Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 17 disability insurance agents in Princeton, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bindu Verma - State Farm Insurance Agent
29 Emmons Dr Ste A-30, Princeton, NJ 08540
(609) 454-6100
binduverma.com
Ellen Nita - State Farm Insurance Agent
33 State Rd Suite 1A, Princeton, NJ 08540
(609) 924-0080
ellennita.com
Defy Insurance Agency
116 Village Blvd #200, Princeton, NJ 08540
(877) 780-4626
defyinsurance.com
Halberstadt Insurance Services, LLC
50 N Tulane St, Princeton, NJ 08542
(609) 921-2996
halbinsurance.com
Easy Insurance Solution Princeton
702 Alexander Rd, Princeton, NJ 08540
(609) 630-4972
Guardian Life Princeton
302 Carnegie Center Blvd, Princeton, NJ 08540
(609) 246-0842
Happily Insurance Agency
14 N Harrison St, Princeton, NJ 08540
(609) 798-1905
Northwestern Mutual
202 Carnegie Center Dr ste 201, Princeton, NJ 08540
(609) 951-8700
princeton.nm.com
Best insurance Princeton
3 Independence Way # 400, Princeton, NJ 08540
(609) 630-4971
Howe Insurance Group
1000 Herrontown Rd, Princeton, NJ 08540
(609) 924-0095
howeinsurance.com
Princeton Insurance Agency, Inc
271 Wall St, Princeton, NJ 08540
(732) 426-3499
Insurance Vital Care
116 Village Blvd suite 311, Princeton, NJ 08540
(609) 554-5757
insurancevitalcare.com
Prudential Insurance Co
4 Independence Way, Princeton, NJ 08540
(848) 222-3124
Acrisure (MacLean Agency)
138 Nassau St, Princeton, NJ 08542
(609) 683-9300
acrisure.com
Guardian Life Insurance Co-America
2 Research Way, Princeton, NJ 08540
(609) 452-9292
guardianlife.com
Allegiance Insurance Group
100 Overlook Center, Princeton, NJ 08540
(609) 601-4666
insurancebrokersnj.com
Howe Benefits
1000 Herrontown Rd, Princeton, NJ 08540
(609) 921-7750
What Does a Disability Insurance Agent in Princeton Cost?
Disability insurance agent services in New Jersey typically do not charge a separate fee; agents earn commissions from the insurance carrier. Premiums for individual disability policies in Princeton range from 1% to 3% of your annual income, depending on age, health, and occupation. For example, a 35-year-old professional might pay $100 to $300 per month for a policy covering 60% of income. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Princeton do?
A disability insurance agent in Princeton helps you compare policies from different carriers. They explain coverage options, exclusions, and how New Jersey state disability benefits affect private plans. They do not provide legal advice but can guide you on policy selection.
How is New Jersey disability insurance different from other states?
New Jersey has a state-run Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance agents can help you get additional coverage to fill gaps. The state program covers most employees, but private policies offer longer terms and higher benefits.
Do I need a disability insurance agent if I have employer coverage?
Employer coverage may not be enough, especially if it only meets state minimums. An agent can review your employer policy and suggest supplemental individual coverage. This is important because New Jersey state benefits are limited in amount and duration.