The top-rated disability insurance agent in Old Bridge, New Jersey is Seniorstar Insurance Group, rated 5.0 stars across 79 reviews. Other highly rated options include Jerry Weinfeld - State Farm Insurance Agent, Farmers insurance Jonida Lagji Agency, Thom Ianniccari & Allan Twitty Insurance. This directory lists 11 disability insurance agents serving Old Bridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seniorstar Insurance Group | 1405 NJ-18 | (732) 658-5100 |
| 2 | Jerry Weinfeld - State Farm Insurance Agent | 2698 County Rd 516 Ste H | (732) 679-7775 |
| 3 | Farmers insurance Jonida Lagji Agency | 5 Marsad Dr | (732) 359-4000 |
| 4 | Thom Ianniccari & Allan Twitty Insurance | 65 Birch St | (914) 715-2991 |
| 5 | Talbot Insurance Agency | 974 Englishtown Rd | (732) 416-0070 |
| 6 | Sun Insurance Agency | 3610 US-9 | (201) 351-1840 |
| 7 | FTP Inc. | 131 White Oak Ln | (732) 679-3700 |
| 8 | AAA Old Bridge - Insurance/Membership Only | 1816 Englishtown Rd #202 | (732) 234-6155 |
| 9 | RMJ Custom Benefit Solutions, LLC | 1 Jocama Blvd # 1B | (732) 851-4065 |
| 10 | Insurance Solutions | 3663 US-9 #201 | (212) 349-6222 |
Seniorstar Insurance Group serves the Old Bridge, New Jersey, area with specialized disability insurance agent services. The company works with individuals to evaluate their current coverage needs and understand policy options that protect income in case of illness or injury. This often includes helping clients navigate the process of applying for benefits through their existing employer plans or private policies. Common services handled include long-term disability insurance enrollment and short-term disability claim consultations.
Jerry Weinfeld - State Farm Insurance Agent in Old Bridge, NJ provides disability insurance agent services, including helping clients evaluate their income protection needs and selecting appropriate policy options. The agency assists with plan modifications and claims filing support to maintain continuous coverage. These services are available for individuals who own or rent single-family homes, apartments, retail spaces, and restaurants in the local area.
Farmers Insurance Jonida Lagji Agency serves homeowners, local businesses, and property managers throughout Old Bridge, New Jersey, by providing dependable disability insurance agent services. The agency helps clients understand and secure coverage that replaces income if an illness or injury prevents them from working, supporting both individual and business financial stability. Its team assists with policy selection to protect earnings during recovery periods. The agency also extends its services to residents and professionals in the surrounding Middlesex County communities and the broader Edison metro area.
Thom Ianniccari & Allan Twitty Insurance serves Old Bridge, New Jersey, and the surrounding communities with disability insurance agency services. The company handles policies designed to replace a portion of income if a client becomes unable to work due to illness or injury. These plans help individuals protect their earnings during a temporary or permanent disability. As a standard practice, it begins by reviewing a client’s occupation and income, then compares policies from multiple carriers to recommend suitable coverage with appropriate benefit terms.
Serving clients in Old Bridge, New Jersey, Talbot Insurance Agency assists individuals with both one-time policy evaluations and recurring needs such as annual plan reviews or mid-year adjustments. Coverage options typically address income replacement due to illness or injury, with policies tailored to different occupations and benefit periods. The agent helps compare short-term versus long-term plans and explains elimination periods. Service is provided on a scheduled basis, with appointments arranged according to each client’s availability and renewal timeline.
Sun Insurance Agency in Old Bridge, NJ offers services focused on disability income protection and claims guidance, helping clients understand policy options for replacing lost wages due to illness or injury. It also assists area professionals, small business owners, and individuals with comparing benefit structures and waiting periods. As winter approaches, the agency addresses concerns about recovery time and income gaps from seasonal hazards like slip-and-fall accidents on ice.
In Old Bridge, NJ, seasonal hiring changes or local contract work often create temporary gaps in employer-sponsored coverage. As a disability insurance agent, FTP Inc. helps individuals in the area understand their options for income protection during such transitions. The company provides guidance on policies that can replace a portion of lost wages if illness or injury prevents work. Representatives typically begin by offering a personal risk assessment of the applicant’s current employment situation and monthly expenses. This initial assessment identifies specific coverage needs and suitable plan terms.
AAA Old Bridge - Insurance/Membership Only provides guidance on disability insurance coverage for individuals in Old Bridge, New Jersey. The agency assists clients in understanding policies that replace lost income if illness or injury prevents work. Their services focus on tailoring plans to local professional needs. Commercial sectors that commonly utilize such preparations include offices, warehouses, and food service operations.
RMJ Custom Benefit Solutions, LLC in Old Bridge, NJ, provides residential disability insurance services to individuals seeking income protection. The agency also arranges commercial coverage for local businesses needing group or key-person policies. Their service area includes Old Bridge and surrounding communities throughout central New Jersey. Following the initial consultation and policy setup, the agent follows up with clients during regular renewal periods to adjust their plans as personal or business circumstances change.
Insurance Solutions serves Old Bridge in Middlesex County, New Jersey, as a disability insurance agent. The company assists professionals and self-employed individuals by explaining how disability coverage protects income during illness or injury. It helps clients evaluate policies that replace a portion of lost earnings due to medical conditions. By analyzing worksite benefits and individual plans, the agency guides residents through coverage options for both long-term and short-term disability needs.
What Does a a Disability Insurance Agent in Old Bridge Cost?
Disability insurance agent services in New Jersey typically do not charge a separate fee; they earn commission from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 35 year old in a low risk job, a policy might cost $50 to $150 per month for a benefit of $2,000 to $3,000 per month. Costs are higher for older applicants or high risk occupations. This is general information and not insurance advice.
About disability insurance agents in Old Bridge
Disability insurance agents in Old Bridge, New Jersey assist residents with finding and managing disability income protection. New Jersey state law requires employers to provide Temporary Disability Insurance through the state program, but private agents help with supplemental or individual policies. These agents guide clients through policy options and claim processes specific to New Jersey regulations.
Frequently Asked Questions
What does a disability insurance agent in Old Bridge do?
A disability insurance agent helps you select a policy that fits your needs and income. They also assist with filing claims and understanding New Jersey specific rules. Agents do not provide legal advice but can explain policy terms.
How is New Jersey disability insurance different from other states?
New Jersey has a state-run Temporary Disability Insurance program that provides partial wage replacement for non-work related illnesses or injuries. Private disability insurance agents help you get additional coverage beyond the state plan. New Jersey law sets specific benefit amounts and waiting periods for state benefits.
Do I need a disability insurance agent if I have employer coverage?
Employer coverage may not fully replace your income or cover all situations. An agent can review your existing policy and suggest supplemental plans. New Jersey state benefits are limited, so private coverage can fill gaps.
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