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Flood Insurance Agents in Hartford, CT

Directory of flood insurance agents in Hartford, Connecticut. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Hartford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 11 flood insurance agents in Hartford, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Pedraza - State Farm Insurance Agent
2074 Park St, Hartford, CT 06106
(860) 233-0019 johnpedraza.com
The Hartford
1 Hartford Plaza, Hartford, CT 06115
(860) 547-5000 thehartford.com
Alphonsus Aguh: Allstate Insurance
737 Wethersfield Ave, Hartford, CT 06114
(860) 247-0829 agents.allstate.com
Shimkus, Murphy & Lemkuil, Inc.
380 New Britain Ave, Hartford, CT 06106
(860) 249-1396 shimkuscompanies.com
Tinker Realty & Insurance
1136 Albany Ave, Hartford, CT 06112
(860) 247-7026 tinkerrealtyandinsurance.net
Brightway Insurance, The Tavia Forrest Agency
92 Weston St Unit 28, Hartford, CT 06120
(860) 321-5101 brightwaytaviaforrest.com
Farmers Insurance - Tina Virola
321N Franklin Ave, Hartford, CT 06114
(860) 541-5160 agents.farmers.com
Travelers
300 Windsor St, Hartford, CT 06120
(877) 828-4110 travelers.com
Insurance Services of the Northeast LLC
641 Farmington Ave, Hartford, CT 06105
(800) 216-2305 insuranceservicesofthene.com
72 Main Insurance
72 Main St, Hartford, CT 06106
(860) 524-9595
Fraleigh & Gray Inc
53 Connecticut Blvd Suite 2, Hartford, CT 06108
(860) 633-1880 fraleighandgray.com

Flood insurance agents in Hartford Connecticut help property owners understand their risk and secure coverage. Connecticut law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain the National Flood Insurance Program and private market alternatives to protect your home or business.

What Does a Flood Insurance Agent in Hartford Cost?

Flood insurance costs in Connecticut vary by property location elevation and coverage amount. NFIP policies average between 500 and 2,500 per year for single-family homes. Private flood insurance may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live in Hartford Connecticut?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose coverage for peace of mind.
What does a flood insurance agent in Hartford do?
A flood insurance agent helps you assess your flood risk and compare policies from the National Flood Insurance Program and private insurers. They guide you through coverage limits deductibles and elevation certificate requirements specific to Connecticut.
How long does it take to get a flood insurance policy in Connecticut?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is approaching.