The top-rated disability insurance agent in Salem, Oregon is Jeb Barram - State Farm Insurance Agent, rated 4.9 stars across 402 reviews. Other highly rated options include LeDoux Insurance, Carl Boje - State Farm Insurance Agent, Beaver State Insurance Agency. This directory lists 22 disability insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeb Barram - State Farm Insurance Agent | 2100 Lancaster Dr NE Suite 1E | (503) 364-0084 |
| 2 | LeDoux Insurance | 1202 Hawthorne Ave NE | (541) 683-5112 |
| 3 | Carl Boje - State Farm Insurance Agent | 515 Glen Creek Rd NW | (971) 239-4778 |
| 4 | Beaver State Insurance Agency | 890 Promontory Pl SE | (503) 365-1900 |
| 5 | Patient Support Services USA, llc | 4965 Brooklake Rd NE | (503) 383-7724 |
| 6 | The Summit Group of Oregon, LLC | 6446 Fairway Ave SE UNIT 140 | (503) 581-2825 |
| 7 | Qualls Insurance Agency | 1193 Royvonne Ave SE # 14 | (503) 689-8930 |
| 8 | Valley Insurance Professionals | 437 Union St NE | (503) 480-0499 |
| 9 | Huggins Insurance Services Inc | 235 Front St SE #100 | (800) 285-8543 |
| 10 | Maps Insurance Services LLC | 465 Division St NE | (503) 779-1349 |
Jeb Barram - State Farm Insurance Agent serves the Salem, Oregon metro area as a disability insurance agent. The agency works with individuals and professionals to secure income protection policies that replace lost earnings during illness or injury. Day-to-day operations focus on helping clients understand key policy features, such as elimination periods and benefit durations, tailored to local employment and occupations. Specific services it handles include short-term disability insurance for coverage spanning several months and long-term disability plans that provide extended income replacement during recovery periods.
LeDoux Insurance provides disability insurance agent services for individuals and businesses in Salem, Oregon. Its service offerings include policy selection guidance and claims support for disability income protection. Maintenance plans are available to assist clients with periodic policy reviews and coverage adjustments as needs evolve. The company also helps navigate the application process for short-term and long-term disability plans. LeDoux Insurance services single-family homes, apartments, retail locations, and restaurants.
Serving Salem, Oregon, and the surrounding mid-Willamette Valley communities, Carl Boje - State Farm Insurance Agent handles disability insurance policies for individuals. This agent works with clients to understand the specific income protection needs that arise from an unexpected illness or injury. To handle a typical job, the agency walks customers through their current coverage and financial situation, then matches a plan to that individual’s circumstances.
Beaver State Insurance Agency serves homeowners, businesses, and property managers in the Salem area by helping them secure disability insurance policies that protect against income loss due to illness or injury. The agency guides clients through the application process to ensure they understand policy terms, waiting periods, and benefit structures. It also covers residents and commercial properties in the nearby Keizer community and throughout the northern Willamette Valley metro region.
Patient Support Services USA, llc serves the Salem area by explaining the differences between one-time disability insurance policies, which cover a single period of disability, and recurring policies that provide ongoing coverage for multiple events. The agent reviews both short-term and long-term disability options to help individuals protect their income against unforeseen medical circumstances. Policies are tailored to address local employment needs and personal financial situations. This agent typically offers services on an as-needed basis, arranged according to each client’s specific request for consultation or policy review.
The Summit Group of Oregon, LLC offers specialized disability insurance agent services to individuals in Salem and the surrounding Willamette Valley. It provides coverage options that replace a portion of income when a client cannot work due to illness or injury. Policy selection includes short-term and long-term plans tailored to support varying professional needs and budgets. When seasonal employment slows or a winter illness strikes, the company helps clients maintain financial stability through structured benefit claims.
In Oregon’s winter months, a slip on Salem’s icy sidewalks can lead to lost wages that strain household budgets. Qualls Insurance Agency focuses on protecting local residents against that risk by offering disability insurance policies tailored to individual occupations. An agent reviews each client’s earnings, job duties, and current coverage to determine the appropriate benefit amount and waiting period. This initial assessment is completed at a no-obligation consultation, where the agent walks the prospective client through sample policy terms before moving forward with any application.
Valley Insurance Professionals serves Salem residents needing individual disability income protection, helping replace lost earnings if illness or injury prevents work. The agency also assists local businesses with group disability plans, supporting employers in securing coverage for their teams throughout the Marion County area. Their work involves explaining policy options, coordinating applications, and advising on claim procedures for long-term or short-term needs. Clients often return for policy reviews or adjustments when their circumstances change, ensuring continuous coverage between regular plan visits.
Huggins Insurance Services Inc assists Salem residents and employees in obtaining income protection in case of illness or injury, specializing in disability insurance policies that replace a portion of lost wages. These plans can be tailored for individual coverage or integrated with employer-sponsored benefits. The company helps workers across various local commercial sectors, including offices, warehouses, and food service, navigate policy options to match their specific job demands.
What Does a a Disability Insurance Agent in Salem Cost?
The cost of disability insurance in Oregon typically ranges from 1% to 3% of your annual income. For a 40 year old earning 50000 per year, a policy might cost between 500 and 1500 annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Salem
Disability insurance agents in Salem Oregon help individuals and businesses find coverage that protects income if you cannot work. Oregon law requires certain employers to provide short-term disability benefits through the Oregon Paid Family and Medical Leave program. A local agent can explain how private disability policies work alongside this state program.
Frequently Asked Questions
What does a disability insurance agent in Salem do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not handle claims but can guide you on how to file.
How does Oregon law affect disability insurance?
Oregon has a Paid Family and Medical Leave program that provides partial wage replacement for up to 12 weeks. Private disability insurance can supplement this benefit. An agent can help you coordinate coverage.
What is the typical waiting period for disability insurance in Oregon?
Most private disability policies have a waiting period of 30 to 90 days before benefits begin. Shorter waiting periods usually mean higher premiums. Your agent can help you choose a period that fits your budget.
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