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Find Flood Insurance Agents Near You in Hamden, CT

Browse flood insurance agents serving Hamden, Connecticut. Updated 2026-07-14.

The top-rated flood insurance agent in Hamden, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 5.0 stars across 175 reviews. Other highly rated options include The Public's Adjuster, JVR Insurance Agency, Deric Currie - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Hamden.

Showing 17 flood insurance agents in Hamden, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Zelem - State Farm Insurance Agent2558 Whitney Ave Ste 103(203) 680-3429
2The Public's Adjuster2935 Dixwell Ave(203) 248-4400
3JVR Insurance Agency1905 State St(203) 891-5524
4Deric Currie - State Farm Insurance Agent3208 Whitney Ave STE 1B(203) 407-1933
5Goosehead Insurance - Jessica Pirri2969 Whitney Ave 2nd Floor(203) 210-8867
6StateChoice Insurance1818 Dixwell Ave(203) 333-1234
7Street Smart2662 Whitney Ave #01(888) 800-7133
8Raccio Insurance1960 Whitney Ave(203) 288-4229
9ABC Insurance Agency1970 Whitney Ave Suite 8(203) 777-1550
10Ronald L Smoko Insurance2661 Whitney Ave STE 1(203) 281-6576
JZ
2558 Whitney Ave Ste 103
Josh Zelem - State Farm Insurance Agent
Flood Insurance Agent · Hamden, CT

Josh Zelem - State Farm Insurance Agent serves the Hamden, Connecticut area, providing flood insurance coverage for local residents and businesses. The agency helps property owners understand and secure policies that protect against water damage from rising waters. Flood insurance is available to those within flood zones and also to those outside mapped high-risk areas. The office assists with new policy setup and with managing existing flood insurance claims.

PS
2935 Dixwell Ave
The Public's Adjuster
Flood Insurance Agent · Hamden, CT

The Public's Adjuster provides flood insurance guidance and claims assistance for property owners in Hamden, CT. It advises clients on appropriate policy coverages to mitigate flood-related financial losses and assists with the documentation and submission of damage claims. Service plans focus on policy review and renewal support to ensure continuous protection against changing flood risks. The company regularly serves single-family homes, apartments, retail spaces, and restaurants.

JI
1905 State St
JVR Insurance Agency
Flood Insurance Agent · Hamden, CT

JVR Insurance Agency in Hamden, Connecticut serves homeowners, businesses, and property managers by helping them secure flood insurance policies that protect against water damage from storms and rising waterways. The agency guides clients through the complexities of flood maps and federal requirements. They work to match coverage to the specific risks of local properties. Their services extend to neighboring communities throughout the New Haven metropolitan area, including North Haven and East Haven.

DC
3208 Whitney Ave STE 1B
Deric Currie - State Farm Insurance Agent
Flood Insurance Agent · Hamden, CT

Serving Hamden, Connecticut, and the surrounding communities in New Haven County, Deric Currie - State Farm Insurance Agent handles flood insurance policies designed to protect residential and commercial properties from water damage. The agency guides clients through the process of assessing their flood risk and identifying appropriate National Flood Insurance Program (NFIP) coverage options. To manage a typical job, it conducts a thorough review of a property's flood zone designation and structural vulnerabilities before presenting tailored policy recommendations.

GI
2969 Whitney Ave 2nd Floor
Goosehead Insurance - Jessica Pirri
Flood Insurance Agent · Hamden, CT

Open requirements for flood insurance, which covers catastrophic water damage from rising waters, may lead homeowners to a one-time policy or a separate recurring premium plan tied to their property. Goosehead Insurance - Jessica Pirri, located in Hamden, CT, assists clients in evaluating their unique risk level and choosing appropriate coverage for their dwelling and contents. Reinforcing their service model, this agency ensures clients can verify their standing with the National Flood Insurance Program on a one-time, scheduled, or as-needed basis.

SI
1818 Dixwell Ave
StateChoice Insurance
Flood Insurance Agent · Hamden, CT

StateChoice Insurance provides comprehensive flood insurance services in Hamden, Connecticut. The agency assists homeowners, renters, and business owners in understanding their flood risk and accessing National Flood Insurance Program policies. It works with clients to evaluate property needs and manage coverage options for protection against water damage. As seasonal storms and heavy rainfall increase the potential for flooding in the area, the company helps residents prepare for such events by reviewing policies before hurricane season.

