Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 17 disability insurance agents in Paterson, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
750 Broadway D, Paterson, NJ 07514
(973) 782-4343
fgjagency.com
Exclusive Insurance Brkg
271 Union Ave, Paterson, NJ 07502
(973) 341-6810
exclusiveinsurance.com
Veronica's Insurance Agency
693 Market St, Paterson, NJ 07513
(973) 333-3493
veronicainsurance.com
Carmen's Insurance Agency
553 Main St, Paterson, NJ 07503
(973) 279-0270
Rayne Health Advisors
337 Straight St, Paterson, NJ 07501
(201) 563-5729
rayneadvisors.com
Adamas Insurance Brokerage
125 Broadway #102, Paterson, NJ 07505
(973) 358-0013
Amana Insurance Agency
1029 Main St, Paterson, NJ 07503
(973) 955-4100
amanainsure.com
Olmen Insurance Agency
494 21st Ave, Paterson, NJ 07513
(973) 279-4364
olmen-insurance-agency.jany.io
Goosehead Insurance - Haya Matari
1113 Main St, Paterson, NJ 07503
(862) 214-2585
goosehead.com
SR22 Insurance Solutions
436 10th Ave, Paterson, NJ 07514
(862) 394-0184
sr22paterson.com
Auto One Insurance Agency
191 Broadway, Paterson, NJ 07505
(551) 362-2647
Better Choice Insurance Agency
322 Grand St, Paterson, NJ 07505
(973) 279-4455
betterchoiceinsurancenj.com
Peak insurance agency
1057-1059 Main St, Paterson, NJ 07503
(551) 362-2616
Capital Insurance
214 Broadway, Paterson, NJ 07501
(551) 362-2749
Superb insurance
237 Carroll St, Paterson, NJ 07501
(551) 362-2734
Coversafe Insurance NJ
108 Market St, Paterson, NJ 07505
(973) 221-2606
Homestead Financial Services
1141 Main St, Paterson, NJ 07503
(973) 652-0028
hfs-insurance.com
What Does a Disability Insurance Agent in Paterson Cost?
Disability insurance agent services in New Jersey typically cost nothing upfront because agents earn commissions from insurance companies. Premiums for private policies range from 1% to 3% of your annual income, depending on your age, health, and occupation. A 40-year-old office worker might pay $800 to $1,500 per year for a policy covering 60% of income. Costs vary significantly by case and insurer. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Paterson do?
A disability insurance agent helps you find and apply for disability coverage that fits your needs. They explain policy terms, compare options from different insurers, and assist with filing claims. In New Jersey, agents also help coordinate private policies with state Temporary Disability Insurance benefits.
How long do I have to file a disability claim in New Jersey?
For New Jersey Temporary Disability Insurance, you must file your claim within 30 days of becoming disabled. If you miss this deadline, you can still file up to 26 weeks later with a valid reason. Private policies may have different time limits, so check your specific contract.
Do I need a disability insurance agent if I have New Jersey state coverage?
State Temporary Disability Insurance provides basic wage replacement, but it may not cover all your income. A private agent can help you buy a supplemental policy to fill gaps. Agents also help you understand how state benefits affect private claim payouts.