The top-rated disability insurance agent in Bryan, Texas is Freeway Insurance, rated 4.8 stars across 350 reviews. Other highly rated options include Julie Alvarenga: Allstate Insurance, Farmers Insurance - Mynde Kessler, Farmers Insurance - Russ Bevil. This directory lists 22 disability insurance agents serving Bryan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 101 W Villa Maria Rd | (979) 358-7001 |
| 2 | Julie Alvarenga: Allstate Insurance | 2301 E Villa Maria Rd | (979) 846-5758 |
| 3 | Farmers Insurance - Mynde Kessler | 2554 E Villa Maria Rd | (979) 704-3054 |
| 4 | Farmers Insurance - Russ Bevil | 1808 Barak Ln Ste 100 | (979) 846-9799 |
| 5 | Service Insurance Group, Inc. | 3840 Corporate Center Dr | (979) 300-7213 |
| 6 | Jones & Associates Insurance Agency | 3941 Cross Park Dr Unit 115 | (979) 776-4740 |
| 7 | Safenet Insurance Agency | 1204 W William Joel Bryan Pkwy suite 111 | (979) 823-2626 |
| 8 | Beal & Winn Insurance Agency | 3207 Briarcrest Dr | (979) 268-1500 |
| 9 | Aright Insurance Agency | 1406 W William Joel Bryan Pkwy #200 | (979) 314-5575 |
| 10 | TWFG Insurance Services | 3620 E 29th St | (979) 822-4912 |
Freeway Insurance in Bryan, Texas assists individuals in securing financial protection through disability coverage when illness or injury prevents them from working. The agency focuses on policies that replace a portion of lost income to help maintain financial stability. Serving local professionals and business owners, the company also advises on short-term and long-term disability options that match specific needs. Commercial sectors it can serve include offices, warehouses, and food service providers looking to protect their employees and operations.
Julie Alvarenga: Allstate Insurance serves the Bryan, Texas area as a disability insurance agent. The agency helps clients obtain income protection coverage that replaces a portion of earnings if an illness or injury prevents them from working. Policies are tailored to individual needs and occupational risks common in this region. The agent guides customers through plan selection and the application process. Short-term disability and long-term disability policies are both available through this local office.
Serving the Bryan, Texas area, Farmers Insurance - Mynde Kessler provides disability insurance agent services to help clients protect their income against unforeseen circumstances. The company offers support in evaluating coverage needs and processing policy service requests. It assists with plan maintenance, including policy reviews and updates to ensure continued alignment with individual financial situations. The agent services single-family homes, apartments, retail, and restaurants by addressing their unique disability protection requirements.
Farmers Insurance - Russ Bevil serves homeowners, local businesses, and property managers throughout the Bryan area who need protection against lost income from illness or injury. It offers disability insurance consulting and policy procurement, helping clients secure financial stability when they cannot work. Customers receive personalized policy reviews and ongoing service coordination from an agent knowledgeable in Texas insurance regulations. The agency also covers College Station and other surrounding communities within Brazos County.
Service Insurance Group, Inc., located in Bryan, TX, distinguishes between initial needs assessment and recurring policy reviews for disability insurance clients. Their coverage offerings focus on protecting local professionals’ income against illness or injury-related inability to work. As a disability insurance agent, the firm provides tailored solutions to address individual financial security concerns in the region. Service runs on a scheduled basis, with options for additional as-needed consultations between regular evaluation intervals.
Jones & Associates Insurance Agency serves Bryan, Texas, and the surrounding Brazos Valley communities, handling disability insurance needs for local professionals and workers. It focuses on policies that replace a portion of income when an illness or injury prevents someone from working. The agency works with individuals to assess their occupation’s specific risks and financial obligations. To handle a typical job, it reviews a client’s employment income and existing benefits before matching them with a suitable policy from its available carriers.
Safenet Insurance Agency specializes in helping individuals in Bryan, TX, secure disability income protection policies. It works closely with local professionals to explain different coverage options and assist with applications. The agency guides clients through the process of understanding policy terms and benefit periods. For residents approaching retirement age, Safenet helps address concerns about maintaining income if a disability occurs before full Social Security benefits can be claimed.
As residents of Bryan face seasonal employment shifts or unexpected health changes, the continuity of income becomes a pressing concern. Beal & Winn Insurance Agency provides guidance on disability insurance, helping local professionals evaluate policies that replace lost wages during medical recovery. They meet with clients to review existing coverage and discuss policy options tailored to individual occupations and income levels. The initial process typically begins with a detailed review of the client’s current financial obligations and employment status to determine appropriate benefit levels.
Aright Insurance Agency handles personal and commercial insurance needs throughout the Bryan, Texas area. The firm specializes specifically in disability insurance agent services, helping local clients protect their income against unexpected health events and injuries. Policies are designed to maintain financial stability when a medical condition prevents an individual from working. This agency serves a variety of commercial sectors, including office professionals, warehouse operations, and food service businesses.
TWFG Insurance Services serves residential clients in Bryan, Texas, helping individuals select disability insurance coverage that protects their income against unexpected illness or injury. The agency also assists commercial clients in Bryan, offering group or individual disability policies tailored to small business owners and professionals in the area. Service extends across Bryan and the surrounding region. Clients typically return for policy reviews or updates between regular visits to ensure their coverage still meets their changing needs.
What Does a a Disability Insurance Agent in Bryan Cost?
Costs for disability insurance in Texas vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in a low-risk job, a policy paying 60% of income might cost $50 to $150 per month. High-risk occupations or pre-existing conditions can increase rates. This is general information, not insurance advice.
About disability insurance agents in Bryan
Disability insurance agents in Bryan Texas help individuals and businesses find coverage that protects income if injury or illness prevents work. Texas law requires agents to hold a license from the Texas Department of Insurance. Agents can explain policy terms and assist with claims for short-term or long-term disability benefits.
Frequently Asked Questions
What does a disability insurance agent in Bryan do?
A disability insurance agent in Bryan helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. Agents also assist with filing claims and understanding Texas insurance regulations.
How do Texas laws affect disability insurance?
Texas does not require employers to provide disability insurance. However, if you buy a private policy, Texas law gives you a 30-day free look period to cancel for a full refund. Agents must follow Texas Department of Insurance rules on marketing and disclosures.
Can an agent help if my disability claim is denied in Texas?
Yes, an agent can review your policy and help you gather documents for an appeal. Texas law does not set a specific deadline for appeals, but most policies require a written request within 180 days. Agents can guide you on next steps and recommend legal resources if needed.
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