ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Princeton, NJ

Browse disability insurance agents serving Princeton, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in Princeton, New Jersey is Bindu Verma - State Farm Insurance Agent, rated 4.9 stars across 224 reviews. Other highly rated options include Ellen Nita - State Farm Insurance Agent, Defy Insurance Agency, Halberstadt Insurance Services, LLC. This directory lists 17 disability insurance agents serving Princeton.

Showing 17 disability insurance agents in Princeton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bindu Verma - State Farm Insurance Agent29 Emmons Dr Ste A-30(609) 454-6100
2Ellen Nita - State Farm Insurance Agent33 State Rd Suite 1A(609) 924-0080
3Defy Insurance Agency116 Village Blvd #200(877) 780-4626
4Halberstadt Insurance Services, LLC50 N Tulane St(609) 921-2996
5Easy Insurance Solution Princeton702 Alexander Rd(609) 630-4972
6Guardian Life Princeton302 Carnegie Center Blvd(609) 246-0842
7Happily Insurance Agency14 N Harrison St(609) 798-1905
8Northwestern Mutual202 Carnegie Center Dr ste 201(609) 951-8700
9Princeton Insurance Agency, Inc271 Wall St(732) 426-3499
10Insurance Vital Care116 Village Blvd suite 311(609) 554-5757
BV
29 Emmons Dr Ste A-30
Bindu Verma - State Farm Insurance Agent
Disability Insurance Agent · Princeton, NJ

Bindu Verma - State Farm Insurance Agent serves the Princeton, New Jersey metro area, specializing in disability insurance coverage for local residents. The agency helps individuals understand the various policy options designed to protect their income if injury or illness prevents them from working. A disability insurance agent guides clients through selecting plans that align with their personal financial needs and occupational risks. This office handles both short-term and long-term disability insurance policies to provide comprehensive wage replacement solutions.

EN
33 State Rd Suite 1A
Ellen Nita - State Farm Insurance Agent
Disability Insurance Agent · Princeton, NJ

Ellen Nita’s agency, a State Farm Insurance Agent in Princeton, NJ, offers disability insurance services designed to help protect individuals against income loss due to injury or illness. The business provides ongoing policy reviews and claims assistance to maintain coverage over time. Its clientele includes those with single-family homes, apartments, retail operations, and restaurants, each requiring tailored disability protection for their specific financial circumstances.

DI
116 Village Blvd #200
Defy Insurance Agency
Disability Insurance Agent · Princeton, NJ

Defy Insurance Agency serves residents, self-employed professionals, and small business owners in Princeton, New Jersey, who need disability income protection. The agency helps clients understand how a disability could impact their finances and guides them through policy options that cover partial or total income loss. It addresses the specific needs of local workers who rely on their physical or mental abilities for their livelihoods. The agency also serves clients throughout the greater Mercer County area, including the neighboring community of Lawrenceville.

HI
50 N Tulane St
Halberstadt Insurance Services, LLC
Disability Insurance Agent · Princeton, NJ

Serving Princeton, New Jersey, and the surrounding Mercer County communities, Halberstadt Insurance Services, LLC handles disability income protection for local professionals and small business owners. The agency guides clients through policy options that can replace a portion of lost earnings during illness or injury. A typical job begins with a careful review of the individual's occupation and current coverage, then presents tailored solutions from multiple carriers to compare benefit structures and waiting periods.

EI
702 Alexander Rd
Easy Insurance Solution Princeton
Disability Insurance Agent · Princeton, NJ

Easy Insurance Solution Princeton in Princeton, NJ distinguishes between one-time policy reviews and ongoing coverage updates for disability insurance. The agency assists clients in locating disability plans that replace a portion of income if injury or illness prevents work. Coverage options often include short-term and long-term policies suited to individual financial needs. Services for disability insurance agent work in this area run on a scheduled or as-needed basis depending on the client’s request.

