The top-rated disability insurance agent in Bend, Oregon is The Insurance Connection, rated 4.9 stars across 516 reviews. Other highly rated options include EPIC Insurance Brokers & Consultants, Mountaintop Insurance Solutions, James Fleming - Marsh McLennan Agency. This directory lists 20 disability insurance agents serving Bend.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Connection | 593 NE Azure Dr # 2 | (541) 389-1485 |
| 2 | EPIC Insurance Brokers & Consultants | 320 SW Upper Terrace Dr Suite 104 | (541) 382-4211 |
| 3 | Mountaintop Insurance Solutions | 1001 SW Disk Dr Ste 250 | (541) 641-8886 |
| 4 | James Fleming - Marsh McLennan Agency | 606 NW Arizona Ave Suite 200 | (541) 241-4480 |
| 5 | Brightway Insurance, The Eli Drost Agency | 1860 NE 4th St Ste 500 | (541) 241-7752 |
| 6 | Northwestern Insurance Group | 20980 Sunset Pl | (541) 323-4922 |
| 7 | TRIA- Scott Robson | 1375 SE Wilson Ave # 160 | (541) 382-9111 |
| 8 | Juniper Insurance | 19855 4th St Suite 106 | (541) 226-3590 |
| 9 | Inszone Insurance Services | 1201 NW Wall St | (541) 382-7772 |
| 10 | Steve Thill with AIC Insurance Agency | 1824 Division St suite f | (541) 408-0971 |
The Insurance Connection serves the Bend, Oregon, metro area and surrounding Deschutes County, specializing in disability insurance agent services. This firm assists local professionals and self-employed individuals in securing income protection policies. They guide clients through evaluating various plan structures to ensure coverage aligns with personal financial needs and occupational risks. Its work typically involves comparing short-term and long-term disability options available in the region. The company handles both own-occupation and residual disability policy placements for workers in this community.
EPIC Insurance Brokers & Consultants provides disability insurance agent services for clients in and around Bend, Oregon. The company assists individuals with evaluating their income protection needs, navigating plan options, and completing applications. Ongoing support includes policy reviews to ensure coverage remains aligned with changing circumstances and assistance with claim filing procedures. Its services address the needs of various local residents, including people who own single-family homes, live in apartments, operate retail businesses, and work in restaurants.
Mountaintop Insurance Solutions serves homeowners, businesses, and property managers in Bend, Oregon, who need income protection through disability insurance. The agency works with clients to explain how individual disability policies can replace a portion of lost earnings during illness or injury. They also help local professionals and self-employed individuals evaluate policy options suited to their specific financial obligations. Their coverage area extends into the neighboring community of Redmond, providing services for residents there as well.
Serving Bend, Oregon, and the surrounding communities of Central Oregon, James Fleming - Marsh McLennan Agency operates as a local disability insurance agent. It handles applications for both short-term and long-term disability income protection plans tailored to individual needs. The agency works with clients by assessing occupation-specific risks and potential coverage gaps. To handle a typical job, it reviews a client's current financial situation and employment details before presenting policy options that align with their personal income protection goals.
Brightway Insurance, The Eli Drost Agency in Bend, Oregon assists clients in distinguishing between one-time disability policies, which cover a single accident or illness, and recurring coverage that provides ongoing income protection for long-term health issues. The agency then helps select a plan suited to local employment risks and hidden medical conditions in the region. As a disability insurance agent in Bend, service is provided strictly on an as-needed basis for policy reviews and enrollment sessions.
Northwestern Insurance Group provides professional guidance to individuals and businesses seeking financial protection in central Oregon. As a disability insurance agent, the firm specializes in helping clients understand and secure coverage for lost income due to illness or injury, tailoring policies to meet specific needs based in Bend. This local practice serves a range of commercial operations, including office environments, warehouse facilities, and food service establishments.
TRIA- Scott Robson provides specialized assistance with individual and group disability insurance policies, helping clients in Bend secure coverage that protects their income. The company also guides residents through policy options, claims processes, and coverage adjustments to match changing needs. During the winter months when seasonal work slows or injuries from icy conditions become more common, it helps clients ensure their benefits remain accessible and adequate.
Juniper Insurance serves residents in Bend, Oregon, with disability insurance coverage designed to protect individual income during illness or injury. The agency also assists local businesses by arranging commercial disability policies for their employees, covering the broader Central Oregon area. Policies are structured around client needs, with agents explaining benefit periods and elimination terms in plain language. During regular visits, clients can review coverage changes or discuss policy updates. Follow-up correspondence between these appointments helps maintain accurate records and adjust protections as circumstances evolve.
When winter weather in Bend increases the risk of slips and falls, residents often seek coverage that can replace lost income during recovery. Inszone Insurance Services advises central Oregon clients on disability insurance policies that protect earnings when injury or illness prevents work. The agent explains policy features such as elimination periods and benefit durations, helping individuals select appropriate plans for their specific occupations and lifestyles. Before binding coverage, the agent reviews each client’s current income and health history during an initial needs-assessment consultation.
Steve Thill with AIC Insurance Agency in Bend, OR is recognized as a disability insurance agent serving clients in the region. The company offers individualized consultations to help working professionals select income protection policies suited to their financial needs. Coverage options are evaluated to replace a portion of income if illness or injury prevents employment. The agency guides clients through application procedures and policy details. Its specialty service includes rider options for partial disability coverage and future purchase guarantees.
What Does a a Disability Insurance Agent in Bend Cost?
Disability insurance costs in Oregon typically range from 1% to 3% of your annual income. For a 40-year-old earning 60000 per year a policy might cost 600 to 1800 annually. Rates vary by occupation health history and benefit terms. This is general information not insurance advice.
About disability insurance agents in Bend
Disability insurance agents in Bend Oregon help individuals and businesses secure income protection. Oregon law requires certain policies to include a 30-day grace period for premium payments. Agents can guide you through group and individual plans tailored to Central Oregon jobs like outdoor recreation and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Bend do?
A disability insurance agent in Bend helps you compare policies from different carriers. They explain Oregon-specific rules like the 90-day elimination period common in many plans. They also assist with filing claims and understanding benefit timelines.
How long do I have to file a disability claim in Oregon?
Oregon insurance law does not set a universal deadline but most policies require notice within 20 to 30 days of disability. Agents recommend notifying your carrier as soon as possible. Delays can reduce or deny benefits.
Are disability insurance premiums tax deductible in Oregon?
Premiums paid by an individual are generally not tax deductible. If your employer pays the premium and you receive benefits those benefits are taxable. Oregon follows federal tax rules for disability insurance. An agent can clarify how this affects your situation.
Disability Insurance Agents in Other Oregon Cities
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