SS
2662 Whitney Ave #01
Street Smart
Flood Insurance Agent · Hamden, CT

As winter storms and spring thaws in Hamden often bring the risk of flooded basements and overburdened drainage systems, Street Smart addresses these local concerns by guiding property owners through available insurance options. The company focuses on helping clients understand standard policies and the necessary supplemental coverage provided through the National Flood Insurance Program. Protection typically requires a waiting period, so early consultation is wise. To ensure accurate risk assessment and appropriate policy selection, a thorough property inspection and initial site evaluation are arranged during your first appointment.

RI
1960 Whitney Ave
Raccio Insurance
Flood Insurance Agent · Hamden, CT

Raccio Insurance provides residential flood insurance to homeowners throughout the Hamden, Connecticut area. The agency also serves commercial property owners who need to protect their businesses against flood damage. Their service territory covers the surrounding neighborhoods and counties, ensuring that local policyholders can access required coverage for this region. By helping clients assess flood risk and select appropriate policies, they enable residents to safeguard their investments. This service encourages repeat engagement between seasonal renewal periods and after storm events.

AI
1970 Whitney Ave Suite 8
ABC Insurance Agency
Flood Insurance Agent · Hamden, CT

ABC Insurance Agency provides flood insurance solutions to property owners throughout the Hamden, Connecticut area. The company specializes in helping clients navigate the National Flood Insurance Program and private market options. Its agents assess individual property risks tied to local waterways and floodplain maps, guiding customers toward appropriate coverage limits. Beyond residential needs, ABC Insurance Agency serves commercial sectors such as offices, warehouses, and food service establishments, tailoring policies to protect inventory and business assets from water damage.

RL
2661 Whitney Ave STE 1
Ronald L Smoko Insurance
Flood Insurance Agent · Hamden, CT

Ronald L Smoko Insurance in Hamden, CT, is a local agency known for guiding property owners through flood coverage options. It serves residential and commercial clients in the region, helping them understand flood maps and secure policies that meet lender and personal needs. The agency relies on Federal Emergency Management Agency guidelines to assess risk and tailor plans. As an added specialty, it coordinates with homeowners to document personal property inventories for quicker loss assessment after a flood.

NH
299 Washington Ave Unit 21
North Haven Insurance Group
Flood Insurance Agent · Hamden, CT
(203) 288-8429
northhaveninsurance.com/about-north-haven-insurance-group
MS
1039 Dixwell Ave
Main Street Insurance - Hamden Office
Flood Insurance Agent · Hamden, CT
(203) 281-7363
mainstreetinsct.com/Main_Street_Insurance_and_Tax_Preparation,_Hamden_CT,_New_Haven_Connecticut.html
FF
2969 Whitney Ave UNIT 303
Farm Family Insurance Co - Benedetti Insurance Group
Flood Insurance Agent · Hamden, CT
(203) 248-1100
farmfamily.com
WI
2321 Whitney Ave Suites 202 & 203
World Insurance Associates LLC
Flood Insurance Agent · Hamden, CT
(203) 281-1123
locations.worldinsurance.com/the-ciardiello-insurance-agency-a-world-company-1386d8e32eb8
NA
4133 Whitney Ave #2A
North American Underwriters- Hamden, CT Insurance
Flood Insurance Agent · Hamden, CT
(203) 230-8810
nauinsurance.com
CI
60 Connolly Pkwy Bldg 12, Ste 103
Corso Insurance Group LLC
Flood Insurance Agent · Hamden, CT
(203) 407-1596
ciginsgroup.com
NI
1384 Dixwell Ave
Nationwide Insurance: SIG Insurance Agencies
Flood Insurance Agent · Hamden, CT
(203) 248-6337

What Does a a Flood Insurance Agent in Hamden Cost?

Flood insurance costs in Connecticut vary based on flood zone, building elevation, and coverage amount. Annual premiums for NFIP policies in Hamden typically range from 700 to 2,500 dollars for standard residential coverage. Higher-risk properties may pay more. Private market options may offer different rates. This is general information, not insurance advice.

About flood insurance agents in Hamden

Flood insurance agents in Hamden Connecticut help property owners understand their risk and secure coverage through the National Flood Insurance Program. Connecticut law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Hamden residents near the Mill River or Sleeping Giant State Park should review their flood zone status with an agent.

Frequently Asked Questions

Do I need flood insurance if I live in Hamden?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required by law to have flood insurance. Even outside high-risk zones, flooding can occur and coverage is recommended.

What does a flood insurance agent in Hamden do?

A flood insurance agent helps you assess your flood risk, explains NFIP policy options, and assists with filing claims. They can also help determine if you qualify for a preferred risk policy.

How long does it take to get flood insurance in Connecticut?

NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for loan closings or map changes. An agent can advise on timing for your situation.

Flood Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.