The top-rated disability insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Amy Carter - State Farm Insurance Agent, Wahweap Insurance and Financial. This directory lists 20 disability insurance agents serving Cedar City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seth Porter - State Farm Insurance Agent | 118 W 200 S | (435) 586-4467 |
| 2 | Dixie Leavitt Agency | 115 N Main St | (435) 586-9463 |
| 3 | Amy Carter - State Farm Insurance Agent | 2092 Cross Hollow Rd A | (435) 586-2797 |
| 4 | Wahweap Insurance and Financial | 1233 Sage Dr c | (435) 586-5904 |
| 5 | JRI Insurance | 1233 Sage Dr c | (435) 586-1399 |
| 6 | Leavitt Group Enterprises | 136 W University Blvd | (435) 586-6553 |
| 7 | Landon Eldredge: Financial Professional | 1233 Sage Dr c | (435) 586-5904 |
| 8 | Iron Desert Insurance | 2460 UT-56 STE 3 | (435) 267-2040 |
| 9 | Creamer Insurance Inc | 51 E 400 N | (435) 586-4377 |
| 10 | Aaron Bonham Agency | 337 S Main St #220 | (435) 865-2761 |
Seth Porter - State Farm Insurance Agent serves Cedar City, Utah and the surrounding Iron County area, offering services as a local Disability Insurance Agent. The agency helps individuals and families secure protection against income loss due to illness or injury that prevents them from working. It guides clients through policy options tailored to different occupations and income levels. The agency handles both short-term and long-term disability insurance policies for residents of the region.
Dixie Leavitt Agency serves the Cedar City, Utah area as a disability insurance agent. This agency assists local residents and professionals by helping them secure coverage that can replace a portion of their income if an illness or injury prevents them from working. They guide clients through the selection of policy terms and benefit amounts tailored to individual needs. An important part of their work includes explaining key policy features such as elimination periods and own-occupation clauses for local workers.
Amy Carter - State Farm Insurance Agent provides a range of services specific to disability insurance, including individual and group coverage plans. It offers service and maintenance plans to help clients adjust policies as their income or health needs change, ensuring continued protection against lost wages. The agent serves residents and business owners in Cedar City, UT, including those with single-family homes, apartments, retail operations, and restaurants.
Wahweap Insurance and Financial serves Cedar City and the surrounding Iron County communities, handling disability insurance needs for local residents. It helps individuals secure income protection in case of illness or injury that prevents them from working. Each policy is structured around factors such as the client’s occupation, health status, and desired benefit period. The agency evaluates these details to match clients with suitable coverage. It typically begins with a review of the client's current financial situation, then presents plan options that address specific gaps in their income protection strategy.
JRI Insurance serves homeowners, renters, and local business owners in Cedar City, Utah who seek financial protection against loss of income due to injury or illness. The firm specializes in connecting clients with disability insurance policies that provide partial wage replacement during recovery. It also advises customers on policy terms and claims processes. Its service area includes neighboring Enoch and surrounding Iron County communities.
Leavitt Group Enterprises in Cedar City, UT distinguishes itself by offering both one-time disability insurance policy evaluations and recurring plan management services. As a dedicated disability insurance agent, the company helps clients assess coverage needs related to lost income due to illness or injury. This includes guiding individuals through policy options to match their personal risk profiles. Service availability at Leavitt Group Enterprises operates on a scheduled consultation basis, with annual policy reviews available by appointment.
Specializing in individual disability coverage, Landon Eldredge: Financial Professional in Cedar City, UT assists clients in selecting income protection plans. The agency works with local professionals and small business owners to assess their need for short-term and long-term disability policies. Coverage options are tailored to replace a portion of lost earnings during medical leaves. This support becomes particularly vital during the winter months, when icy conditions in southern Utah increase the risk of slips leading to time off from work.
In Cedar City’s unpredictable climate, protecting one’s income from sudden illness or injury is a pressing concern for local workers. Iron Desert Insurance addresses this need as a disability insurance agent, helping residents safeguard their earnings through tailored coverage options. They guide clients through the complexities of policy selection to match each household’s financial situation. A thorough review of current coverage and personal risks typically begins the initial assessment step.
Creamer Insurance Inc provides disability insurance for residents throughout the Cedar City area, helping individuals protect their income against unexpected health events. The agency also handles commercial disability coverage for local businesses, ensuring employers can offer this protection to their workforces. Regular consultations update clients on policy changes that could affect their coverage needs across the region. Follow-up service is available between scheduled reviews to address new questions or adjustments that may arise.
What Does a a Disability Insurance Agent in Cedar City Cost?
Typical costs for disability insurance in Utah range from 1% to 3% of your annual income for a policy. For a person earning $50,000 per year, that means $500 to $1,500 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Cedar City
Disability insurance agents in Cedar City, Utah help individuals and businesses find coverage that meets their needs. Utah law allows agents to assist with both short-term and long-term disability policies. Local agents understand the unique needs of Cedar City residents, including those working in mining, tourism, and education.
Frequently Asked Questions
What does a disability insurance agent in Cedar City do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms, elimination periods, and coverage limits. They do not provide legal advice but can guide you on policy options.
Does Utah law affect disability insurance policies?
Yes, Utah insurance law regulates policy provisions and claim handling. Utah Code Title 31A governs insurance companies. Agents must follow state rules when selling policies and processing claims.
How do I choose a disability insurance agent in Cedar City?
Look for an agent licensed in Utah with experience in disability coverage. Ask about their familiarity with local employers and industries. Check their standing with the Utah Insurance Department.
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