The top-rated disability insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Utah Senior Planning, Zach Hadley Insurance LLC - Platinum Group. This directory lists 14 disability insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Utah Senior Planning | 1330 Flint Meadow Dr | (801) 546-9556 |
| 4 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 5 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 6 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 7 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 8 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 9 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
| 10 | 1 Stop Shop Insurance | 330 N Main St | (801) 452-5588 |
Ken Graham - State Farm Insurance Agent serves clients throughout Davis County from Kaysville, Utah. The agency specializes in helping individuals and families secure disability insurance coverage. Disability insurance protects a portion of a worker’s income if an illness or injury prevents them from performing their job duties. With a focus on the local area, the agency assists clients in understanding how disability policies function during recovery periods. This includes evaluating short-term disability plans for temporary absences and long-term disability coverage for extended leave situations.
Affinity Insurance Group in Kaysville, UT provides a range of disability insurance agent services, including helping individuals and businesses assess income protection needs. It offers ongoing policy management and plan maintenance to ensure coverage remains aligned with changing circumstances. The agency assists clients in navigating claims processes and coordinating with other benefits. It serves diverse properties and work environments, including single-family homes, apartments, retail spaces, and restaurants.
Utah Senior Planning serves individuals and families in Kaysville, Utah, who need guidance on disability insurance coverage. The company assists clients in understanding policy options that can replace a portion of income if an illness or injury prevents them from working. This support helps provide financial stability during difficult times. Its agents work with local residents to evaluate specific needs and explain general plan features available in this market. The agency also offers services to people living in neighboring communities throughout the greater Ogden-Clearfield metropolitan area.
Based in Kaysville, UT, Zach Hadley Insurance LLC - Platinum Group serves clients across Davis County and surrounding communities. As a disability insurance agent, the firm handles applications for income protection products designed to replace a portion of lost earnings due to illness or injury. It typically guides clients through the process by first assessing their individual occupation and income needs, then matching them with appropriate policies from a selection of carriers.
David Jarnagin Insurance - Platinum Insurance Group in Kaysville, UT distinguishes between one-time policy evaluations and ongoing service agreements for disability income protection. Clients receive assistance selecting coverage that aligns with their income and risk factors. The agent guides individuals through medical underwriting and plan customization. Service runs on a one-time or as-needed basis, depending on whether the client requires only an initial consultation or periodic policy reviews thereafter.
Choice Plus Insurance in Kaysville, Utah, specializes in providing tailored disability insurance solutions for professionals who need to protect their income. The agency also offers general guidance on navigating policy options and filing claims for local workers and small business owners. Its services focus on helping individuals plan for financial stability during an unexpected illness or injury. As seasonal outdoor work or winter slip hazards increase in the area, the company assists clients in reviewing coverage to safeguard against income loss from accidents.
As winter weather increases the risk of slips and falls in Kaysville, local workers often need reliable income protection. Metcalfe and Associates serves as a disability insurance agent, helping residents secure coverage that replaces lost wages during recovery from injury or illness. The company guides clients through policy options that address common local employment scenarios, from office roles to physical trades. An initial assessment begins with a consultation to review personal income needs and existing benefits, followed by an inspection of current coverage gaps to identify suitable policy features.
As a disability insurance agent, Farmers Insurance - Bob Hackmeister in Kaysville, UT assists local professionals in protecting their income when injury or illness prevents them from working. The agency works with clients to assess their individual coverage needs and obtain appropriate policies. Farmers Insurance - Bob Hackmeister serves a broad range of commercial sectors in the area, including office environments, warehouses, and food service operations.
MVP Insurance Agency in Kaysville, Utah, is known for guiding local professionals and business owners through the complexities of disability income protection. The agency’s services include evaluating individual needs to match policies that provide income replacement if illness or injury prevents work. They also help clients coordinate short-term and long-term disability plans with existing employee benefits. A specialty service available is assistance with residual or partial disability riders that protect income during a gradual return to work.
1 Stop Shop Insurance assists residents of Kaysville, Utah, in obtaining essential disability insurance coverage tailored to individual income protection requirements. The agency also extends its expertise to commercial disability policies designed for local businesses, serving clients throughout the broader Wasatch Front area. Professional agents explain complex policy options to ensure customers understand their benefits. After settling an initial plan, the company schedules follow-up consultations to review account details and adjust coverage when needed between regular appointments.
What Does a a Disability Insurance Agent in Kaysville Cost?
Disability insurance agent services in Utah typically involve no upfront fee because agents earn commissions from insurance companies. Policy premiums vary widely from 1% to 3% of your annual income, depending on coverage amount and health factors. For example, a 40-year-old in Kaysville might pay between $50 and $200 per month for a policy. This is general information and not insurance advice.
About disability insurance agents in Kaysville
A disability insurance agent in Kaysville Utah can help you understand your policy options and file claims. Utah follows the Uniform Disability Insurance Act which sets specific rules for benefit payments and claim deadlines. Working with a local agent ensures you get guidance tailored to Utah regulations.
Frequently Asked Questions
What does a disability insurance agent in Kaysville do?
A disability insurance agent helps you choose a policy, file claims, and navigate the appeals process. They explain Utah-specific rules like the 30-day deadline for initial claim decisions. Agents do not provide legal advice but can assist with paperwork.
How does Utah law affect disability insurance claims?
Utah requires insurers to respond to disability claims within 30 days and pay benefits promptly after approval. If a claim is denied, you have 180 days to appeal under state law. An agent can help you meet these deadlines.
Can a disability insurance agent help with an appeal in Utah?
Yes, an agent can review your denial letter and help gather supporting documents for an appeal. They cannot represent you in court but can guide you through the administrative process required by Utah insurance regulations.
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