The top-rated disability insurance agent in Lakewood, Washington is Leta Hankins: Allstate Insurance, rated 4.9 stars across 652 reviews. Other highly rated options include Kao Xiong - State Farm Insurance Agent, Juanita Lanier - State Farm Insurance Agent, Seguro Max Insurance LLC. This directory lists 15 disability insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leta Hankins: Allstate Insurance | 6120 Main St SW F | (253) 582-8200 |
| 2 | Kao Xiong - State Farm Insurance Agent | 8811 S Tacoma Way #203 | (253) 212-3147 |
| 3 | Juanita Lanier - State Farm Insurance Agent | 10233 Bridgeport Way SW | (253) 444-9161 |
| 4 | Seguro Max Insurance LLC | 3853 108th St SW | (253) 548-7197 |
| 5 | Tacoma Ace Insurance & Retirement Services | 8718 S Tacoma Way # H | (253) 328-5454 |
| 6 | Anything Insurance -A BSNW Company | 12930 Pacific Hwy SW Suite A | (253) 358-2953 |
| 7 | FND Insurance & Financial Services, LLC | 5515 Steilacoom Blvd SW | (253) 302-5579 |
| 8 | Benefit Solutions Northwest | 12930 Pacific Hwy SW Suite A | (253) 358-2953 |
| 9 | Keystone Essentials Insurance Group USA | inside Farmers office, 10116 36th Ave Ct SW ste 4 | (253) 904-9496 |
| 10 | JP Insurance Agency - Lakewood | 9115 S Tacoma Way #108 | (253) 228-5295 |
Leta Hankins: Allstate Insurance serves Lakewood and surrounding areas of Pierce County, offering disability insurance to local residents and business owners. As a local agency, it helps individuals secure income protection policies that provide financial support if an illness or injury prevents them from working. The agency works with clients to understand coverage options within the Allstate portfolio. Disability insurance agents in this area typically assist with both short-term and long-term disability plans, as well as customized policies for self-employed professionals seeking tailored income replacement solutions.
Kao Xiong - State Farm Insurance Agent in Lakewood, WA, provides disability insurance policies that help replace lost income if a client becomes unable to work due to illness or injury. The agent offers guidance on selecting appropriate coverage levels, explains policy terms clearly, and assists with claims filing when needed. Ongoing support includes periodic policy reviews to adjust coverage as life circumstances change. The agency typically serves single-family homes, apartments, retail locales, and restaurants in the Lakewood area.
Juanita Lanier, a disability insurance agent in Lakewood, WA, serves homeowners, families, and local business operators. The agency provides disability income protection policies designed to replace a portion of lost wages if an injury or illness prevents work. Assistance includes evaluating coverage options suited to individual professions and financial situations. Ongoing claims support helps clients understand policy benefits and filing procedures during difficult periods. The office also extends its services to clients throughout the Tacoma metropolitan area and adjacent communities such as Parkland.
Serving Lakewood, Washington, and the surrounding communities in Pierce County, Seguro Max Insurance LLC handles disability insurance policies designed to protect income when an individual cannot work. The company guides clients through the available coverage options, focusing on plans that replace a portion of earnings during illness or injury. For each case, Seguro Max Insurance LLC begins by assessing the client’s specific occupation and financial needs to recommend suitable policy terms.
Tacoma Ace Insurance & Retirement Services offers both one-time policy consultations and scheduled reviews for disability coverage in Lakewood, WA. Clients may meet with an agent to select a short-term or long-term disability plan that protects their income. The company assists individuals in finding coverage tailored to their employment situation, whether self-employed or working for an employer without group benefits. Service runs on a combination of one-time appointments and as-needed follow-ups to adjust policies as circumstances change.
In Lakewood, WA, Anything Insurance -A BSNW Company specializes in disability insurance agent services, assisting clients with claims and policy selection. It also provides general insurance advice for local professionals and individuals. The company helps address financial protection needs during periods of illness or injury. For seasonal workers or self-employed residents, it can clarify coverage options before the busy summer construction and tourism season.
In the rainy winter months of the Pacific Northwest, protecting one's income against unexpected illness becomes a practical priority for many workers in Lakewood. FND Insurance & Financial Services, LLC functions as a disability insurance agent, helping local professionals evaluate plans that replace lost wages during recovery. Their work involves comparing policy options, durations, and benefit amounts tailored to individual occupations and budgets. The initial step for new clients is scheduling a confidential inspection of their current coverage or a discovery meeting to assess their specific earnings-protection needs.
Benefit Solutions Northwest, a disability insurance agent based in Lakewood, WA, advises individuals and businesses on income protection plans. The company specializes in tailoring coverage options to replace a portion of lost earnings during illness or injury. It assists local employers with group policies designed to support workforce stability. The firm serves commercial sectors including professional offices, warehouses, and food service operations.
Keystone Essentials Insurance Group USA serves residents in Lakewood, Washington, by helping them select disability policies that protect their income during illness or injury. The agency also assists local businesses with commercial disability coverage for their employees. Service extends throughout Pierce County and the broader Puget Sound region, ensuring clients can access professional guidance close to home. Customers are encouraged to reach out again as their coverage needs evolve, with follow-up support available between regular policy reviews to adjust plans when life circumstances change.
What Does a a Disability Insurance Agent in Lakewood Cost?
Disability insurance agent services in Washington typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely: a 35-year-old non-smoker might pay 1% to 3% of their annual income for a policy. For example, a $5,000 monthly benefit could cost $100 to $300 per month. Costs depend on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Lakewood
Disability insurance agents in Lakewood, Washington help individuals and businesses navigate income protection policies. Washington state follows the Employee Retirement Income Security Act (ERISA) for group plans, which sets strict deadlines for claim appeals. Local agents understand the unique needs of Lakewood residents, including those working at Joint Base Lewis-McChord.
Frequently Asked Questions
What does a disability insurance agent in Lakewood do?
A disability insurance agent helps you choose a policy, file claims, and appeal denials. They explain policy terms and guide you through Washington state requirements. They do not provide legal advice but can coordinate with your attorney.
How long do I have to appeal a denied claim in Washington?
Under ERISA, you have 180 days to appeal a denied group disability claim. For individual policies, Washington state law gives you up to 90 days to file an appeal. Check your policy for exact deadlines.
Are disability insurance benefits taxable in Washington?
If you paid the premiums with after-tax dollars, benefits are generally tax-free. If your employer paid the premiums, benefits are taxable as income. Washington has no state income tax, but federal rules still apply.