The top-rated final expense insurance agent in Severna Park, Maryland is Lee Talbot - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Alex Schwab: Allstate Insurance, Sean Garvey - State Farm Insurance Agent, Highstreet- Bye Insurance Agency. This directory lists 14 final expense insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 2 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 3 | Sean Garvey - State Farm Insurance Agent | 529 Benfield Rd Suite 200 | (410) 647-7770 |
| 4 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 5 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 6 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 7 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 8 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
| 9 | Old Line Insurance Agency Inc | 811 Ritchie Hwy | (410) 255-2278 |
| 10 | Goosehead Insurance - Jeff Zimmerman & Vince Roussey | 815 Ritchie Hwy STE 207 | (410) 946-6725 |
Lee Talbot - State Farm Insurance Agent serves the Severna Park, Maryland area with final expense insurance services, also known as burial insurance. This coverage helps families manage the financial impact of end-of-life costs, including funeral expenses and outstanding medical bills. The agency works with individuals to choose a whole life policy that protects loved ones from unexpected financial burdens. Lee Talbot handles final expense planning and settlement options to meet local client needs.
Alex Schwab: Allstate Insurance in Severna Park, MD, provides final expense insurance agent services designed to help clients manage end-of-life financial obligations. These services focus on arranging affordable coverage for funeral costs and outstanding debts, with plans that can offer fixed premiums and stable benefits for peace of mind. Clients in the area receive personalized guidance to select appropriate policies that meet their specific needs. The agency services a variety of local properties, including single-family homes, apartments, retail establishments, and restaurants.
Families in Severna Park seeking final expense insurance find a resource with Sean Garvey - State Farm Insurance Agent. This agency helps clients preplan for end-of-life costs such as burial or medical debts through simple coverage options. It guides older homeowners and their loved ones through selecting a policy that protects assets and eases financial burdens during a difficult time. Policy explanations focus on predictable premiums and straightforward claims. The team also serves households in nearby Glen Burnie and surrounding Anne Arundel County communities.
Highstreet- Bye Insurance Agency serves Severna Park and the surrounding communities in Anne Arundel County, handling final expense insurance for clients who want to cover their end-of-life costs. Final expense insurance, sometimes called burial insurance, helps pay for funeral services, medical bills, and other expenses that often arise after a death. The agency generally works with individuals by explaining policy options in clear terms and helping them select coverage that fits their budget and needs.
Final expense insurance can be arranged as a single-policy purchase or through a recurring plan with scheduled premium payments. Moran Insurance in Severna Park, MD helps clients manage these options, ensuring final expenses are covered without burdening loved ones. Policies assist with costs such as funeral services and outstanding medical bills. Service runs on a one-time or as-needed basis, depending on whether a client requires initial policy setup or periodic policy reviews.
Performance Insurance Group specializes in assisting clients with final expense insurance, offering policies that cover funeral and burial costs. The agency serves the Severna Park, Maryland area with guidance on selecting appropriate coverage for end-of-life expenses. It helps families plan ahead to prevent financial burdens during difficult times. This local agent focuses on providing straightforward information to older residents considering their first or updated policy. As winter weather can increase the risk of slips and falls, the company helps seniors ensure they have coverage in place before unexpected accidents occur.
With spring cleanup on many minds here in Severna Park, families often turn to Marty Lewis - State Farm Insurance Agent to address final expense coverage needs. This agency helps local residents plan for end-of-life costs by explaining straightforward policy options suited to the area. Their approach focuses on relieving the financial burden left for loved ones through clear policy terms. The initial step is scheduling a no-obligation consultation, during which the agent reviews the applicant’s age, health background, and preferred funeral or burial arrangements.
Eichhorn Insurance Agency provides insurance services in Severna Park, MD, and specializes in final expense insurance to help clients manage end-of-life costs. These policies are designed to cover funeral expenses and outstanding debts, offering straightforward coverage that remains consistent over time. The agency also assists with complementary life insurance options for those seeking broader financial protection. In addition to serving individual clients, Eichhorn Insurance Agency can support local businesses in sectors including offices, warehouses, and food service.
Serving Severna Park, Maryland, Old Line Insurance Agency Inc helps residents make informed choices about final expense insurance to manage end-of-life costs. The agency also offers a separate focus on commercial coverage needs for small businesses in the greater Annapolis area. Policies are designed to cover burial expenses, outstanding debts, and other family obligations without creating a financial burden. Agents can clarify policy details and help adjust plans to meet changing circumstances when contacted between regular visits.
Goosehead Insurance - Jeff Zimmerman & Vince Roussey is a final expense insurance agent in Severna Park, MD, known for helping families secure affordable burial and end-of-life coverage. It serves clients across Anne Arundel County who want policies that pay for funeral costs, medical bills, and outstanding debts without burdening survivors. Policies in this category generally require no medical exam and offer fixed premiums that never increase. An agent at this company also specializes in adding whole life insurance riders that can build cash value over time.
What Does a a Final Expense Insurance Agent in Severna Park Cost?
Final expense insurance costs in Maryland typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Premiums depend on age, health, and coverage amount. For a healthy 65-year-old in Severna Park, a 10,000 dollar policy might cost 40 to 60 dollars monthly. Rates are locked in at issue and do not increase with age. This is general information, not insurance advice.
About final expense insurance agents in Severna Park
Final expense insurance agents in Severna Park, Maryland help residents secure coverage for end-of-life costs such as funeral services and outstanding debts. Maryland law requires funeral contracts to be clearly written, and agents can explain how these policies comply with state regulations. Working with a local agent ensures you understand the specific requirements for policy delivery and free-look periods under Maryland insurance code.
Frequently Asked Questions
What is the free-look period for final expense insurance in Maryland?
Maryland law provides a 30-day free-look period for most life insurance policies, including final expense plans. During this time you can cancel the policy for a full refund if you change your mind. An agent can explain the specific start date and cancellation process.
Do final expense policies in Maryland require a medical exam?
Most final expense insurance policies in Maryland do not require a medical exam. Instead insurers use a simplified underwriting process with health questions. Some policies may have a graded benefit period for certain health conditions.
Can I name a funeral home as beneficiary in Maryland?
Yes, in Maryland you can assign a funeral home or trust as beneficiary for a final expense policy. This is often done through a preneed funeral contract. An agent can help you complete the necessary assignment forms correctly.
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