The top-rated disability insurance agent in Clearfield, Utah is Chad Hawks: Allstate Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include Haldon Johnson, Stanger Insurance Clearfield LLC, Janet Silotti - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Clearfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Hawks: Allstate Insurance | 726 E 700 S | (801) 773-0888 |
| 2 | Haldon Johnson | 1725 Legend Hills Dr STE 345 | (435) 862-8176 |
| 3 | Stanger Insurance Clearfield LLC | 930 State St | (801) 773-1400 |
| 4 | Janet Silotti - State Farm Insurance Agent | 465 State St | (801) 825-0822 |
| 5 | FULL SPECTRUM INSURANCE AGENCY | 1785 E 1450 S Suite 260 | (801) 384-3092 |
| 6 | The Bon Agency Insurance | 1030 University Park Blvd Suite 3 | (801) 773-7570 |
| 7 | Maddy's Insurance Agency | 1412 Legend Hills Dr #105 | (801) 779-2528 |
| 8 | Crowther & Turley Agency: Allstate Insurance | 570 E 1700 S #202 | (801) 546-1199 |
| 9 | Evolution Insurance Professionals | 794 E 700 S | (801) 784-4972 |
| 10 | Eastman Risk Advisors | 270 E 200 S | (801) 515-2513 |
Chad Hawks: Allstate Insurance serves clients in Davis County, Utah, from its Clearfield location, specializing in disability insurance agent services. This agent helps local individuals and families understand how disability coverage can replace a portion of income if illness or injury prevents work. Policies are evaluated to align with personal financial needs. The agency conducts consultations to explain benefit periods and elimination periods. Claim filing support and policy reviews are specific services this office handles within its area.
Haldon Johnson serves individuals and business owners in Clearfield, Utah who require protection against income loss due to illness or injury. The agency guides clients through the process of selecting disability income policies that replace a portion of earnings during recovery. Referencing specific occupation classes and benefit periods, the agent explains how these plans can help maintain financial stability. Personal consultations ensure proposed coverage matches each client’s monthly expenses and savings needs. Haldon Johnson also extends these services to clients in the neighboring community of Roy within Davis County.
Stanger Insurance Clearfield LLC provides disability insurance agent services to individuals and businesses in the Clearfield, Utah area. It assists clients with evaluating their income protection needs and guides them through the process of selecting suitable disability coverage options. The company also helps review existing policies to ensure they align with changing financial circumstances or career stages. Its services are available for a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.
Serving Clearfield, Utah and the surrounding communities, Janet Silotti - State Farm Insurance Agent handles disability insurance coverage for local residents. This agency assists clients in understanding their policies and ensures they are properly protected against income loss due to illness or injury. A typical job begins with an assessment of the client’s occupation and financial needs, then moves through plan options until the policy is issued and personalized to the individual’s situation.
FULL SPECTRUM INSURANCE AGENCY in Clearfield, UT offers clients a choice between a single consultation and ongoing policy management when exploring disability coverage. Their work focuses on helping individuals secure income protection through tailored disability insurance plans suited to personal circumstances and local needs. These plans can help replace a portion of earnings if an illness or injury prevents work. Each case involves evaluating different policy features and benefit structures for clarity. The service typically operates on a scheduled basis, allowing clients to revisit and adjust coverage as their situation changes.
The Bon Agency Insurance in Clearfield, UT specializes in disability insurance agent services, helping clients secure coverage that protects their income in the event of illness or injury. It also assists individuals and families with understanding policy options tailored to their specific employment situations and financial needs. Local residents often turn to the agency during open enrollment periods or when a job transition creates a gap in existing benefits that requires immediate attention.
Maddy's Insurance Agency helps individuals and businesses in Clearfield, Utah secure coverage that protects their income if they become unable to work due to illness or injury. As disability insurance agents, they focus on policies that replace a portion of lost wages during recovery, assisting clients through the application and claim process. Their services are available to local offices needing income protection for employees, as well as warehouses and food service operations seeking coverage for their staff.
In the winter months, disability can disrupt income for Clearfield residents, and Crowther & Turley Agency: Allstate Insurance provides local guidance on protecting financial stability. They serve area individuals seeking coverage tailored to their specific employment situations, explaining policy options clearly. A thorough initial-assessment step involves reviewing your current occupation, income level, and existing benefits so a suitable disability insurance plan can be outlined.
Evolution Insurance Professionals in Clearfield, UT assists residents with personal disability insurance to protect their income from unexpected illness or injury. Commercial coverage is also available for small and medium businesses seeking to safeguard their operations. The agency serves clients throughout the Clearfield area and surrounding communities in northern Utah. Following an initial appointment to establish a basic policy, the agent typically contacts clients annually to review options and adjust coverage as needed before beginning a new cycle of regular check-ins.
Eastman Risk Advisors, based in Clearfield, UT, is known for helping clients navigate the complexities of disability insurance. The firm analyzes individual and group coverage options to protect income against unexpected illness or injury. Agents assess local employment sectors and self-employment risks to recommend appropriate benefit structures. The company also specializes in coordinating disability insurance with long-term care riders for more comprehensive financial protection.
What Does a a Disability Insurance Agent in Clearfield Cost?
Disability insurance agent services in Utah typically do not charge a separate fee because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age health occupation and benefit amount. For example a 40 year old in good health might pay between 1% and 3% of their annual income for a policy. Costs can be higher for high risk occupations or pre existing conditions. This is general information not insurance advice.
About disability insurance agents in Clearfield
Disability insurance agents in Clearfield, Utah help individuals and businesses secure income protection plans. Utah law requires certain employer-provided disability benefits to comply with state insurance regulations, and a local agent can explain how these rules apply to your situation. Working with an agent based in Davis County ensures you receive guidance tailored to the local market and Utah specific coverage options.
Frequently Asked Questions
What does a disability insurance agent in Clearfield do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms, compare plans from different carriers, and assist with filing claims. In Utah agents must be licensed by the Utah Insurance Department.
How is Utah disability insurance different from other states?
Utah does not have a state mandated short term disability program like some states. However Utah employers who offer group disability plans must follow specific state insurance code requirements. A local agent can help you understand how these rules affect your coverage.
Can a disability insurance agent help with an existing claim?
Yes agents can often help you understand your policy benefits and guide you through the claims process. However they cannot provide legal advice or represent you in a dispute. For denied claims you may need to consult an attorney familiar with Utah insurance law.
Disability Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Cottonwood Heights · Draper · Farmington · Kaysville · Layton · Lehi · Logan · Murray · Ogden · Orem · Pleasant Grove · Provo