The top-rated flood insurance agent in East Hartford, Connecticut is Brian Busam - State Farm Insurance Agent, rated 4.8 stars across 122 reviews. Other highly rated options include Sica Insurance & Financial Services, Amica Mutual Insurance Company, Nationwide Insurance: Paul J. Fitzgerald. This directory lists 14 flood insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 2 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 3 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 4 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 5 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 6 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 7 | Farmers Insurance - Frank Somuah | 53 Connecticut Blvd Ste 3a | (860) 724-4860 |
| 8 | Evans, Pires & Leonard Insurance Agency, Inc | 121 Roberts St | (860) 289-6816 |
| 9 | Connecticut Fair Plan | 77 Hartland St # 308 | (860) 528-9546 |
| 10 | Hoyt Insurance - Ayala Agency | 535 Burnside Ave | (860) 216-1767 |
Brian Busam - State Farm Insurance Agent serves the East Hartford, Connecticut area as a flood insurance agent. The company provides policies designed to protect residential and commercial properties from flood damage. Homeowners and business owners can obtain coverage for structures and their contents. Local agents in this region assess individual flood risk based on property location. Brian Busam handles flood insurance applications and claims support for clients in East Hartford.
Sica Insurance & Financial Services in East Hartford, CT, provides flood insurance coverage through the National Flood Insurance Program and private market options. The agency assists clients in securing adequate protection by evaluating property-specific flood risks and explaining policy terms in clear detail. Ongoing service includes annual policy reviews and support with claims filing after flooding events. The agency serves single-family homes, apartments, retail spaces, and restaurants located within flood-prone zones across the local area.
Amica Mutual Insurance Company serves homeowners, businesses, and property managers in East Hartford, Connecticut, by offering flood insurance policies to protect against water damage. They assist clients in understanding flood zone risks and coverage options available through the National Flood Insurance Program. The agency helps customers secure protection for their buildings and contents from potential flood losses. Their services also extend to surrounding areas throughout the greater Hartford metro region.
Serving East Hartford and the surrounding Connecticut communities, Nationwide Insurance: Paul J. Fitzgerald provides flood insurance agent services. This agency handles the placement of flood coverage policies designed to protect residential and commercial properties from water damage. To assess a typical job, it first evaluates the property’s flood zone risk and existing coverage needs. It then consults with the client to select appropriate policy limits and deductible options, completing the application to ensure timely activation of the policy.
Gary Berube Insurance handles both one-time flood insurance policies and recurring coverage plans for properties in East Hartford, Connecticut. One-time policies provide protection for individual flooding events, while recurring plans offer ongoing renewal for long-term risk management. Coverage typically applies to residential and commercial structures within designated flood zones, helping property owners meet lender requirements. Claims are processed directly with the insurer through standard procedures. Service appointments for policies and renewals are available on an as-needed basis, accommodating client schedules without preset intervals.
Ferguson & McGuire Insurance Inc. serves homeowners, businesses, and property managers in East Hartford, Connecticut, by offering flood insurance policies that help protect against water damage from storms and rising waterways. The agency navigates clients through the complexities of the National Flood Insurance Program and private market options. It also assists with coverage needs for communities and commercial properties situated in designated flood zones. In addition to its East Hartford office, the firm extends its flood insurance guidance throughout the Hartford metro area, including the neighboring town of Manchester.
As the Connecticut River rises each spring and heavy summer storms become more frequent, homeowners in East Hartford need reliable coverage against flood damage. Farmers Insurance - Frank Somuah provides essential flood insurance policies tailored to the region's specific risks. The agency helps property owners understand complex federal flood maps and National Flood Insurance Program requirements. Clients receive clear guidance on protecting their homes and belongings from water intrusion. The process begins with a thorough review of the property's elevation and location to determine the most appropriate coverage level during an initial consultation.
Evans, Pires & Leonard Insurance Agency, Inc provides general property insurance options to clients in East Hartford, CT. The firm specializes in offering flood insurance agents, addressing the unique water damage risks common in the region. This includes policies tailored for both residential and commercial properties. The agency assists businesses with coverage for offices, warehouses, and food service operations, ensuring that different commercial sectors can secure appropriate protection against flood-related losses.
Connecticut Fair Plan provides residential flood insurance services for homeowners in East Hartford, CT. Commercial coverage is also available for local businesses needing protection against flood damage. The agency serves clients throughout the greater Hartford area. Each policy is reviewed carefully to match specific property risks. Follow-up consultations are offered to adjust coverage after storms, ensuring consistent protection between regular visits.
Hoyt Insurance - Ayala Agency serves homeowners, businesses, and property managers in East Hartford, Connecticut, providing flood insurance coverage tailored to protect against water damage and financial loss. The agency helps clients navigate policy options and assess flood zone risks common to the region. Services include guidance on obtaining National Flood Insurance Program policies for residential and commercial properties. This agency also covers Manchester and other nearby communities in the greater Hartford metropolitan area.
What Does a a Flood Insurance Agent in East Hartford Cost?
Flood insurance costs in Connecticut vary by flood zone, property value, and coverage amount. In East Hartford, an NFIP policy may cost between 500 and 2,000 dollars per year for a standard home. Private market policies can be higher or lower depending on risk. This is general information and not insurance advice.
About flood insurance agents in East Hartford
Flood insurance agents in East Hartford Connecticut help property owners secure coverage through the National Flood Insurance Program and private insurers. Connecticut law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. East Hartford has areas near the Connecticut River that may require flood insurance even outside designated flood zones.
Frequently Asked Questions
Do I need flood insurance in East Hartford Connecticut?
You may need flood insurance if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in moderate-risk areas, lenders can require coverage. Connecticut follows FEMA flood maps for East Hartford.
What does a flood insurance agent in East Hartford do?
A flood insurance agent helps you understand your flood risk, find policies from NFIP or private insurers, and complete the application. They can explain coverage limits and deductibles specific to Connecticut flood zones.
How long does it take to get flood insurance in Connecticut?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you find the fastest option for East Hartford properties.
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