The top-rated disability insurance agent in Newark, New Jersey is Ron DeMyers - State Farm Insurance Agent, rated 4.9 stars across 185 reviews. Other highly rated options include JGo Insurance Agency LLC, Gary's Insurance Agency Newark, Conrado Arroyo - State Farm Insurance Agent. This directory lists 22 disability insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ron DeMyers - State Farm Insurance Agent | 570 Broad St Ste 114 | (973) 648-0699 |
| 2 | JGo Insurance Agency LLC | 9 Webster St | (201) 539-7219 |
| 3 | Gary's Insurance Agency Newark | 1 Bloomfield Ave | (973) 483-3500 |
| 4 | Conrado Arroyo - State Farm Insurance Agent | 360 Chestnut St | (973) 274-1000 |
| 5 | Prudential Insurance Company of America | 213 Washington St #2917 | (973) 802-6000 |
| 6 | Halsey Street Agency Inc. | 199 Halsey St | (973) 621-0955 |
| 7 | King Health | Elizabeth Ave | (973) 524-7188 |
| 8 | Arabo Insurance Group | 675 Bergen St | (973) 391-9595 |
| 9 | Innovate Insurance Agency | Insurance for Business & Personal | 65 Jefferson St | (973) 530-4104 |
| 10 | BARKA Agency LLC | 277 S Orange Ave B | (973) 900-5783 |
Ron DeMyers - State Farm Insurance Agent in Newark, NJ provides disability insurance services, including assistance with policy selection and filing claims. The office helps clients understand coverage options for income protection during illness or injury. Service plans include regular policy reviews to adjust coverage as life circumstances change. They also guide applicants through the underwriting process. Properties serviced include single-family homes, apartments, retail establishments, and restaurants.
JGo Insurance Agency LLC in Newark, New Jersey serves local homeowners, business owners, and self-employed professionals seeking income protection. The agency helps clients secure disability insurance policies that replace a portion of their earnings if they become unable to work due to illness or injury. It guides individuals and small businesses through plan options tailored to occupations and budget needs. The agency also covers clients throughout the surrounding Essex County communities and extends services to nearby cities such as Elizabeth.
Gary's Insurance Agency Newark serves Essex County and the surrounding New Jersey metro area as a disability insurance agent. The agency helps local workers understand their options for income protection when illness or injury prevents them from working. It provides guidance on short-term and long-term disability policies tailored to different professions and income levels. The office assists with policy comparisons for individual plans designed for Newark residents. It also handles claims support for ongoing disability coverage policies.
Serving Newark, New Jersey, and the surrounding communities, Conrado Arroyo - State Farm Insurance Agent provides disability insurance services. The agency handles individual disability income policies designed to replace a portion of a client’s salary if they cannot work due to illness or injury. They also address employer-sponsored group disability plans. For each client, the office begins by reviewing the client’s current coverage and income needs before presenting available plan options that align with their specific financial situation and occupation.
Located in Newark, New Jersey, Prudential Insurance Company of America serves as a disability insurance agent, offering both one-time policy consultation and ongoing service options. Coverage planning often helps clients replace income if illness or injury prevents work, addressing long-term financial stability. Policy selection typically considers personal occupation risks and existing benefits. Customization of plans through the agent can align with varying income levels and household needs. Service for this agency generally runs on an as-needed basis, adjusting when clients experience life changes or have policy questions.
Halsey Street Agency Inc. specializes in connecting individuals with disability insurance policies tailored to protect earned income. Serving the Newark, NJ area, the agency guides clients through the process of evaluating coverage options to safeguard against financial hardship from illness or injury. This general service work focuses on assessing personal needs and explaining policy terms clearly. As the New Jersey winter season approaches, the agency helps workers prepare for potential slips on ice or seasonal injuries that might interrupt their ability to earn a paycheck.
As the spring and summer months bring more small business owners and young families to Newark, the need for reliable disability coverage becomes especially pressing. King Health serves as a disability insurance agent in this area, helping clients evaluate policies that replace lost income after illness or injury. The team develops personalized financial strategies suited to each professional’s workload and budget. Every engagement begins with a thorough assessment of current coverage and potential gaps during a no-obligation initial consultation.
Arabo Insurance Group, based in Newark, New Jersey, assists individuals and businesses with navigating their income protection options. The agency specializes in helping clients secure disability insurance policies that provide financial stability in the event of an unexpected injury or illness. These tailored coverage solutions aim to protect earning potential for a variety of work environments. The firm serves professionals in corporate offices, industrial warehouses, and food service establishments requiring specialized disability benefits to safeguard their workforce and operational continuity.
Innovate Insurance Agency, located in Newark, NJ, handles short-term and long-term disability insurance for individuals in their homes, ensuring local residents have coverage for lost wages during illness or injury. The same agency also assists businesses with group disability plans to protect their employees and operations throughout the Newark area. They serve clients across Essex County and northern New Jersey, scheduling follow-up consultations between regular visits to adjust policies as life circumstances change.
BARKA Agency LLC in Newark, New Jersey is known for guiding local professionals through the process of securing income protection. Their disability insurance agent services help clients understand how replacement coverage can safeguard earnings during unexpected illness or injury. They assist individuals and small businesses in evaluating policies that align with their specific financial needs. As a practical add-on, BARKA Agency can offer consultations on structuring benefit periods to match long-term recovery timelines.
What Does a a Disability Insurance Agent in Newark Cost?
The cost of a disability insurance agent in New Jersey is typically paid through commissions from the insurance carrier, not directly by you. Premiums for a policy can range from 1% to 3% of your annual income, depending on your age, health, and occupation. For example, a 35 year old office worker might pay $50 to $150 per month for a policy covering 60% of income. This is general information, not insurance advice.
About disability insurance agents in Newark
Disability insurance agents in Newark, New Jersey assist individuals and businesses in selecting income protection policies. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents understand the unique needs of Newark workers, including those in the healthcare and logistics sectors.
Frequently Asked Questions
What does a disability insurance agent in Newark do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with filing claims and understanding policy terms. Agents in Newark are familiar with New Jersey state regulations on disability benefits.
Is disability insurance required in New Jersey?
New Jersey does not require private disability insurance for most workers. However, the state has a Temporary Disability Insurance program that provides partial wage replacement. A private agent can help you supplement this with additional coverage.
How do I choose a disability insurance agent in Newark?
Look for an agent licensed in New Jersey with experience in disability insurance. Ask about their familiarity with local employers and New Jersey specific laws. Check their standing with the New Jersey Department of Banking and Insurance.
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