The top-rated disability insurance agent in Vancouver, Washington is Davidson & Associates Insurance Agency Inc, rated 4.9 stars across 515 reviews. Other highly rated options include The Warshauer Agency, Inc, Evergreen Insurance Inc, Pickett Insurance Agency. This directory lists 22 disability insurance agents serving Vancouver.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Davidson & Associates Insurance Agency Inc | 11112 NE 51st Cir | (360) 514-9550 |
| 2 | The Warshauer Agency, Inc | 1220 Main St STE 200 | (360) 213-0957 |
| 3 | Evergreen Insurance Inc | 12503 SE Mill Plain Blvd STE 130 | (360) 254-7166 |
| 4 | Pickett Insurance Agency | 12500 SE 2nd Cir #205 | (360) 695-3468 |
| 5 | Columbia River Insurance Services | 1503 NE 78th St Suite 1A | (360) 883-5776 |
| 6 | Your Insurance Gal Agency | 113 NE 92nd Ave | (360) 771-1155 |
| 7 | Conradi Insurance | 418 NW 83rd St | (360) 558-1763 |
| 8 | Finders Insurance, Inc. | 3503 E 4th Plain Blvd H | (360) 433-0571 |
| 9 | Columbia Insurance & Wealth Management | 8000 NE Parkway Dr Ste 150 | (360) 892-3998 |
| 10 | P3 Insurance Agency | 3207 NE 54th St | (360) 342-0083 |
Davidson & Associates Insurance Agency Inc serves the Vancouver, Washington metro area and Clark County as a disability insurance agent. The company helps clients find individual disability income policies that provide income protection if they cannot work due to injury or illness. It also assists local professionals in securing group disability coverage offered by employers. A disability insurance agent in this area typically works with clients to compare policy terms and waiting periods. Davidson & Associates handles both short-term and long-term disability insurance plans.
Based in Vancouver, Washington, The Warshauer Agency, Inc serves clients throughout Clark County and the surrounding communities of Southwest Washington. It specializes in helping individuals secure disability insurance policies that provide income protection if an injury or illness prevents them from working. This agency handles both short-term and long-term disability coverage options. It generally begins each job by carefully reviewing a client’s current financial obligations and employment income. This analysis is used to structure a tailored policy plan suited to the client’s needs.
Based in Vancouver, Evergreen Insurance Inc provides individual and group disability insurance agent services, helping local clients secure income protection and long-term coverage. The company offers initial policy consultation and assists with claims navigation to help maintain coverage during life changes. Service plans are structured to address income replacement needs through personalized evaluations and periodic policy reviews. Evergreen Insurance Inc serves properties including single-family homes, apartments, retail spaces, and restaurants throughout the Vancouver area.
Pickett Insurance Agency serves homeowners, businesses, and property managers in Vancouver, Washington, who need help securing disability income protection. The agency guides clients through policy options designed to replace a portion of lost income if illness or injury prevents them from working. Each plan is tailored to individual or business needs, ensuring coverage aligns with specific financial obligations and professional roles. The firm also extends its disability insurance agent services across the Portland metro area, including the neighboring community of Camas, Washington.
Columbia River Insurance Services in Vancouver, WA, offers clients the choice between a one-time policy evaluation or an ongoing relationship for adjusting coverage as needs evolve. Disability insurance agents here explain the difference between short-term and long-term options to protect income during illness or injury. Service is available on a scheduled or as-needed basis, determined by the client’s preference for periodic reviews or single consultations.
Your Insurance Gal Agency in Vancouver, WA specializes in providing disability insurance agent services. It helps individuals and business owners secure income protection against illness or injury that prevents them from working. The agency guides clients through policy selection, application processes, and plan customization to match personal budgets. This service becomes particularly valuable for seasonal construction workers or self-employed contractors in the Pacific Northwest seeking coverage before unpredictable winter weather reduces their work capacity.
Conradi Insurance serves residents in Vancouver, Washington, by helping them secure disability insurance that protects personal income during unexpected illness or injury. The same agency also assists local businesses with commercial disability coverage for their employees. Service is available throughout the Vancouver area and nearby communities. After an initial policy is placed, the agent stays in touch with clients to review coverage and adjust for life changes. This follow-up service continues between regular visits to ensure policies remain appropriate.
As seasonal weather shifts bring changes in routine for residents of Vancouver, Washington, individuals often need to reassess their income protection needs. Finders Insurance, Inc. helps local workers navigate these transitions by evaluating disability insurance options tailored to their personal circumstances. A local disability insurance agent can clarify how policies replace lost wages during illness or injury. Each consultation begins with a detailed review of the client’s current coverage and employment situation, identifying gaps before moving to an initial policy comparison and recommendation step.
Columbia Insurance & Wealth Management helps individuals and businesses address financial risk through tailored coverage options. As a disability insurance agent in Vancouver, Washington, the company focuses on policies that protect income if illness or injury prevents work. They guide clients in comparing benefit periods, elimination periods, and own-occupation definitions to align with personal budgets and career demands. Their services reach commercial sectors including offices, warehouses, and food service operations seeking to secure employee earnings and business continuity.
P3 Insurance Agency in Vancouver, WA is known for helping local residents navigate the often complex process of securing disability income protection. The company focuses on matching clients with appropriate policies that replace a portion of lost wages due to illness or injury. Typical services include evaluating existing employer coverage, comparing policy features, and guiding applicants through underwriting requirements. A specialty service it can add on is coordinating with financial planners to integrate disability coverage into a broader long-term financial strategy.
What Does a a Disability Insurance Agent in Vancouver Cost?
Disability insurance agent services in Washington are usually free to the consumer because agents earn commissions from insurance companies. Policy premiums for individuals in Vancouver typically range from 1% to 4% of annual income depending on age, health, and coverage level. For a 50,000 dollar annual income, a long-term policy might cost 40 to 150 dollars per month. Costs vary by case and policy features. This is general information, not insurance advice.
About disability insurance agents in Vancouver
Disability insurance agents in Vancouver, Washington help individuals and businesses find income protection plans. Washington state law requires certain employers to provide paid family and medical leave, but private disability insurance can supplement this coverage. Agents in Vancouver can explain how private policies work alongside state programs like the Washington Paid Family and Medical Leave Act.
Frequently Asked Questions
What does a disability insurance agent in Vancouver do?
A disability insurance agent helps you compare and purchase short-term or long-term disability policies. They explain policy terms, exclusions, and how benefits coordinate with Washington state leave programs. They do not handle claims but can guide you on filing procedures.
How does Washington state law affect disability insurance?
Washington has a mandatory Paid Family and Medical Leave program that provides partial wage replacement. Private disability insurance can fill gaps in coverage or provide higher benefits. Agents must be licensed in Washington and follow state insurance regulations.
What is the typical cost for disability insurance in Vancouver?
Costs vary by age, health, occupation, and benefit amount. A typical short-term policy may cost 1% to 3% of annual income, while long-term policies range from 1% to 4%. For a 40-year-old earning 60,000 dollars, a policy might cost 30 to 80 dollars per month.