The top-rated disability insurance agent in Rochelle Park, New Jersey is Bob Testa - State Farm Insurance Agent, rated 4.9 stars across 76 reviews. Other highly rated options include Bankers Life, The Tichio Financial Group, Inc., Carida Insurance Services. This directory lists 10 disability insurance agents serving Rochelle Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Testa - State Farm Insurance Agent | 18 W Passaic St | (201) 342-7267 |
| 2 | Bankers Life | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 3 | The Tichio Financial Group, Inc. | 405 Rochelle Ave | (201) 297-1600 |
| 4 | Carida Insurance Services | 365 W Passaic St # 435 | (551) 212-6618 |
| 5 | Andrew Sloane, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 6 | IPA Risk Management | 340 W Passaic St | (201) 797-1084 |
| 7 | Farmers Insurance - Edmund Lazzara | 156 W Passaic St | (201) 845-9500 |
| 8 | John Gryctko, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 9 | Schneur Schechter, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 10 | Erik Riley, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
Bob Testa - State Farm Insurance Agent serves the Rochelle Park, NJ area and surrounding Bergen County communities as a disability insurance agent. The agency assists clients in understanding the financial protection that disability coverage can provide against lost income due to illness or injury. Plans discussed often address both short-term and long-term scenarios, helping policyholders maintain financial stability during recovery. The agency specifically handles individual disability income policies and can explain how such coverage integrates with employer-provided benefits.
Bankers Life in Rochelle Park, New Jersey offers disability insurance agent services, focusing on helping clients secure income protection policies tailored to individual professional needs. The agency also provides guidance on policy selection and claims navigation for local workers. It assists residents in evaluating coverage options that safeguard earnings during illness or injury. This service is particularly valuable when employees face temporary or long-term health challenges that threaten financial stability, such as recovering from a major surgery or managing a chronic condition.
The Tichio Financial Group, Inc. provides disability insurance agent services for individuals and businesses in the Rochelle Park, New Jersey area. It helps clients protect their income by offering guidance on policy selection and plan implementation. Ongoing support includes policy reviews and assistance with claims management to ensure coverage remains aligned with changing needs. The firm services a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Carida Insurance Services serves homeowners, business owners, and property managers in Rochelle Park, New Jersey, by providing disability insurance agent services to help protect income against unexpected illness or injury. The agency works with clients to assess coverage options tailored to individual needs and employment situations. It offers guidance through the application process and assists policyholders with claims when needed. Carida Insurance Services also serves nearby communities in Bergen County and the surrounding northern New Jersey metro area.
Serving Rochelle Park and the surrounding New Jersey communities, Andrew Sloane, Bankers Life Agent handles disability insurance for local residents. This firm assists clients in securing income protection policies that provide financial support if an illness or injury prevents them from working. For each case, the agent first reviews the individual's occupation and monthly expenses to determine appropriate coverage levels. Then it proceeds by comparing available policy options from its carriers to match the specific needs of the client.
IPA Risk Management, based in Rochelle Park, NJ, distinguishes between one-time policy consultations and recurring service plans for disability coverage. The agency helps clients evaluate income protection policies tailored to individual or group needs in the local area. Its work focuses on presenting options from available insurers and guiding customers through application processes. Service for ongoing policy reviews and adjustments runs on a scheduled basis, while initial assessments and claim support occur either as needed or by appointment.
Farmers Insurance - Edmund Lazzara in Rochelle Park, NJ offers specialized disability insurance agent services, working with clients to protect their income when illness or injury prevents work. The broader portfolio addresses related coverage needs, including personal plans and policy adjustments. The firm helps area residents navigate the critical concern of short-term and long-term disability income protection, particularly when planning for seasonal job changes or a new position’s benefit enrollment period.
After a major life change or unexpected illness, Rochelle Park residents often need to review how their income will be protected. John Gryctko, Bankers Life Agent provides guidance on disability insurance policies that can replace a portion of lost wages. The agent meets with clients to identify the appropriate coverage based on their individual employment situation and financial obligations. An initial assessment of current income, existing benefits, and potential waiting periods is scheduled during the first consultation to begin the process.
Schneur Schechter, Bankers Life Agent serves individuals and businesses in Rochelle Park, New Jersey by evaluating income replacement needs. This disability insurance agent specializes in structuring coverage that provides regular payments if injury or illness prevents a client from working. General financial protection policies are their primary focus, with optional riders that can adjust benefit durations or elimination periods. The agent can provide these tailored solutions for diverse commercial environments, including offices, warehouses, and food service operations.
Erik Riley, Bankers Life Agent serves residents in Rochelle Park, New Jersey, with disability insurance solutions tailored to individual needs. For commercial clients in the surrounding area, the agency also assists businesses in securing coverage for their employees. Disability insurance provides income protection when illness or injury prevents work, offering essential financial support. Erik Riley guides clients through policy options, helping them understand terms and benefits. After an initial consultation and policy setup, the agent remains available for follow-up assistance and policy reviews between regular visits to ensure continued appropriate coverage.
What Does a a Disability Insurance Agent in Rochelle Park Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a policy. For a 40 year old earning 75,000 dollars per year, a plan might cost 750 to 2,250 dollars annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Rochelle Park
Disability insurance agents in Rochelle Park, New Jersey help residents and local businesses secure income protection plans. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can assist with supplemental or long-term coverage. These agents guide clients through policy options tailored to Bergen County workers and families.
Frequently Asked Questions
What does a disability insurance agent in Rochelle Park do?
A disability insurance agent helps you compare and purchase private disability policies. They explain coverage limits, waiting periods, and benefit durations. They also assist with claims and policy updates.
Is disability insurance required in New Jersey?
New Jersey law requires most employers to provide Temporary Disability Insurance through the state. Private disability insurance is optional but recommended for additional coverage. An agent can help you understand gaps in state benefits.
How do I choose a disability insurance agent in Rochelle Park?
Look for an agent licensed in New Jersey with experience in disability products. Ask about their familiarity with local insurers and state regulations. Check reviews and confirm they represent multiple carriers.
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