GL
302 Carnegie Center Blvd
Guardian Life Princeton
Disability Insurance Agent · Princeton, NJ

Guardian Life Princeton provides disability insurance coverage in Princeton, New Jersey, specializing in policies that replace a portion of lost income due to illness or injury. It also assists clients in navigating complex policy options, ensuring individuals and families have coverage suited to their employment situation and budget. The agency typically guides applicants through medical underwriting and benefit calculations. During seasonal upturns, such as winter flu surges, it helps policyholders understand short-term disability claims related to extended recovery periods.

HI
14 N Harrison St
Happily Insurance Agency
Disability Insurance Agent · Princeton, NJ

As the turn of seasons brings new physical demands for many in the Princeton area, residents often seek reliable income protection. Happily Insurance Agency serves as a disability insurance agent, helping individuals evaluate policies that replace lost wages during extended illness or injury. The company focuses on matching local professionals and small business owners with suitable coverage plans. An initial consultation typically begins with a review of the client’s current employment benefits and financial obligations to determine appropriate benefit amounts.

NM
202 Carnegie Center Dr ste 201
Northwestern Mutual
Disability Insurance Agent · Princeton, NJ

Northwestern Mutual works in Princeton, New Jersey, helping people and businesses prepare for financial risk. This firm focuses specifically on disability insurance, assisting clients in arranging income protection should illness or injury prevent them from working. The agents here evaluate common local coverage gaps to build appropriate policies that maintain household stability. Their commercial disability services reach local offices, warehouses, and establishments within food service sectors.

PI
271 Wall St
Princeton Insurance Agency, Inc
Disability Insurance Agent · Princeton, NJ
IV
116 Village Blvd suite 311
Insurance Vital Care
Disability Insurance Agent · Princeton, NJ
BI
3 Independence Way # 400
Best insurance Princeton
Disability Insurance Agent · Princeton, NJ
(609) 630-4971
HI
1000 Herrontown Rd
Howe Insurance Group
Disability Insurance Agent · Princeton, NJ
(609) 924-0095
howeinsurance.com
PI
4 Independence Way
Prudential Insurance Co
Disability Insurance Agent · Princeton, NJ
(848) 222-3124
GL
2 Research Way
Guardian Life Insurance Co-America
Disability Insurance Agent · Princeton, NJ
(609) 452-9292
guardianlife.com
AM
138 Nassau St
Acrisure (MacLean Agency)
Disability Insurance Agent · Princeton, NJ
(609) 683-9300
acrisure.com
AI
100 Overlook Center
Allegiance Insurance Group
Disability Insurance Agent · Princeton, NJ
(609) 601-4666
insurancebrokersnj.com
HB
1000 Herrontown Rd
Howe Benefits
Disability Insurance Agent · Princeton, NJ
(609) 921-7750

What Does a a Disability Insurance Agent in Princeton Cost?

Disability insurance agent services in New Jersey typically do not charge a separate fee; agents earn commissions from the insurance carrier. Premiums for individual disability policies in Princeton range from 1% to 3% of your annual income, depending on age, health, and occupation. For example, a 35-year-old professional might pay $100 to $300 per month for a policy covering 60% of income. This is general information, not insurance advice.

About disability insurance agents in Princeton

Disability insurance agents in Princeton, New Jersey help individuals and businesses find coverage that meets their needs. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can help with supplemental or individual policies. Working with a local agent ensures you understand how state benefits interact with private plans.

Frequently Asked Questions

What does a disability insurance agent in Princeton do?

A disability insurance agent in Princeton helps you compare policies from different carriers. They explain coverage options, exclusions, and how New Jersey state disability benefits affect private plans. They do not provide legal advice but can guide you on policy selection.

How is New Jersey disability insurance different from other states?

New Jersey has a state-run Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance agents can help you get additional coverage to fill gaps. The state program covers most employees, but private policies offer longer terms and higher benefits.

Do I need a disability insurance agent if I have employer coverage?

Employer coverage may not be enough, especially if it only meets state minimums. An agent can review your employer policy and suggest supplemental individual coverage. This is important because New Jersey state benefits are limited in amount and duration.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.