The top-rated final expense insurance agent in Pikesville, Maryland is Dane Spealman - State Farm Insurance Agent, rated 4.9 stars across 179 reviews. Other highly rated options include Jon Kennedy - State Farm Insurance Agent, AJR Insurance, Schoenfeld Insurance. This directory lists 13 final expense insurance agents serving Pikesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dane Spealman - State Farm Insurance Agent | 3635 Old Court Rd ste b | (410) 484-4567 |
| 2 | Jon Kennedy - State Farm Insurance Agent | 1777 Reisterstown Rd Ste 222 | (410) 486-2800 |
| 3 | AJR Insurance | 6 Church Ln | (443) 544-8011 |
| 4 | Schoenfeld Insurance | 25 Hooks Ln #316 | (410) 602-2000 |
| 5 | Yosef Cohen: Allstate Insurance | 1777 Reisterstown Rd Ste 268 | (202) 734-5600 |
| 6 | the smith firm and agency | 103 Sudbrook Ln Suite 202 | (443) 264-4398 |
| 7 | Steve Skaist: Allstate Insurance | 3655A Old Court Rd | (301) 253-1900 |
| 8 | Strasco Insurance Agency Inc. | 3 Greenwood Pl Ste 307 | (410) 486-2020 |
| 9 | D. Harrison Agency | 111 Old Court Rd #1a | (410) 559-5630 |
| 10 | Goosehead Insurance - Joseph Ruben | 23 Walker Ave Suite 210 | (410) 793-7945 |
Dane Spealman - State Farm Insurance Agent serves the Pikesville, Maryland area, specializing in final expense insurance policies designed to cover end-of-life costs for local families. This agency helps clients manage the financial burden associated with funeral arrangements and outstanding medical bills. It focuses on providing straightforward overviews of available coverage options for individuals planning for later life. The office handles final expense policy consultations and assists with burial insurance plan selections.
Jon Kennedy - State Farm Insurance Agent in Pikesville, MD, provides final expense insurance, helping families cover end-of-life costs such as funeral and burial expenses. The agency offers these policies to local residents, with support for selecting appropriate coverage levels through the application process. Plans typically maintain fixed premiums and remain in force for the policyholder’s lifetime. This service covers single-family homes and apartment households, as well as retail and restaurant businesses in the area.
AJR Insurance serves Pikesville, MD, residents seeking final expense insurance to cover end-of-life costs without burdening families. This type of agent helps individuals secure funds for funeral and burial expenses, offering clear explanations of policy terms and assisting with simple application processes. The company provides guidance on affordable coverage options tailored to those on fixed incomes or with pre-existing health conditions. It also extends these final expense insurance services to neighboring Owings Mills and the greater Baltimore metro area.
Schoenfeld Insurance serves Pikesville, Maryland, and the surrounding Baltimore-area communities with final expense insurance. The agency specializes in funeral and burial cost policies designed to protect families from end-of-life expenses. It focuses on helping older clients plan for their specific needs. To handle a typical job, the company begins with an in-person consultation to listen to the client's concerns and budget, then presents clear coverage options from its available carriers.
Yosef Cohen: Allstate Insurance in Pikesville, MD helps clients choose between a one-time final expense policy for immediate needs or a recurring payment plan that builds cash value over time. Coverage options typically support burial and funeral costs, ensuring families face no unexpected financial burden during a difficult moment. Service appointments are available on a one-time basis for initial policy setup, with ongoing account support provided as needed.
As Pikesville families grow older, the financial burden of final expenses becomes a real concern. The Smith Firm and Agency helps local residents navigate this specific need for dignified memorial planning. With final expense insurance, they focus on covering burial, cremation, and associated costs that standard policies often overlook. Their work involves reviewing current health status and choosing appropriate coverage amounts. The process typically begins with a personalized assessment to determine eligibility and the specific protection required.
Steve Skaist: Allstate Insurance provides final expense insurance services in Pikesville, MD, covering end-of-life planning to help families manage burial and related costs. It also offers general insurance assistance, working to address individual coverage needs through clear guidance and policy options. This local agency helps clients who are concerned about rising funeral expenses or the financial strain a sudden death can place on loved ones during the holiday season.
Strasco Insurance Agency Inc. provides financial services for individuals and families in the Pikesville, Maryland area. The company specializes in final expense insurance, which helps cover funeral and burial costs not paid by other policies. Strasco can assist clients navigating end-of-life planning and the related paperwork required to secure coverage. The business is available to serve individuals working in a variety of commercial sectors, including offices, warehouses, and food service.
D. Harrison Agency provides final expense insurance services to residents in the Pikesville area. The agency helps clients secure coverage for end-of-life costs while offering guidance on plan selection and policy management. Business insurance solutions are also available for commercial accounts needing similar protections. The service area generally covers the greater Baltimore metropolitan region. After an initial policy is placed, the office contacts clients for periodic reviews and adjustments to their coverage between routine annual visits.
Goosehead Insurance - Joseph Ruben is a final expense insurance agent known for helping families in Pikesville, MD, with end-of-life funeral and burial cost planning. Its service range includes offering whole life policies designed to cover immediate expenses after a loved one passes. The agent guides clients through the application process and explains policy details in a straightforward, face-to-face consultation. A specialty service it can add on is a brief review of existing retirement savings to ensure these are not inadvertently depleted by final expenses.
What Does a a Final Expense Insurance Agent in Pikesville Cost?
In Maryland final expense insurance premiums vary by age health and coverage amount. A typical policy for a 65 year old may cost 30 to 70 dollars per month for 10000 dollars of coverage. Rates are higher for older applicants or those with health conditions. This is general information not insurance advice.
About final expense insurance agents in Pikesville
Final expense insurance agents in Pikesville Maryland help residents secure life insurance policies to cover funeral costs and end of life expenses. Maryland law requires funeral homes to provide a price list and allows consumers to preplan arrangements. Working with a local agent ensures the policy meets state requirements and fits your budget.
Frequently Asked Questions
What is final expense insurance in Pikesville Maryland?
Final expense insurance is a small whole life policy designed to pay for funeral and burial costs. In Maryland these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and are available to seniors.
Do Maryland laws affect how final expense insurance works?
Yes Maryland has specific laws regarding preneed funeral contracts and life insurance. For example Maryland Code Commercial Law Title 13 regulates funeral goods and services. Your agent can explain how these laws protect your policy benefits.
How do I choose a final expense insurance agent in Pikesville?
Look for an agent licensed in Maryland with experience in final expense policies. Ask about the insurance carriers they represent and compare quotes. The agent should explain policy terms including waiting periods and benefit amounts clearly.
Final Expense Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · Catonsville · Columbia · Crofton · Frederick · Gaithersburg · Germantown · Glen Burnie · Hagerstown · Lanham