The top-rated disability insurance agent in Brownsville, Texas is Abelardo Meda: Allstate Insurance, rated 4.9 stars across 267 reviews. Other highly rated options include Espino Insurance Group, Insurance Advisors Agency (IAA), RED SHIELD INSURANCE. This directory lists 19 disability insurance agents serving Brownsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abelardo Meda: Allstate Insurance | 900 E Alton Gloor Blvd Ste 4 | (956) 554-4961 |
| 2 | Espino Insurance Group | 222 US-77 STE. #195 | (956) 455-1313 |
| 3 | Insurance Advisors Agency (IAA) | 4920 Frontage Rd Unit 04 | (956) 542-3535 |
| 4 | RED SHIELD INSURANCE | 215 Frontage Rd #3 | (956) 338-1009 |
| 5 | TWFG-Benavides Insurance | 3505 Boca Chica Blvd #420 | (956) 541-3232 |
| 6 | Vallarino Insurance | 222 Frontage Rd STE 100 PMB 157 | (956) 564-2557 |
| 7 | Torres Insurance | 4735 Southmost Rd A | (956) 546-2707 |
| 8 | Iglesias Insurance Brownsville | 3381 E Ruben M Torres Blvd SUITE D | (956) 238-2110 |
| 9 | Lette Life and Health Insurance Agency | 145 Boca Chica Blvd A | (956) 546-7232 |
| 10 | A Plus Insurance | 1154 Paredes Line Rd #2 | (956) 542-1771 |
Abelardo Meda: Allstate Insurance serves Brownsville, Texas, and the surrounding Cameron County area as a disability insurance agent. It assists clients with understanding how income protection can safeguard finances in the event of an illness or injury that prevents work. The agency guides individuals and families through the process of selecting a policy that aligns with their needs and employment situations. Specific services include evaluating short-term and long-term disability insurance options.
Espino Insurance Group serves residents in Brownsville, Texas, helping individuals secure disability coverage to protect their income during illness or injury. The agency also assists local businesses by offering commercial disability solutions for employees and small operations. Clients throughout the Brownsville area can rely on guidance for policies that address their specific needs and budgets. Regular follow-up appointments and claim support are provided between scheduled reviews to ensure continuous coverage adjustments as circumstances change.
Insurance Advisors Agency (IAA) is a disability insurance agent in Brownsville, Texas, known for helping local professionals and small business owners secure income protection policies. The agency guides clients through the process of selecting individual short-term or long-term disability plans that align with their specific occupational needs and financial situations. IAA also assists with policy riders and benefit waiting period adjustments. A specialty service it can add on is critical illness coverage to complement the disability plan.
RED SHIELD INSURANCE provides disability insurance agency services for individuals and families in Brownsville, Texas. The company guides clients through the process of selecting income protection plans tailored to meet their specific needs. Assistance is available for policy applications, claims filing, and coverage adjustments to maintain benefits over time. Ongoing support services help policyholders review their options as life circumstances change. It services single-family homes, apartments, retail locations, and restaurants.
TWFG-Benavides Insurance serves homeowners, renters, and small business owners in Brownsville, Texas, who need specialized disability insurance agent services. The company helps clients select policies that provide income protection if illness or injury prevents them from working. Its agents explain benefit periods, elimination periods, and coverage options so customers can tailor plans to their individual financial situations. TWFG-Benavides Insurance also assists professionals and self-employed individuals seeking long-term disability solutions. In addition to serving Brownsville, the agency supports customers throughout the surrounding Cameron County area.
Vallarino Insurance serves Brownsville and the surrounding communities of Cameron County, offering disability insurance agent services to local residents. The agency handles applications for disability coverage, helping clients understand policy terms and benefit structures available in the Texas Rio Grande Valley. It also assists with navigating claim procedures when income protection is needed due to illness or injury. Vallarino Insurance typically approaches each case by reviewing the client’s employment situation and medical history to recommend suitable coverage options and filing requirements.
Torres Insurance serves Brownsville, Texas, and the surrounding Cameron County area as a Disability Insurance Agent. It helps individuals and business owners understand and secure disability income protection policies. The agency works with clients to review coverage options that can replace a portion of lost wages during an illness or injury. Policy terms such as elimination periods and benefit durations are explained in detail to match each situation. Torres Insurance handles applications for both short-term and long-term disability insurance plans in this region.
Iglesias Insurance Brownsville offers clients in Brownsville, TX both one-time consultations and ongoing service arrangements for disability insurance needs. Comprehensive coverage options are designed to protect individuals from income loss due to injury or illness, drawing on general industry practices common to local markets. The agency tailors its approach to fit each client’s specific situation, addressing short-term and long-term policy requirements. Their service operates primarily on a scheduled basis, with as-needed support available for policy adjustments or claims assistance.
Lette Life and Health Insurance Agency in Brownsville, TX provides disability insurance consultation and policy placement for local residents. It assists clients with evaluating their income protection needs and navigating plan selection to secure coverage against injury or illness disrupting their livelihoods. The agency serves workers across various professions in the Rio Grande Valley. As open enrollment approaches, it specifically helps self-employed individuals and small business owners find short-term disability options to bridge unexpected gaps in earnings.
What Does a a Disability Insurance Agent in Brownsville Cost?
Disability insurance costs in Texas vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in Brownsville, a policy replacing 60% of income might cost $50 to $150 per month. This is general information, not insurance advice.
About disability insurance agents in Brownsville
Disability insurance agents in Brownsville, Texas help individuals and businesses secure income protection. Texas law does not require employers to provide disability coverage, making private policies important for many workers. Agents in Brownsville can guide you through policy options that comply with Texas insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Brownsville do?
A disability insurance agent helps you compare and purchase policies that replace a portion of your income if you become unable to work due to injury or illness. They explain policy terms, exclusions, and benefit periods. In Texas, agents must be licensed by the Texas Department of Insurance.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific deadline for filing disability claims, but policies usually require prompt notice. Many policies have a 30-day notice period and a 90-day elimination period before benefits begin. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Brownsville?
Yes, many agents assist with the initial claim process and can refer you to resources for appeals. Texas law allows you to request a review of a denied claim. Agents cannot provide legal advice but can help you understand policy language and deadlines.
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