The top-rated disability insurance agent in Logan, Utah is Protective Insurance Agency, rated 4.9 stars across 425 reviews. Other highly rated options include Tyson Luthi - State Farm Insurance Agent, The Insurance Store, Birch Creek Insurance Agency. This directory lists 14 disability insurance agents serving Logan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Protective Insurance Agency | 502 N Main St | (435) 753-3335 |
| 2 | Tyson Luthi - State Farm Insurance Agent | 1430 N Main St #110 | (435) 752-8444 |
| 3 | The Insurance Store | 75 W 100 S Suite 170 | (435) 522-3880 |
| 4 | Birch Creek Insurance Agency | 55 E 100 N Suite 106 | (435) 303-3193 |
| 5 | Alivint Financial & Insurance | 701 S Main St Suite 330 | (435) 363-0143 |
| 6 | Otto Derr Insurance | 632 N Main St #2d | (435) 753-1450 |
| 7 | Jonathan Drake | Farm Bureau Financial Services | 11 W Center St | (435) 265-1990 |
| 8 | Horace Mann Insurance Co | 72 E 700 N #120 | (435) 752-5175 |
| 9 | Leavitt Select Insurance | 120 W 1250 N Suite 110 | (435) 752-1351 |
| 10 | Loyal Insurance Agency UT | 22 E 1400 N | (801) 997-8071 |
Protective Insurance Agency serves Logan, Utah, and the surrounding county as a disability insurance agent. The company assists clients in understanding how disability coverage can protect their income if injury or illness prevents them from working. Agents guide individuals through policy options that address temporary or long-term loss of livelihood. The agency handles both short-term and long-term disability insurance plans for local residents and professionals.
Tyson Luthi - State Farm Insurance Agent in Logan, UT, provides disability insurance coverage designed to replace a portion of lost income if an illness or injury prevents work. Its service includes personalized consultations to assess individual needs and ongoing policy reviews to ensure continued suitability as circumstances change. Plan options focus on short-term or long-term protection for financial stability. The company serves single-family homes, apartments, retail businesses, and restaurants.
The Insurance Store serves homeowners, businesses, and property managers throughout Logan, Utah. It provides guidance on disability insurance policies to protect clients’ income if they cannot work due to illness or injury. The agency helps individuals and local companies understand coverage options suited to their specific financial needs. Services include policy comparisons and claims assistance to ensure adequate protection. Clients in North Logan can also access representation for their disability insurance needs.
Birch Creek Insurance Agency serves Logan, Utah, and the surrounding Cache Valley communities as a disability insurance agent. It handles individual disability income policies designed to replace a portion of a client’s earnings if they become unable to work due to injury or illness. The agency reviews each client’s occupation, income level, and existing coverage to determine appropriate benefit amounts and waiting periods. It then presents policy options from multiple carriers and explains key provisions such as own-occupation definitions and cost-of-living adjustments.
Alivint Financial & Insurance serves the Logan, Utah area as a disability insurance agent, handling both one-time policy purchases and ongoing plan adjustments as income needs change. Local residents rely on such coverage to replace a portion of their earnings if illness or injury prevents work. Understanding the difference between short-term and long-term disability options helps clients select appropriate protection for their financial obligations. Service appointments are scheduled by request, allowing time for thorough policy comparisons.
As a disability insurance agent in Logan, Utah, Otto Derr Insurance specializes in helping individuals secure income protection policies. The company generally guides clients through the process of evaluating short-term and long-term disability coverage options, customizing plans to fit personal financial situations. It also works with residents navigating the complexities of workplace benefits and individual policies. During the winter months, the agency assists those concerned about a sudden illness or injury from slippery conditions disrupting their ability to earn an income.
Jonathan Drake of Farm Bureau Financial Services in Logan, UT offers local guidance on disability insurance coverage for clients in the region. The agency helps individuals secure income protection policies designed to replace a portion of earnings if they cannot work due to illness or injury. They also address specialized needs such as short-term and long-term disability plans. Their services are available for a variety of commercial sectors, including offices, warehouses, and food service.
When winter hazards or career changes leave Logan residents unable to work, Horace Mann Insurance Co addresses income protection needs directly. As a disability insurance agent serving Cache Valley, the company helps individuals evaluate policies that replace a portion of lost wages during illness or injury. The goal is to prevent financial strain when a medical condition interrupts employment. Each consultation begins with a thorough review of current coverage and routine earnings to determine gaps. The initial step is a structured interview to assess personal risk factors and desired benefit levels.
Leavitt Select Insurance serves residential clients in Logan, Utah, who need protection against income loss due to illness or injury. The agency also provides commercial disability coverage for local businesses seeking to safeguard their operations and employees. Their service area includes Logan and the surrounding Cache Valley communities in northern Utah. The agency works to secure policies that align with each client’s specific financial situation. They encourage scheduling a follow-up appointment to adjust coverage as needs change between regular annual policy visits.
Loyal Insurance Agency UT, based in Logan, assists clients with securing disability income protection. The agency guides individuals through policy options that help replace lost wages if illness or injury prevents work. Focusing on local needs, the team explains waiting periods, benefit durations, and coverage types suited for professionals and small business owners. They help evaluate employer-provided plans for gaps in protection. As a specialty service, the agency can coordinate disability insurance with long-term care riders to offer broader financial safeguards.
What Does a a Disability Insurance Agent in Logan Cost?
Disability insurance premiums in Utah typically range from 1% to 3% of your annual income. For a 40-year-old Logan resident earning $60,000 per year, a policy might cost $50 to $150 per month. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Logan
A disability insurance agent in Logan Utah can help you understand your policy options and file claims. Utah law requires insurers to respond to claims within 30 days. Local agents know the Cache Valley job market and can tailor coverage for common occupations in the area.
Frequently Asked Questions
What does a disability insurance agent in Logan do?
An agent helps you compare disability policies from different carriers. They can explain policy terms like elimination periods and benefit amounts. They also assist with claim paperwork and communicate with the insurance company on your behalf.
How long do I have to file a disability claim in Utah?
Utah law does not set a specific deadline for filing a disability claim, but most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact time limits to avoid losing benefits.
Is disability insurance required in Utah?
No, Utah does not require individuals to have disability insurance. However, employers with more than 50 employees must provide short-term disability under the Utah Family and Medical Leave Act in some cases. An agent can explain voluntary options.
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