The top-rated disability insurance agent in Eugene, Oregon is LeDoux Insurance, rated 4.8 stars across 229 reviews. Other highly rated options include Insurance Lounge, WHA Insurance Agency Inc., Advantage Insurance. This directory lists 21 disability insurance agents serving Eugene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | LeDoux Insurance | 2160 W 11th Ave D | (541) 683-5112 |
| 2 | Insurance Lounge | 440 Coburg Rd Suite 200 | (458) 209-2155 |
| 3 | WHA Insurance Agency Inc. | 2930 Chad Dr | (541) 342-4441 |
| 4 | Advantage Insurance | 1500 Valley River Dr Suite 210 | (541) 485-0122 |
| 5 | Boone Insurance Associates | 411 E 3rd Ave #100 | (541) 345-3707 |
| 6 | CDA Insurance LLC | 2160 W 11th Ave D | (800) 884-2343 |
| 7 | Heidi Pollock - State Farm Insurance Agent | 1478 Willamette St | (541) 344-4612 |
| 8 | AIC Insurance - Eugene | 2676 River Rd | (541) 688-3411 |
| 9 | House of Insurance | 1142 Willagillespie Rd | (541) 345-4191 |
| 10 | Asa Rowlett Insurance | 207 E 5th Ave Suite 252 | (541) 225-7397 |
As flood season approaches in Eugene, many professionals worry about income loss from an unexpected disability. LeDoux Insurance serves this local need by offering policies that help replace a portion of monthly wages during recovery periods. Their work involves reviewing individual occupations and existing coverage to find appropriate short-term or long-term protection from respected carriers. The process typically begins with an initial phone assessment to discuss current employer benefits and personal financial obligations, followed by an inspection of available medical documentation if necessary.
Insurance Lounge serves the Eugene, Oregon, metro area, specializing in disability insurance agent services. The company assists local residents and business owners by evaluating individual disability income policies designed to replace lost wages due to illness or injury. It also helps clients compare group disability coverage options available through employers or professional organizations. The firm guides clients through the application process for short-term disability plans and long-term disability insurance solutions.
WHA Insurance Agency Inc. provides disability insurance services for clients in the Eugene, Oregon area, including policy selection and application assistance. Its maintenance plans help clients review coverage as personal circumstances change, ensuring continued alignment with their needs. The agency serves individuals and families, including those with single-family homes, as well as apartment property owners, retail businesses, and restaurants across the local region.
Homeowners, business owners, and property managers in Eugene, Oregon, can work with Advantage Insurance to secure disability insurance policies that provide income protection if they are unable to work due to illness or injury. This local agency assists clients in evaluating different coverage options tailored to individuals and small businesses needing replacement income. It also serves clients in surrounding communities such as Springfield.
Boone Insurance Associates serves Eugene and the surrounding communities of Lane County, handling personal disability insurance policies for individuals and families. The agency focuses on helping clients understand how income protection plans work and what options are available to cover their specific occupations and lifestyles. Each client receives a careful review of their current coverage and financial situation to identify gaps. Boone Insurance Associates then presents clear policy comparisons and explains the application process step by step.
Disability insurance coverage through CDA Insurance LLC in Eugene, Oregon may be secured on a one-time policy for a fixed benefit period or arranged as a renewable service with ongoing term adjustments. Local agents here help evaluate policy options for partial or total disability scenarios. Clients can choose between riders that offer added protection or more basic coverage. Service runs on a one-time basis per policy purchase or as scheduled reviews upon client request.
Heidi Pollock, as a State Farm Insurance Agent in Eugene, Oregon, provides specialized disability insurance services designed to replace a portion of lost income if an illness or injury prevents work. Its general service work includes helping clients understand policy options that protect their financial stability during recovery periods. This agent addresses the specific seasonal concern of local workers in agriculture and outdoor industries, who face higher injury risks during Eugene’s busy harvest and construction months, offering plans that provide crucial income support when they cannot work.
As Eugene residents face the financial uncertainty that comes with a sudden injury or illness, AIC Insurance - Eugene offers local guidance on disability insurance that can protect income and provide peace of mind. Their agents explain policy options and tailor coverage to individual needs and budgets. A free, no-obligation review of each client’s existing or potential coverage is the first step in the process.
Serving residential clients in Eugene, House of Insurance helps individuals secure disability coverage to protect their income. The company also offers commercial disability insurance policies for local businesses and their employees. Their service area covers the Eugene metro region and nearby communities. Clients receive thorough policy reviews to match their changing needs. Follow-up appointments are scheduled to adjust coverage between standard annual visits, ensuring continued protection.
Asa Rowlett Insurance in Eugene, Oregon assists clients in acquiring financial protection against lost income due to illness or injury. As a dedicated disability insurance agent, the company focuses primarily on policies that replace a portion of earned wages when a policyholder cannot work. These plans are designed to cover standard living expenses and ongoing bills during recovery. This local agency extends its services to professionals working in various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Eugene Cost?
Disability insurance premiums in Oregon typically range from 1% to 3% of your annual income for individual policies. Group plans through employers often cost less per month. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Eugene
Disability insurance agents in Eugene Oregon help individuals and businesses find coverage that protects income if you cannot work. Oregon law requires certain employers to provide short-term disability insurance through the Oregon Paid Family and Medical Leave program. Agents can also help you find private long-term disability policies to supplement state benefits.
Frequently Asked Questions
What does a disability insurance agent in Eugene do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. They do not provide legal advice or handle claims disputes.
Does Oregon require employers to offer disability insurance?
Oregon requires most employers to provide paid family and medical leave through the Oregon Paid Family and Medical Leave program starting in 2023. This includes short-term disability benefits. Private disability insurance is not required but can supplement state benefits.
How do I choose a disability insurance agent in Eugene?
Look for an agent licensed in Oregon with experience in disability insurance. Ask about their knowledge of Oregon specific laws like the Paid Family and Medical Leave program. Check their reputation with the Oregon Division of Financial Regulation.
Disability Insurance Agents in Other Oregon Cities
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