The top-rated disability insurance agent in Farmington, Utah is Top Horizon Insurance Services - Medicare Agency, rated 5.0 stars across 192 reviews. Other highly rated options include Bear River Insurance - Rob Jackson Insurance Davis County, Insurance4utah Since 1968, Insur-West, Inc. This directory lists 16 disability insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Top Horizon Insurance Services - Medicare Agency | 121 W 200 S | (801) 608-4608 |
| 2 | Bear River Insurance - Rob Jackson Insurance Davis County | 1353 N 1075 W #206 | (801) 406-1144 |
| 3 | Insurance4utah Since 1968 | 1361 US-89 #14 | (385) 350-6400 |
| 4 | Insur-West, Inc | 286 S 200 W #140 | (801) 451-8300 |
| 5 | Mike Rowan - State Farm Insurance Agent | 47 S 100 E | (801) 447-9647 |
| 6 | Shield National | 115 S 200 E | (888) 508-2435 |
| 7 | Farmers Insurance - Tanner Naylor | 352 S 200 W #4 | (801) 447-8742 |
| 8 | Stephen Burkholz: Allstate Insurance | 1361 N 1075 W Ste 16 | (801) 451-8880 |
| 9 | ARCE NACARIO: Allstate Insurance | 48 N 100 E | (801) 451-2124 |
| 10 | Farmers Insurance - Kyle Fadel | 184 W State St | (801) 451-7156 |
Top Horizon Insurance Services - Medicare Agency serves Farmington and the greater Davis County area, providing guidance on disability insurance coverage. The agency helps local residents understand eligibility requirements for benefits when an illness or injury prevents work. They assist clients in navigating policy options to protect income during periods of disability. Their services include explaining waiting periods, benefit amounts, and policy terms. The agency handles individual disability policies and employer-sponsored group disability plans.
Bear River Insurance - Rob Jackson Insurance Davis County provides disability insurance consultation and policy placement services to individuals and businesses in Farmington, UT. Its service approach includes assessing clients’ income protection needs, explaining policy features, and assisting with the application process. Ongoing plan maintenance involves reviewing coverage options during life changes and helping with claims coordination as needed. The agency serves single-family homeowners, apartment residents, retail workers, and restaurant employees.
Based in Farmington, Insurance4utah Since 1968 assists homeowners and business owners with disability insurance agent services to protect their income. The agency guides clients through the options for securing coverage in case of illness or injury. They help professionals select policies that offer monthly benefits during recovery periods. The team works with individuals across Davis County and also serves clients in the neighboring communities of Layton and the broader Wasatch Front area.
Insur-West, Inc serves clients in Farmington, Utah, and the surrounding Davis County communities, handling disability insurance needs for local workers. The agency helps individuals find coverage that replaces a portion of lost income if an illness or injury prevents them from working. It works with various policy options to address different occupations and income levels in the area. To manage a typical case, the agent first reviews a client's current earnings and job duties to identify suitable disability plans from available insurers.
Mike Rowan, an independent agent affiliated with State Farm, operates out of Farmington, UT, providing disability insurance coverage. Unlike a one-time policy purchase, this agent structures recurring service options that help clients adjust coverage as income or health needs change. Disability insurance ensures a percentage of earnings continues if injury or illness prevents work. Locally, these policies protect professionals across various industries. Service for clients runs on an as-needed basis, allowing them to request policy reviews or claims assistance without a fixed recurring schedule.
Shield National specializes in providing customized disability insurance solutions, ensuring individuals have income protection for unexpected medical events. The company serves clients throughout Farmington, Utah, by evaluating local employment conditions and health coverage gaps to recommend appropriate policies. It guides residents through the application process and helps coordinate benefits with existing workplace plans. As winter weather increases the risk of slip-and-fall injuries and seasonal illnesses, the agency assists clients in understanding how such temporary disabilities may impact their financial stability and long-term coverage needs.
As seasonal employment shifts and family health concerns rise in Farmington, residents often find themselves reassessing their financial protections. Farmers Insurance - Tanner Naylor responds by guiding clients through the specific function of disability insurance, which replaces a portion of income if illness or injury prevents work. This local agent explains policy structures and benefit periods to match individual budgets and occupations. To begin the process, the company schedules a straightforward initial-assessment meeting where current coverage, income sources, and personal risk factors are reviewed in detail.
Serving the Farmington area, Stephen Burkholz: Allstate Insurance helps clients navigate the complexities of disability income protection. As a disability insurance agent, the agency works with individuals to find coverage that replaces lost wages if an injury or illness prevents them from working. The firm focuses on matching policy options to specific professional and personal financial needs. Commercial sectors it can serve include offices, warehouses, and food service businesses that may seek critical employee benefit packages.
ARCE NACARIO: Allstate Insurance serves the Farmington, UT area by providing residential disability insurance coverage for individuals seeking income protection. The company also addresses commercial disability insurance needs for local business owners and professionals in the region. Policies are tailored to help safeguard earnings during unexpected illnesses or injuries that prevent work. ARCE NACARIO ensures clients understand their options and adjust coverage as circumstances change. Follow-up service and policy reviews are offered between regular visits to maintain appropriate protection as life and employment evolve.
Farmers Insurance - Kyle Fadel in Farmington, UT, is known for helping clients secure disability coverage that replaces lost income during an illness or injury. The agent guides individuals through policy options, explaining elimination periods, benefit amounts, and coverage durations to match each person's financial situation. These services are essential for protecting Utah residents against the financial impact of an unexpected medical event. The agency can also add a maternity disability benefit for workers planning family leave.
What Does a a Disability Insurance Agent in Farmington Cost?
Disability insurance premiums in Utah generally range from 1% to 3% of your annual income. For a 35 year old in Farmington earning 60000 per year a policy might cost 600 to 1800 annually. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Farmington
Disability insurance agents in Farmington Utah help individuals and businesses secure income protection policies. Utah law does not require private disability insurance but many employers offer it as a benefit. A local agent can explain how Utah state disability benefits interact with private plans.
Frequently Asked Questions
What does a disability insurance agent in Farmington do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options and help you apply for a plan that fits your needs. Agents do not handle claims but can guide you on the process.
Is disability insurance required in Utah?
Utah does not require individuals to carry disability insurance. However, some employers must provide temporary disability benefits under specific circumstances. A Farmington agent can help you understand voluntary options.
How long does it take to get a disability insurance policy in Utah?
Underwriting for a disability insurance policy typically takes 2 to 8 weeks. The timeline depends on your health history and the amount of coverage requested. An agent can speed up the process by gathering required documents.
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