The top-rated disability insurance agent in Lake Oswego, Oregon is David Shin - State Farm Insurance Agent, rated 5.0 stars across 434 reviews. Other highly rated options include Ed Lief, Private Client Insurance – AssuredPartners Oregon, Laurie Lum at Comparion Insurance Agency, Goosehead Insurance - Thomas Synovec. This directory lists 20 disability insurance agents serving Lake Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Shin - State Farm Insurance Agent | 2 Centerpointe Dr Ste 375 | (503) 828-9513 |
| 2 | Ed Lief, Private Client Insurance – AssuredPartners Oregon | 5005 Meadows Rd #402 | — |
| 3 | Laurie Lum at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0531 |
| 4 | Goosehead Insurance - Thomas Synovec | 5 Centerpointe Dr Suite 400, Office 72 | (503) 535-0452 |
| 5 | Elsa Goebel at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0538 |
| 6 | Ward Klicke at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 430-2653 |
| 7 | Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 430-2664 |
| 8 | Northwest Insurance Inc. | 15455 Hallmark Dr #100 | (503) 620-4444 |
| 9 | MassMutual Oregon | 5885 Meadows Rd #850 | (503) 221-1211 |
| 10 | HUB International | 2 Centerpointe Dr #650 | (503) 451-7100 |
David Shin - State Farm Insurance Agent serves the Lake Oswego, Oregon, metro area, specializing in disability insurance agent services. The agency helps local professionals and small business owners understand how disability coverage can protect their income if they become unable to work due to illness or injury. Options include short-term and long-term disability insurance policies tailored for individual clients. The agency also assists with policy comparisons to find suitable benefit periods and waiting periods for residents of Clackamas County.
Homeowners and local business owners in Lake Oswego and nearby areas turn to Laurie Lum at Comparion Insurance Agency for disability insurance guidance. This agency helps clients understand how disability coverage protects income if an injury or illness prevents them from working. Services include evaluating individual policies and explaining waiting periods and benefit terms. Lake Oswego residents benefit from personalized consultations focused on their specific employment situations. The agency also regularly serves clients from the neighboring community of West Linn and other parts of the Portland metro region.
Goosehead Insurance - Thomas Synovec in Lake Oswego, Oregon offers both one-time and recurring service options for disability insurance clients. One-time services typically involve the initial purchase of a policy tailored to protect a portion of the policyholder's income, while recurring services include annual policy reviews and ongoing modifications as personal circumstances change. Ongoing coverage selection helps ensure the policy remains aligned with current occupational and health needs. Service runs on a scheduled basis for existing clients and as-needed for new inquiries.
Elsa Goebel at Comparion Insurance Agency in Lake Oswego, Oregon, specializes in disability insurance coverage designed to protect a portion of a client’s income if they become unable to work due to illness or injury. The agency generally assists individuals and local professionals in evaluating policy options that align with their specific financial circumstances and employment situations. As winter approaches, it helps clients assess how short-term coverage might safeguard household budgets during the increased seasonal risk of injury from icy conditions or flu-related absences.
Ward Klicke at Comparion Insurance Agency assists individuals and businesses in Lake Oswego with income protection planning. The firm specializes in disability insurance, which provides financial support when a person cannot work due to illness or injury. Policies help replace a portion of lost wages, ensuring that mortgage, rent, and other essential bills remain covered during recovery. This agent serves clients working in many commercial environments, including professional offices, warehouses, and food service establishments.
Comparion Insurance Agency serves clients in Lake Oswego and the surrounding Portland metro communities, handling disability insurance needs for local residents and business owners. The firm works to help individuals protect their income against unexpected injuries or illnesses that prevent them from working. As a disability insurance agent, it assists clients in comparing policy options from various carriers. For a typical case, it begins by reviewing the client’s current occupation, earnings, and financial obligations to identify suitable coverage amounts and policy structures.
Northwest Insurance Inc. serves clients in Lake Oswego and the surrounding Oregon area from a base in the city itself. For disability insurance needs, the agency works with local residents to find policies that protect their income. The firm also provides commercial disability coverage for area businesses seeking employee benefits packages. A full range of standard policy options is typically discussed during an initial consultation. The agency welcomes follow-up questions and can adjust existing coverage during regular check-ins with clients after a policy is in place.
MassMutual Oregon, based in Lake Oswego, serves as a disability insurance agent helping local residents protect their income against unforeseen health issues. The company assists clients in evaluating policy options that replace a portion of earnings if illness or injury prevents them from working. Agents guide individuals through the complexities of short-term and long-term disability coverage, tailoring plans to different professional needs. For added protection, the firm can help clients incorporate a future purchase option rider into their policy.
What Does a a Disability Insurance Agent in Lake Oswego Cost?
Disability insurance agent services in Oregon are typically paid through commissions from the insurance carrier. You do not pay the agent directly. Policy premiums vary widely, ranging from 1% to 3% of your annual income for individual coverage. Group plans through an employer may cost less. Costs depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Lake Oswego
Disability insurance agents in Lake Oswego, Oregon help individuals and businesses find the right disability coverage. Oregon law requires insurers to act in good faith when handling claims. A local agent can guide you through policy options and the claims process.
Frequently Asked Questions
What does a disability insurance agent in Lake Oswego do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage details and assist with applications. They do not provide legal advice or represent you in disputes.
Are there Oregon specific rules for disability insurance claims?
Yes. Oregon Revised Statutes 743A.001 requires insurers to pay benefits promptly. If a claim is denied, you have up to two years from the date of denial to file a lawsuit under Oregon law.
How do I choose a disability insurance agent in Lake Oswego?
Look for an agent licensed in Oregon with experience in disability products. Ask about their familiarity with local insurers and policy types. Check their credentials with the Oregon Division of Financial Regulation.
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