The top-rated disability insurance agent in Amarillo, Texas is VIVA Insurance, rated 5.0 stars across 155 reviews. Other highly rated options include D3 Insurance Group, Clifton Insurance Agency, Inc., Amarillo's Insurance Agency. This directory lists 20 disability insurance agents serving Amarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VIVA Insurance | 1109 S Grand St | (806) 242-8482 |
| 2 | D3 Insurance Group | 6011 SW 45th Ave | (806) 599-7475 |
| 3 | Clifton Insurance Agency, Inc. | 7513 SW 45th Ave Ste D | (877) 212-4368 |
| 4 | Amarillo's Insurance Agency | 1305 S Grand St | (806) 331-4467 |
| 5 | Kirk Insurance Agency | 3321 Bell St A | (806) 435-2900 |
| 6 | Globe Life Liberty National Division: The Peterson Agencies | 801 S Fillmore St | (918) 938-7777 |
| 7 | NEST Insurance Agency | 7705 SW 34th Ave | (806) 476-2580 |
| 8 | West Texas Insurance Agency | 3702 Mockingbird Ln | (806) 352-2090 |
| 9 | Herring Insurance Agency of Amarillo | W 2921 I-40 Suite 700 | (806) 355-6596 |
| 10 | Bell and Boyd Agency, LLC | 617 SW 8th Ave | (806) 355-6200 |
VIVA Insurance serves the Amarillo, Texas metro area as a disability insurance agent. It assists local professionals in securing income protection policies that replace a portion of their earnings if an illness or injury prevents them from working. The company also helps clients navigate the complexities of short-term and long-term disability plans. VIVA Insurance handles both individual disability policies and group employee benefits in the Amarillo region.
D3 Insurance Group serves homeowners, businesses, and professionals in Amarillo, Texas, by providing disability insurance policies that protect income when illness or injury prevents work. The agency guides clients through selecting coverage that aligns with their financial needs and employment situations. It handles the application process and answers ongoing questions about policy benefits and claims procedures. The company also extends its services to property owners and employers in nearby Canyon, ensuring residents across the southern Texas Panhandle have access to local disability insurance assistance.
Clifton Insurance Agency, Inc. provides disability insurance agent services to the Amarillo area, offering guidance on policy options and coverage. The agency assists clients in understanding the features of long- and short-term disability plans and helps maintain their policies through regular service consultations. This support ensures that individual and group coverage continues to meet changing needs over time. Clifton Insurance Agency, Inc. serves a diverse clientele, including professionals and employees at single-family homes, apartments, retail establishments, and restaurants.
Serving Amarillo, Texas, and the surrounding Panhandle communities, Amarillo's Insurance Agency handles disability insurance coverage for local residents and businesses. It helps clients secure policies that provide income replacement if an injury or illness prevents them from working. The agency reviews individual financial needs and occupational risks to recommend suitable policy terms. To manage a typical case, the agent first conducts a thorough consultation to understand the client’s employment situation, then compares available plans from multiple carriers to find appropriate coverage options.
Kirk Insurance Agency in Amarillo, TX assists clients in choosing between one-time disability coverage and recurring benefit arrangements. Their services focus on securing income protection when injury or illness prevents work. The tailored approach helps individuals and small business owners assess their financial risk exposure and policy options. Consultations and administrative support for claims or policy changes are available on either a one-time as-needed basis or through scheduled recurring appointments, depending on client preference.
As spring winds stir across the Texas Panhandle, risks like slips on icy steps or back injuries from seasonal cleanup increase steadily. Globe Life Liberty National Division: The Peterson Agencies in Amarillo assists local workers in protecting their income should they face such an unforeseen condition. They discuss options for replacing lost wages during recovery, tailoring coverage to fit individual needs and budgets without inflated promises. Understanding a client’s current health and job duties is the first step, so a straightforward initial assessment is scheduled to evaluate these specific factors.
NEST Insurance Agency assists individuals and businesses in the Amarillo, Texas area with their general insurance planning needs. The firm specializes in providing disability insurance coverage, which helps replace a portion of income if a client cannot work due to illness or injury. It serves local professionals and employees working in various commercial sectors, including offices, warehouses, and food service operations.
West Texas Insurance Agency provides specialized guidance in securing disability income protection, helping clients in Amarillo safeguard their earnings against unexpected illness or injury. The agency works closely with individuals and professionals to evaluate coverage options, income replacement needs, and policy terms. Its focus includes tailoring solutions for local workers in industries where temporary or permanent disability poses heightened risk. Policy reviews are especially valuable during Amarillo’s volatile Panhandle weather seasons, when workplace injuries can increase alongside seasonal hazards such as ice, heat, or high winds.
Herring Insurance Agency of Amarillo provides residential disability insurance services, helping individuals in the local area secure income protection for injury or illness. The agency also offers commercial disability coverage to small businesses in Amarillo, TX, ensuring employer-sponsored plans meet workforce needs. Subsequent consultations and policy adjustments are available between regular visits to accommodate changes in client circumstances as they arise.
What Does a a Disability Insurance Agent in Amarillo Cost?
Disability insurance agents in Texas typically earn commissions paid by the insurance company not by you directly. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. Group plans through employers often cost less. Costs depend on your age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Amarillo
Amarillo residents can work with a disability insurance agent to understand policy options and file claims. Texas insurance law requires agents to be licensed by the Texas Department of Insurance. Local agents are familiar with the Panhandle region and can help you navigate short-term and long-term disability coverage.
Frequently Asked Questions
What does a disability insurance agent in Amarillo do?
A disability insurance agent helps you find and apply for disability insurance policies. They can also assist with claim filing and policy questions. In Texas agents must follow the Texas Insurance Code when advising clients.
How do I choose a disability insurance agent in Amarillo Texas?
Look for an agent licensed by the Texas Department of Insurance. Check their experience with disability policies and ask about their knowledge of Texas specific regulations. You can verify a license on the TDI website.
Are there time limits for filing a disability claim in Texas?
Texas does not have a specific statute of limitations for disability claims but most policies require prompt notice. Check your policy for deadlines. The Texas Insurance Code prohibits unfair claim settlement practices.
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