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Find Disability Insurance Agents Near You in Seattle, WA

Browse disability insurance agents serving Seattle, Washington. Updated 2026-07-14.

The top-rated disability insurance agent in Seattle, Washington is Vern Fonk Insurance, rated 4.9 stars across 330 reviews. Other highly rated options include Magnolia Insurance Agency, Inc., Sav-On Insurance, Orca Insurance. This directory lists 19 disability insurance agents serving Seattle.

Showing 19 disability insurance agents in Seattle, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance10237 16th Ave SW(206) 408-5084
2Magnolia Insurance Agency, Inc.3424 W McGraw St(206) 284-4886
3Sav-On Insurance9614 17th Ave SW(253) 617-3784
4Orca Insurance506 2nd Ave #1400(206) 818-4133
5Connexion Insurance Solutions9725 3rd Ave NE #110(800) 228-5798
6Belltown Insurance Group Inc1100 Dexter Ave N STE 100(206) 443-7744
7Nate Root Agency7508 35th Ave NE(206) 219-5306
8Moreland Insurance Agency1151 Fairview Ave N Suite 105(206) 594-1126
9Disability Underwriters1420 5th Ave #2200(206) 673-2219
10Bright Insurance Agency4252 S 166th St(425) 365-4104
VF
10237 16th Ave SW
Vern Fonk Insurance
Disability Insurance Agent · Seattle, WA

As the rainy season in Seattle increases the risk of slips and falls, many workers seek coverage for potential time away from their jobs. Vern Fonk Insurance offers disability insurance options tailored to help replace lost income during recovery periods. Common policies in this area address short-term needs after surgery or long-term assistance for chronic conditions. The initial assessment step involves a thorough review of the applicant’s current employment duties and desired benefit duration to match an appropriate plan.

MI
3424 W McGraw St
Magnolia Insurance Agency, Inc.
Disability Insurance Agent · Seattle, WA

Magnolia Insurance Agency, Inc. serves the Seattle, Washington metro and King County area as a disability insurance agent. The company assists individuals in protecting their income by helping clients navigate disability coverage options. They work to explain how long-term and short-term disability policies can provide financial security in the event of an illness or injury that prevents work. Their services include evaluating client needs and comparing policy benefits for short-term disability plans available in the region.

SO
9614 17th Ave SW
Sav-On Insurance
Disability Insurance Agent · Seattle, WA

As a disability insurance agent in Seattle, Washington, Sav-On Insurance assists individuals in securing income protection policies that replace a portion of their earnings if illness or injury prevents them from working. The company guides clients through the selection of coverage levels, benefit periods, and elimination periods. They help with policy enrollment and can assist with claims filing or policy reviews if needed. Their services are offered to a range of clients, including single-family homeowners, apartment residents, retail business owners, and restaurant operators.

OI
506 2nd Ave #1400
Orca Insurance
Disability Insurance Agent · Seattle, WA

Orca Insurance serves homeowners, businesses, and property managers in Seattle, Washington, providing disability insurance agent services to help clients protect their income against unexpected illness or injury. The company assists individuals and organizations in understanding policy options that replace lost earnings during recovery periods. Working within the local insurance market, it supports customers with claims guidance and coverage choices tailored to their specific financial needs and employment situations. Orca Insurance also extends its services to residents and businesses in the broader King County metro area, including the neighboring community of Bellevue.

CI
9725 3rd Ave NE #110
Connexion Insurance Solutions
Disability Insurance Agent · Seattle, WA

Connexion Insurance Solutions serves the Seattle area and surrounding communities in Washington, handling individual and group disability insurance policies for local professionals and small businesses. It helps clients understand the complexities of short-term and long-term coverage to protect their income against illness or injury. The agency focuses on matching policy options to specific occupations and personal financial situations. To handle a typical case, it first reviews a client’s current coverage needs and then compares available plans from multiple carriers.

BI
1100 Dexter Ave N STE 100
Belltown Insurance Group Inc
Disability Insurance Agent · Seattle, WA

Belltown Insurance Group Inc specializes in disability insurance policies designed to replace a portion of lost income due to illness or injury. As a dedicated Seattle agent, it guides clients through plan selection, policy details, and the application process to help secure financial protection. This work is important throughout the year but becomes especially relevant during open enrollment periods or when a job transition leaves workers without existing coverage.

