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Find Disability Insurance Agents Near You in Baytown, TX

Browse disability insurance agents serving Baytown, Texas. Updated 2026-07-14.

The top-rated disability insurance agent in Baytown, Texas is Jenny Montes - State Farm Insurance Agent, rated 5.0 stars across 766 reviews. Other highly rated options include Freeway Insurance, Randy Casey - State Farm Insurance Agent, Trevco Insurance Agency. This directory lists 21 disability insurance agents serving Baytown.

Showing 21 disability insurance agents in Baytown, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenny Montes - State Farm Insurance Agent706 E Cedar Bayou Lynchburg Rd(281) 839-2717
2Freeway Insurance1248 Garth Rd Ste E(832) 241-5213
3Randy Casey - State Farm Insurance Agent4406 N Main St(281) 421-2244
4Trevco Insurance Agency411 N Alexander Dr(281) 427-9063
5Ed Martinez: Allstate Insurance700 Rollingbrook Dr ste f(281) 422-2282
6Farmers Insurance - Chad Merling5523 W Rd(281) 421-3699
7Harris County Insurance Center - Baytown, Texas608 Rollingbrook Dr(281) 427-6511
8Farmers Insurance - Maribel Castillo5702 Garth Rd Ste 200(281) 839-7139
9TWFG Ratliff Insurance501 W Texas Ave(281) 427-9461
10Goosehead Insurance - Ashley Taylor6002 FM 3180 Rd SUITE 280(281) 738-1030
JM
706 E Cedar Bayou Lynchburg Rd
Jenny Montes - State Farm Insurance Agent
Disability Insurance Agent · Baytown, TX

Jenny Montes - State Farm Insurance Agent serves the Baytown, Texas, area as a provider of disability insurance plans. This business helps local residents and workers secure income protection policies that replace a portion of their earnings if an injury or illness prevents them from performing their job duties. Short-term and long-term plans are available, each designed to cover different waiting periods and benefit durations. The agency also assists clients in comparing policy features like maximum monthly benefits and elimination periods.

FI
1248 Garth Rd Ste E
Freeway Insurance
Disability Insurance Agent · Baytown, TX

Freeway Insurance serves Baytown, Texas, and the surrounding communities in the region. The agency handles applications for disability insurance, helping individuals secure income replacement policies for illness or injury. It works with clients to understand their coverage needs based on occupation and lifestyle factors. The company assesses each case by reviewing medical and occupational details to match policy benefits with the client’s specific risk profile. This involves comparing plan options and processing paperwork through standard underwriting procedures to secure the agreed policy.

RC
4406 N Main St
Randy Casey - State Farm Insurance Agent
Disability Insurance Agent · Baytown, TX

Randy Casey - State Farm Insurance Agent in Baytown, TX, offers disability insurance policies that provide income replacement if an injury or illness prevents a client from working. The agency helps individuals and businesses evaluate different coverage options, including short-term and long-term disability plans, to match specific financial needs. Regular policy reviews are encouraged to ensure benefits keep pace with changes in income or lifestyle. The agency serves households in single-family homes, residents of apartment complexes, and commercial clients operating retail stores or restaurants.

TI
411 N Alexander Dr
Trevco Insurance Agency
Disability Insurance Agent · Baytown, TX

Homeowners and business owners in Baytown, Texas turn to Trevco Insurance Agency for disability insurance agent services. The agency helps clients navigate policy options that replace a portion of income if they become unable to work due to illness or injury. These customized income-protection plans are designed to cover essential living and operational expenses during a period of disability. Trevco also provides coverage guidance for those residing in surrounding Harris County communities, including the nearby areas of La Porte and Channelview.

EM
700 Rollingbrook Dr ste f
Ed Martinez: Allstate Insurance
Disability Insurance Agent · Baytown, TX

Serving clients in Baytown, Texas, and the surrounding communities of the Houston metropolitan area, Ed Martinez: Allstate Insurance handles disability insurance needs for local professionals and families. The agency focuses on helping individuals understand how disability coverage can protect their income during unexpected illness or injury. The general approach used to handle a typical job includes reviewing a client’s current financial situation, explaining policy options in clear terms, and ensuring the chosen plan aligns with their specific lifestyle and budgetary requirements.

FI
5523 W Rd
Farmers Insurance - Chad Merling
Disability Insurance Agent · Baytown, TX

Farmers Insurance - Chad Merling offers both one-time consultations to address immediate disability income concerns and ongoing service options for clients who want to adjust coverage as needs evolve. The coverage available includes policies that replace a portion of lost earnings if an injury or illness prevents someone from working. This agency serves residents in and around Baytown, TX, helping individuals understand policy details and filing claims. Service runs on a scheduled basis, with periodic reviews to adapt protection to changing life circumstances.

