file claims. They explain coverage details and exclusions for New Jersey state and private plans.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory state temporary disability insurance program that provides partial wage replacement. Private agents can help you supplement this with additional long-term coverage.
What are the time limits for filing a disability claim in New Jersey?
New Jersey requires you to file a claim within 30 days of becoming disabled. An agent can help you meet this deadline and gather necessary medical documentation.
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