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Find Disability Insurance Agents Near You in Lynnwood, WA

Browse disability insurance agents serving Lynnwood, Washington. Updated 2026-07-14.

The top-rated disability insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 18 disability insurance agents serving Lynnwood.

Showing 18 disability insurance agents in Lynnwood, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mosaic Insurance Alliance, Llc16108 Ash Way #201(425) 320-4280
2Villa Insurance Group20006 Cedar Valley Rd Ste. 202(425) 771-9000
3Vern Fonk Insurance3225 Alderwood Mall Blvd Suite D(425) 434-4030
4Sea-Mountain Insurance19630 76th Ave W(425) 775-1410
5Michelle Tullius: Allstate Insurance16418 7th Pl W Ste C(425) 337-7151
6Lynnwood Ace Insurance & Retirement Services3301 184th St SW Ste 115(425) 678-6901
7Empire Insurance Brokers19401 40th Ave W #270(866) 774-1324
8Hood Insurance Agency, Inc17925 Hwy 99 Ste 202(425) 689-5855
9The Pleasant Agency: Allstate Insurance4100 194th St SW #300(425) 775-1920
10City Insurance Center4610 200th St SW c(425) 412-3665
MI
16108 Ash Way #201
Mosaic Insurance Alliance, Llc
Disability Insurance Agent · Lynnwood, WA

Mosaic Insurance Alliance, Llc, serving Lynnwood and greater Snohomish County, functions as a disability insurance agent. The company assists individuals and professionals in the area by explaining policy options that provide income protection if they become unable to work due to illness or injury. Agents evaluate client needs to match them with suitable private plans that supplement employer coverage or stand alone. Mosaic Insurance Alliance handles both short-term and long-term disability insurance applications for local residents.

VI
20006 Cedar Valley Rd Ste. 202
Villa Insurance Group
Disability Insurance Agent · Lynnwood, WA

Villa Insurance Group assists clients in Lynnwood, Washington, with securing disability insurance coverage tailored to individual financial needs. It offers services that include policy selection guidance and ongoing support for policy maintenance and claims. The company helps clients evaluate optional riders and benefit terms to align with their personal circumstances. Its service approach emphasizes clear communication about policy details and coverage limits. Villa Insurance Group serves individuals living in single-family homes, as well as tenants in apartments and owners of retail and restaurant properties.

VF
3225 Alderwood Mall Blvd Suite D
Vern Fonk Insurance
Disability Insurance Agent · Lynnwood, WA

Vern Fonk Insurance serves residents of Lynnwood, Washington, with disability insurance protection tailored to individual needs. Commercial disability coverage is also available for local businesses seeking to safeguard their operations. Service extends throughout the Lynnwood area and surrounding communities. Clients receive thorough explanations of policy options to support informed decisions. Claims assistance is provided to help navigate the process efficiently. Follow-up conversations between regular policy reviews are offered to address any changes in coverage requirements.

SM
19630 76th Ave W
Sea-Mountain Insurance
Disability Insurance Agent · Lynnwood, WA

Sea-Mountain Insurance serves homeowners, business owners, and professionals in Lynnwood, Washington, who need disability insurance to protect their income. The agency helps clients evaluate policy options for short-term and long-term coverage, ensuring they understand benefit periods and elimination periods. This work is especially important for self-employed individuals and small business operators in the area, who rely on steady earnings. The firm also provides its disability insurance agent services to residents and workers in nearby Everett and the greater Snohomish County metro.

MT
16418 7th Pl W Ste C
Michelle Tullius: Allstate Insurance
Disability Insurance Agent · Lynnwood, WA

Serving Lynnwood and the surrounding communities of Snohomish County, Michelle Tullius: Allstate Insurance handles disability insurance coverage for local residents. This type of insurance agent helps clients understand options to protect their income if they become unable to work due to illness or injury. The agency works with individuals to review personal financial situations and policy features. A typical job begins with an initial consultation to discuss client needs, then proceeds with comparing available plans to find a suitable fit for the client’s budget and circumstances.

LA
3301 184th St SW Ste 115
Lynnwood Ace Insurance & Retirement Services
Disability Insurance Agent · Lynnwood, WA

At Lynnwood Ace Insurance & Retirement Services in Lynnwood, WA, clients choose between one-time policy evaluations for immediate disability income needs or recurring consultations that adjust coverage as circumstances evolve. The agency assists local workers in selecting policies that replace a portion of their salary during illness or injury, ensuring financial stability through tailored benefit periods and elimination riders. Service runs on a one-time, scheduled, or as-needed basis, depending on the complexity of each individual's employment situation and desired protection level.

