The top-rated disability insurance agent in Carrollton, Texas is America's Best Auto Insurance, rated 4.9 stars across 1,190 reviews. Other highly rated options include La Familia Auto Insurance, Jeff Van Matre Insurance Agency, Nick Fincham - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Carrollton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | America's Best Auto Insurance | 2001 E Belt Line Rd | (972) 526-0000 |
| 2 | La Familia Auto Insurance | 1200 N Josey Ln | (972) 586-7492 |
| 3 | Jeff Van Matre Insurance Agency | 4425 Plano Pkwy Ste 1404 | (972) 492-8500 |
| 4 | Nick Fincham - State Farm Insurance Agent | 1809 Golden Trail Ct STE 120 | (972) 315-0690 |
| 5 | Farmers Insurance - Kyle Fincham | 2840 Keller Springs Rd Apt 1202 | (972) 418-1144 |
| 6 | Advance Pro Insurance Agency LLC | 2201 Midway Rd suite 108R | (469) 617-6254 |
| 7 | Wimberly Agency of Texas | 1930 E Rosemeade Pkwy #209 | (214) 450-3433 |
| 8 | KERJ Business Group — Seguros y Herramientas de IA en Español | 1737 E Frankford Rd | (469) 797-4174 |
| 9 | Cuddigan Group Insurance | 2340 E Trinity Mls Rd Suite 300 | (214) 550-6681 |
| 10 | Trotter Insurance Group | 2400 E Hebron Pkwy Ste. A | (972) 428-3911 |
America’s Best Auto Insurance, located in Carrollton, Texas, serves local homeowners, renters, and small business owners seeking disability insurance coverage. The agency helps clients review policy options that can replace income if they become unable to work due to illness or injury. Its advisors work to match coverage to each customer’s occupation and budget. The company also serves clients in the nearby communities of Addison and the greater Dallas–Fort Worth metro area.
Serving Carrollton, Texas, and the surrounding communities, La Familia Auto Insurance handles disability insurance applications. It helps local workers find coverage that replaces lost income if a medical condition prevents them from working. The agent works with residents to understand their employment situation and long-term needs. To complete a typical job, the agent carefully reviews each client’s situation and matches them with appropriate plan options from available carriers.
Jeff Van Matre Insurance Agency, located in Carrollton, Texas, serves the disability insurance needs of clients throughout Dallas County. The agency assists individuals and professionals in obtaining coverage that provides income protection when illness or injury prevents them from working. Policies are tailored to replace a portion of lost earnings, helping clients manage household expenses during recovery. The company handles both short-term and long-term disability plans from various carriers.
Nick Fincham - State Farm Insurance Agent in Carrollton, TX provides disability insurance coverage designed to replace a portion of lost income if an injury or illness prevents an individual from working. The agency assists clients in understanding policy options and maintaining coverage through regular policy reviews and updates. Ongoing support includes claims guidance and adjusting plans as personal circumstances change. The office serves properties such as single-family homes, apartments, retail locations, and restaurants.
Farmers Insurance - Kyle Fincham serves homeowners, businesses, and property managers in Carrollton, Texas, helping them find disability insurance policies that provide income replacement if they become unable to work due to illness or injury. The agency works with clients to explain coverage options and compare plans suited to individual needs. Services also extend to assisting local families and self-employed professionals in protecting their earnings. The company additionally covers the nearby communities within the Dallas-Fort Worth metro, including Addison and Coppell.
Advance Pro Insurance Agency LLC serves the Carrollton, Texas area and its surrounding communities. The company handles disability insurance policies designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. Its agents work with individuals to review policy features such as benefit amounts and waiting periods. The firm generally approaches each client’s situation by evaluating their occupation and current coverage needs.
The Wimberly Agency of Texas offers assistance with either a single disability policy purchase or ongoing portfolio management for recurring income protection needs. Their work focuses on helping individuals in Carrollton, TX, understand how disability insurance can replace lost wages during a health crisis. In this area, agents typically evaluate occupations and existing group plans to customize coverage details. Services are available on a one-time, scheduled, or as-needed basis based on client requirements and policy lifecycle changes.
KERJ Business Group — Seguros y Herramientas de IA en Español specializes in disability insurance agent services for Spanish-speaking clients in Carrollton, Texas. The firm focuses on explaining policy options and filing procedures for income protection. It also assists with understanding coverage terms and coordinating benefit claims. As a local resource, the agency helps individuals address concerns about lost wages during recovery from illness or injury, particularly during flu season when short-term disability claims often rise.
Serving individuals and businesses in the Carrollton area, Cuddigan Group Insurance provides guidance on disability insurance options. The firm evaluates client income needs to help structure disability coverage that replaces lost wages during illness or injury. It also focuses on policy details like benefit periods, elimination periods, and own-occupation definitions to align with specific occupations. The company assists commercial clients operating in various environments, from local offices and distribution warehouses to the food service industry.
What Does a a Disability Insurance Agent in Carrollton Cost?
Disability insurance premiums in Texas vary by age, health, occupation, and benefit amount. A typical policy might cost 1% to 3% of your annual income. For example, a 40 year old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. Costs are higher for high risk jobs or pre existing conditions. This is general information, not insurance advice.
About disability insurance agents in Carrollton
Disability insurance agents in Carrollton Texas help individuals and businesses find coverage that protects income if injury or illness prevents work. Texas law does not require employers to provide disability insurance, so many workers seek private policies. Agents in Carrollton can explain options like short-term and long-term disability plans that fit local needs.
Frequently Asked Questions
What does a disability insurance agent in Carrollton do?
An agent helps you compare disability insurance policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice but can guide you to resources if a claim is denied.
Does Texas have special rules for disability insurance?
Texas follows the Texas Insurance Code which sets standards for policy language and claim handling. There is no state mandated disability insurance for private employees. Agents must be licensed by the Texas Department of Insurance.
How long do I have to file a disability claim in Texas?
Texas law does not set a single deadline for all disability claims. The deadline depends on your specific policy contract. Most policies require you to file a claim within 30 to 90 days of becoming disabled. Check your policy for exact time limits.
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