HC
608 Rollingbrook Dr
Harris County Insurance Center - Baytown, Texas
Disability Insurance Agent · Baytown, TX

Harris County Insurance Center in Baytown, Texas, specializes in helping individuals secure disability insurance to protect their income against illness or injury. Its agents work with clients in the local area to explain policy terms and coverage options for long-term and short-term plans. They also assist small-business owners and self-employed residents in evaluating group and individual policies. During economic shifts or local industry downturns, the agency offers guidance on adjusting coverage to safeguard financial stability through unexpected periods of lost wages.

FI
5702 Garth Rd Ste 200
Farmers Insurance - Maribel Castillo
Disability Insurance Agent · Baytown, TX

As the Houston area experiences seasonal storms and unpredictable weather, many Baytown residents consider how to protect their income if an unexpected illness or accident prevents them from working. Farmers Insurance - Maribel Castillo provides disability insurance coverage tailored to local professionals and tradespeople. This agent helps clients understand policy details for replacing lost wages during recovery periods. Located in Baytown, Texas, the office serves individuals and families seeking financial security through personalized coverage. An initial consultation includes a review of current employment benefits and personal financial needs to determine suitable policy options.

TR
501 W Texas Ave
TWFG Ratliff Insurance
Disability Insurance Agent · Baytown, TX

TWFG Ratliff Insurance works as a disability insurance agent in Baytown, Texas, providing policies that replace a portion of income if a client becomes unable to work due to illness or injury. The company also offers specialized coverage options such as short-term disability for immediate needs and long-term disability for extended protection. These insurance products can serve local commercial sectors, including offices, warehouses, and food service operations.

GI
6002 FM 3180 Rd SUITE 280
Goosehead Insurance - Ashley Taylor
Disability Insurance Agent · Baytown, TX
NI
230 W Cedar Bayou Lynchburg Rd
Nationwide Insurance: Cather Insurance Agency
Disability Insurance Agent · Baytown, TX
(281) 421-7575
agency.nationwide.com/tx/baytown/77521/cather-insurance-agency-llc
PI
8703 TX-146
Premium Insurance Baytown
Disability Insurance Agent · Baytown, TX
(281) 962-3188
EI
1812 N Main St
Easy Insurance Agency TX
Disability Insurance Agent · Baytown, TX
(832) 240-9594
AI
1401 Lacy Dr
Affordable Insurance Baytown
Disability Insurance Agent · Baytown, TX
(346) 347-6501
AI
4949 TX-146
Anatole Insurance Service
Disability Insurance Agent · Baytown, TX
(281) 643-7925
PI
1900 Garth Rd
Perpetual Insurance LLC
Disability Insurance Agent · Baytown, TX
(281) 607-0795
LD
9520 TX-146
Lisa Dagle Insurance Services, LLC
Disability Insurance Agent · Baytown, TX
(281) 385-1037
lisadagleinsurance.com
AI
1701 N Main St
Associate Insurance
Disability Insurance Agent · Baytown, TX
(281) 428-2588
MA
605 Massey Tompkins Rd
The Motte Agency
Disability Insurance Agent · Baytown, TX
(281) 917-2238
themotteagency.com
FI
4501 N Main St
Farmers Insurance
Disability Insurance Agent · Baytown, TX
agents.farmers.com/tx/baytown
IB
6011 Garth Rd A
INSURICA Baytown
Disability Insurance Agent · Baytown, TX
(281) 421-7605
insurica.com/locations/baytowntx

What Does a a Disability Insurance Agent in Baytown Cost?

The cost of disability insurance in Texas varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk jobs or pre-existing conditions. This is general information, not insurance advice.

About disability insurance agents in Baytown

Disability insurance agents in Baytown Texas help residents and workers protect their income if they cannot work due to illness or injury. Texas law does not require employers to provide disability insurance, so many individuals seek private coverage. Agents can explain policy options and assist with claims under the Texas Insurance Code.

Frequently Asked Questions

What does a disability insurance agent in Baytown do?

A disability insurance agent helps you find and apply for a policy that replaces part of your income if you become disabled. They can also guide you through the claims process and explain Texas-specific rules about policy terms and exclusions.

How long do I have to file a disability claim in Texas?

Texas law does not set a single deadline for all disability claims. You should check your policy for the specific time limit, which is often 30 to 90 days after the disability begins. Missing the deadline can result in denial of benefits.

Are disability insurance benefits taxable in Texas?

If you pay the premiums with after-tax dollars, the benefits are generally tax-free. If your employer pays the premiums, the benefits may be taxable as income. Texas has no state income tax, so you do not pay state tax on benefits.

Disability Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.