EI
19401 40th Ave W #270
Empire Insurance Brokers
Disability Insurance Agent · Lynnwood, WA

As a disability insurance agent in Lynnwood, WA, Empire Insurance Brokers assists clients in selecting policies that provide income replacement during medical leave. It works with individuals to understand short-term and long-term disability coverage options, matching benefits to personal or professional circumstances. Guiding clients through application details is a typical part of its service. Approaching the winter holiday season, this agency often helps staff in local industries prepare for potential seasonal injuries that could interrupt earnings and require sustained leave.

HI
17925 Hwy 99 Ste 202
Hood Insurance Agency, Inc
Disability Insurance Agent · Lynnwood, WA

During the rainy winter months, Lynnwood residents often review their financial protections against unexpected illnesses or injuries. Hood Insurance Agency, Inc specializes in disability insurance, offering policies that replace a portion of lost income when a medical condition prevents work. Their agents explain the differences between short-term and long-term coverage, helping clients understand elimination periods and benefit durations. The initial step involves a complimentary consultation to assess current income needs and employment benefits before any premium quotes are provided.

PA
4100 194th St SW #300
The Pleasant Agency: Allstate Insurance
Disability Insurance Agent · Lynnwood, WA

The Pleasant Agency: Allstate Insurance in Lynnwood, Washington, helps individuals and businesses evaluate their need for income protection through disability insurance. It specializes in offering policies that replace a portion of earnings if an illness or injury prevents work. The agency guides clients through plan options to match their daily responsibilities and long-term financial goals. It serves professionals in local offices, warehouses, and food service operations seeking to safeguard their livelihoods.

CI
4610 200th St SW c
City Insurance Center
Disability Insurance Agent · Lynnwood, WA

City Insurance Center provides residential disability insurance services to individuals in and around Lynnwood, Washington. The agency also handles commercial coverage for small and mid-sized businesses operating in the same area. Agents evaluate specific client needs to recommend appropriate policy structures. Coverage guidance typically includes both short-term and long-term benefit options. Clients can expect clear, professional support throughout the application process. Follow-up consultations are routinely scheduled to adjust coverage between regular annual reviews.

SC
19009 33rd Ave W #310
Sound Choice Insurance Agency Inc
Disability Insurance Agent · Lynnwood, WA
(425) 333-8033
soundchoiceins.org
EG
19630 76th Ave W
Ellingson Group
Disability Insurance Agent · Lynnwood, WA
(206) 242-6800
egibenefits.com
AL
19401 40th Ave W #440
Acrisure Lynnwood, WA (PLC Insurance)
Disability Insurance Agent · Lynnwood, WA
(425) 712-3664
acrisure.com
RD
1133 164th St SW #103
Robert D. Gregg & Sons, Inc. Insurance
Disability Insurance Agent · Lynnwood, WA
(425) 743-3046
rdgsons.com
IC
19725 40th Ave W suite b
insurance cents
Disability Insurance Agent · Lynnwood, WA
(206) 364-3867
insurancecents.com
AW
4620 200th St SW #G
AAA Washington Insurance Agency - Lynnwood-200th St SW
Disability Insurance Agent · Lynnwood, WA
(877) 222-4678
wa.aaa.com/utility/locations/lynwood-200th
II
19101 36th Ave W #211
Integrity Insurance & Financial
Disability Insurance Agent · Lynnwood, WA
(425) 744-0776
integrityinsuranceandfinancial.com
BI
4210 198th St SW #212
BFF Insurance Agency
Disability Insurance Agent · Lynnwood, WA
(425) 355-1515
bffinsuranceagency.com

What Does a a Disability Insurance Agent in Lynnwood Cost?

Disability insurance costs in Washington typically range from 1% to 3% of your annual income for a policy with a 90-day waiting period and benefits to age 65. For a 40-year-old earning $60,000 per year, premiums may be $50 to $150 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.

About disability insurance agents in Lynnwood

Disability insurance agents in Lynnwood help individuals and businesses secure income protection policies. Washington state law requires employers to provide paid family and medical leave, but private disability insurance can offer additional coverage. A local agent can guide you through policy options that comply with Washington regulations.

Frequently Asked Questions

What does a disability insurance agent in Lynnwood do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage terms and assist with the application process. They also help you understand how Washington state leave laws interact with private plans.

How is Washington state disability insurance different from private coverage?

Washington offers a state-run Paid Family and Medical Leave program that provides partial wage replacement. Private disability insurance can supplement this with higher benefit amounts and shorter waiting periods. An agent can help you coordinate both types of coverage.

Do I need a disability insurance agent if I already have employer coverage?

Employer group plans may have limits on benefit duration or amount. An agent can review your existing coverage and recommend an individual policy to fill gaps. This is especially important for self-employed residents of Lynnwood.

Disability Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.