NR
7508 35th Ave NE
Nate Root Agency
Disability Insurance Agent · Seattle, WA

Based in Seattle, the Nate Root Agency helps individuals and families navigate the complexities of disability insurance. Specializing in income protection, the agency assists clients in selecting policies that provide financial security if they cannot work due to illness or injury. The agents focus on tailoring coverage to one’s specific occupation, income, and lifestyle to ensure appropriate benefit periods and elimination periods. Their services are available to professionals in commercial settings ranging from offices and warehouses to food service establishments.

MI
1151 Fairview Ave N Suite 105
Moreland Insurance Agency
Disability Insurance Agent · Seattle, WA

In the rainy Seattle season, many local workers worry about disability interrupting their income and savings. Moreland Insurance Agency responds by explaining how individual policies can protect a portion of wages if injury or illness prevents working. The agents review each client’s occupation, current coverage, and financial needs to find suitable policy options from different carriers. They do not sell group plans but focus solely on personal disability protection. The initial step involves a free consultation so the agent can conduct a detailed needs assessment and policy comparison.

DU
1420 5th Ave #2200
Disability Underwriters
Disability Insurance Agent · Seattle, WA
BI
4252 S 166th St
Bright Insurance Agency
Disability Insurance Agent · Seattle, WA

Bright Insurance Agency serves residents of Seattle, Washington, helping them secure disability insurance to protect their income in case of illness or injury. The agency also provides commercial disability coverage for local businesses seeking to safeguard their operations and key employees. Serving clients throughout the Seattle area, Bright Insurance Agency assists with policy selection tailored to individual or business needs. During regular visits, agents review existing plans and adjust coverage as circumstances change, ensuring clients receive continued support until their next scheduled appointment.

DI
1516 SW Roxbury St
Delridge Insurance West
Disability Insurance Agent · Seattle, WA
(206) 763-4770
delridgeinsurancewest.com
LT
4112 40th Ave SW
Long Term Care Insurance Services
Disability Insurance Agent · Seattle, WA
(206) 589-2186
cassinodine7194738.wixsite.com/long-term-care-insur
EU
1507 Belmont Ave Suite 1
Elite Umbrella Insurance Agency
Disability Insurance Agent · Seattle, WA
(206) 397-0990
eliteumbrellainsurance.com
CF
3201 1st Ave S #108
Cummings Fraser & Associates LLC
Disability Insurance Agent · Seattle, WA
(206) 923-7300
cummingsfraser.com
PI
2208 NW Market St UNIT 507
Peak Insurance LLC
Disability Insurance Agent · Seattle, WA
(206) 327-9489
insurewithpeak.com
PU
12611 Des Moines Memorial Dr S
Pacific Underwriters
Disability Insurance Agent · Seattle, WA
(800) 562-5226
pacificunderwriters.com
AI
401 Union St 31st Floor
Alliant Insurance Services, Inc.
Disability Insurance Agent · Seattle, WA
(206) 962-2000
alliant.com
II
2013 4th Ave
Independent Insurance WA
Disability Insurance Agent · Seattle, WA
(206) 681-1572
SA
3611 S Genesee St
SafeInsure LLC
Disability Insurance Agent · Seattle, WA
(206) 407-7432
safeinsure.biz

What Does a a Disability Insurance Agent in Seattle Cost?

Costs for disability insurance in Washington vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. High-risk occupations or pre-existing conditions can increase rates. This is general information and not insurance advice.

About disability insurance agents in Seattle

Disability insurance agents in Seattle help individuals and businesses secure income protection policies. Washington State does not require employers to provide short term disability insurance, but many workers choose private coverage. Agents guide clients through policy options tailored to Washington residents and local industries like tech and healthcare.

Frequently Asked Questions

What does a disability insurance agent in Seattle do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific definitions. They do not provide legal advice but can help you choose a plan that fits your needs.

How is Washington different for disability insurance?

Washington does not have a state-mandated short term disability program like some states. However, the state offers Paid Family and Medical Leave (PFML) which provides partial wage replacement. Private disability insurance can supplement PFML or cover conditions that PFML does not.

What should I look for in a Seattle disability insurance policy?

Key features include the definition of disability (own occupation vs any occupation), the elimination period, and the benefit amount. Washington residents should also check if the policy coordinates with PFML benefits. An agent can explain how these factors affect your coverage.

Disability Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.