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Flood Insurance Agents in Enfield, CT

Directory of flood insurance agents in Enfield, Connecticut. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Enfield, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 10 flood insurance agents in Enfield, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Wilder - State Farm Insurance Agent
111 Hazard Ave Ste B, Enfield, CT 06082
(860) 265-4246 chriswilderinsurance.com
Jo Ann Walk - State Farm Insurance Agent
131 Elm St, Enfield, CT 06082
(860) 745-6500 joannwalk.com
Brooks, Todd & McNeil Insurance - Enfield
155 Hazard Ave, Enfield, CT 06082
(860) 741-3886 brookstoddmcneil.com
Innosure Insurance
264 Hazard Ave, Enfield, CT 06082
(860) 265-3905 innosureinsurance.com
Bearingstar Insurance
155 Hazard Ave #17, Enfield, CT 06082
(860) 741-4220 bearingstar.com
AFS&V Insurance
1699 King St #209, Enfield, CT 06082
(860) 668-3960 afsvinsurance.com
Nationwide Insurance: Cec Insurance Group, Inc.
47 Palomba Dr Suite 103, Enfield, CT 06082
(860) 265-2524
The Jarrett Agency Inc
657 Enfield St, Enfield, CT 06082
(860) 745-4222 jarrettagency.com
SMJ Insurance LLC
420 Enfield St, Enfield, CT 06082
(860) 745-3321 ctinsurance.org
Ferguson & McGuire Insurance
76 Palomba Dr Unit E, Enfield, CT 06082
(860) 741-3751 fergusonmcguire.com

Flood insurance agents in Enfield Connecticut help property owners secure coverage through the National Flood Insurance Program or private insurers. Enfield lies in a flood-prone area near the Connecticut River and Scantic River, so many homes require flood insurance. Connecticut law does not mandate flood insurance, but mortgage lenders often require it for properties in high-risk zones.

What Does a Flood Insurance Agent in Enfield Cost?

Flood insurance costs in Connecticut vary by location, flood zone, and coverage amount. For an NFIP policy, the average annual premium in Connecticut is around 700 to 1,200 dollars for a standard home. Private flood insurance may cost 500 to 2,000 dollars per year depending on risk factors. These are general estimates and your actual cost will depend on your property. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live in Enfield Connecticut?
Flood insurance is not required by Connecticut state law. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require flood insurance.
How do I find a flood insurance agent in Enfield?
You can search for licensed insurance agents in Enfield who offer flood coverage. Many local agencies write policies through the National Flood Insurance Program or private carriers. Check the Connecticut Insurance Department website to verify an agent license.
What does flood insurance cover in Connecticut?
Standard flood insurance covers building property and contents. Building coverage includes the structure, electrical systems, plumbing, and major appliances. Contents coverage includes personal belongings like furniture and electronics. Flood damage from rising water is covered, but sewer backup is not unless it is caused by flooding.