The top-rated disability insurance agent in Medford, Oregon is Insurance Lounge, rated 4.9 stars across 115 reviews. Other highly rated options include Siskiyou Insurance of Medford, Focus1 Insurance Group, Protectors Insurance LLC. This directory lists 20 disability insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Lounge | 151 Rossanley Dr #105 | (541) 200-2222 |
| 2 | Siskiyou Insurance of Medford | 1560 Biddle Rd Suite D | (541) 646-9200 |
| 3 | Focus1 Insurance Group | 720 E Jackson St | (541) 772-3120 |
| 4 | Protectors Insurance LLC | 1555 E McAndrews Rd #301 | (541) 773-5358 |
| 5 | Marsh McLennan Agency | 38 N Central Ave | (541) 779-1321 |
| 6 | Ashland Insurance, Inc. | 801 O'Hare Pkwy Ste 101 | (541) 857-0679 |
| 7 | Carol A. Page Insurance Agency | 905 W 8th St | (541) 857-8050 |
| 8 | Andrew Burgess - COUNTRY Financial Representative | 3531 E Barnett Rd Ste 101 | (541) 779-8883 |
| 9 | ALSAFE Insurance Agency | 1560 Biddle Rd Suite D | (541) 646-9200 |
| 10 | Shreeve Insurance | 107 E Main St Ste 7 | (541) 499-0357 |
Insurance Lounge focuses on Disability Insurance Agent services in the Medford, Oregon area. It helps individuals and local businesses secure disability coverage that provides income protection if an illness or injury prevents them from working. The company also guides clients through policy options tailored to self-employed professionals and small business owners in the Rogue Valley. For residents facing the financial uncertainty of an unexpected accident or a planned medical procedure, it assists with claims support to ensure timely benefit access during recovery periods.
Siskiyou Insurance of Medford provides individual disability income policies and group coverage plans designed to protect earned income against unexpected illness or injury. Its services also include plan review and claims assistance for all existing clients. The company focuses on policies for local residents, tailoring replacement ratios and benefit periods to meet different professional needs. It primarily services single-family homes, apartments, retail, and restaurants.
Focus1 Insurance Group serves individuals and businesses throughout the Medford, Oregon, metro area as a disability insurance agent. The company helps clients evaluate policies that replace a portion of income if an illness or injury prevents them from working. Disability insurance planning can protect personal finances and business operations when an unexpected health event occurs. The agency assists with both short-term and long-term disability coverage options.
Protectors Insurance LLC serves the Medford, Oregon area and surrounding Rogue Valley communities, specializing in disability insurance for individuals and local businesses. The agency handles both short-term and long-term disability coverage, focusing on income protection plans for workers across various professions. To process a typical application, the company begins by reviewing a client’s occupation and earnings history to recommend appropriate benefit terms. It then coordinates directly with insurers to manage medical underwriting and policy issuance, ensuring all paperwork is completed accurately and efficiently.
Marsh McLennan Agency in Medford, OR, serves homeowners, local businesses, and property managers in the area seeking disability income protection. It offers disability insurance agent services to help clients create plans that replace lost earnings during illness or injury. The company assists individuals and organizations in evaluating coverage needs and selecting appropriate policy options. Its services also extend to neighboring communities such as Ashland and Central Point within the Rogue Valley metro region.
At Ashland Insurance, Inc. in Medford, OR, a client may choose between one-time consultations or recurring services for disability insurance. Coverage options offered by a local agent typically help protect a portion of earned income if illness or injury prevents work. The agent evaluates individual needs and presents suitable policies from various carriers. Service availability at this location runs on a scheduled or as-needed basis depending on client preference.
Carol A. Page Insurance Agency focuses on disability insurance, offering policies that replace a portion of income if illness or injury prevents work. The agency helps individuals and families in Medford understand plan options, including benefit periods and elimination periods. They guide clients through application processes and explain policy terms clearly. A common concern this agency assists with is planning coverage ahead of major life events, such as a new job, a pregnancy, or the start of a busy seasonal occupation like local farming or construction.
As a disability insurance agent in Medford, Oregon, Andrew Burgess with COUNTRY Financial helps clients understand and select coverage that protects their income if they become unable to work due to illness or injury. The agency specializes in tailoring individual disability policies to meet specific needs. Commercial sectors routinely served include local offices, warehouses, and food service operations, each requiring distinct approaches to income protection for their employees and business continuity.
As the seasons change in the Rogue Valley, local workers often encounter unexpected health issues that interrupt their income. ALSAFE Insurance Agency in Medford, OR serves as a disability insurance agent, helping clients secure coverage that provides financial protection during such periods of recovery. They focus on individual policies designed to replace a portion of lost wages when an illness or injury prevents employment. To begin exploring options, an agent meets with each prospective client for a thorough assessment of their current coverage needs and personal situation.
What Does a a Disability Insurance Agent in Medford Cost?
Disability insurance costs in Oregon vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Medford
Disability insurance agents in Medford Oregon help individuals and businesses find the right short-term and long-term disability coverage. Oregon law requires certain employer-provided disability benefits under ORS 659A.043. A local agent can guide you through policy options and claims processes specific to the Rogue Valley.
Frequently Asked Questions
What does a disability insurance agent in Medford do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding Oregon disability laws.
How long do I have to file a disability claim in Oregon?
Oregon law does not set a universal deadline for private disability claims, but most policies require notice within 30 days. For employer-provided plans, you should check your policy or ERISA guidelines. An agent can help you meet these time limits.
Can a disability insurance agent help with an appeal in Oregon?
Yes, many agents assist with the initial appeal process for denied claims. They can review your policy, gather medical evidence, and submit a formal appeal. For complex cases, they may refer you to an attorney who specializes in Oregon disability law.
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