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Find Flood Insurance Agents Near You in Madison, CT

Browse flood insurance agents serving Madison, Connecticut. Updated 2026-07-14.

The top-rated flood insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Nationwide Insurance: Michael Silberberg. This directory lists 10 flood insurance agents serving Madison.

Showing 10 flood insurance agents in Madison, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Carmelo Pistritto724 Boston Post Rd Ste 302a-B(860) 665-1204
2Lauren LaTorre-Osterling - State Farm Insurance Agent38 Academy St(203) 245-4555
3Carl Jeppesen: Allstate Insurance1 Orchard Park Rd Ste 12(203) 245-7794
4Nationwide Insurance: Michael Silberberg145 Durham Rd STE 5(203) 245-4311
5Kearney Insurance Agency LLC78 Bradley Rd 2nd floor(203) 245-1238
6McLaughlin Associates Insurance Agency106 Wall St(203) 245-8287
7Northeastern Underwriters Ltd5 Linden Ln(203) 245-7169
8MetLife Auto & Home , part of The Farmers Insurance Group60 Wildcat Springs Dr(860) 665-1204
9Karen E Buck - Aflac Insurance Agent71 Deepwood Dr(203) 687-7943
10Cretella & Belowsky Insurance2 Samson Rock Dr(203) 245-4107
FI
724 Boston Post Rd Ste 302a-B
Farmers Insurance - Carmelo Pistritto
Flood Insurance Agent · Madison, CT

Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut, area as a flood insurance agent, helping property owners secure policies to protect against water damage. The agency guides clients through the process of obtaining National Flood Insurance Program coverage and private flood insurance options. Each policy is tailored to the specific flood risk of a home or business property. The company also assists with filing flood-related claims and adjusting coverage as local flood zone maps change over time.

LL
38 Academy St
Lauren LaTorre-Osterling - State Farm Insurance Agent
Flood Insurance Agent · Madison, CT

Serving the Madison area, Lauren LaTorre-Osterling’s agency provides flood insurance policies, guiding clients through federal and private coverage options to protect against flood damage. Its service plans include annual policy reviews to adjust coverage based on changing flood maps or property risks. The agency also coordinates claims assistance during flood events, helping with paperwork and adjuster communication. The company handles policies for single-family homes, apartments, retail storefronts, and local restaurants.

CJ
1 Orchard Park Rd Ste 12
Carl Jeppesen: Allstate Insurance
Flood Insurance Agent · Madison, CT

Carl Jeppesen: Allstate Insurance serves homeowners, businesses, and property managers in Madison, Connecticut, who need flood insurance guidance and policy placement. The agency assists clients in securing National Flood Insurance Program coverage and exploring private market options tailored to their specific property risks and budget. With local expertise in flood zone regulations and elevation certificate requirements, the office helps customers navigate the complexities of flood protection. Madison, Clinton, and the surrounding shoreline communities along Long Island Sound also fall under the agency’s service area.

NI
145 Durham Rd STE 5
Nationwide Insurance: Michael Silberberg
Flood Insurance Agent · Madison, CT

Nationwide Insurance: Michael Silberberg serves Madison, Connecticut, and the surrounding shoreline communities with flood insurance agent services. It handles both National Flood Insurance Program policies and private flood coverage for residential and commercial properties in the area. The agent works with each client to assess their specific flood risk based on the property’s location and elevation. It then recommends a suitable policy limit and deductible, helping residents secure appropriate protection against potential storm surge or river flooding.

KI
78 Bradley Rd 2nd floor
Kearney Insurance Agency LLC
Flood Insurance Agent · Madison, CT

Homeowners in Madison seeking flood protection can choose between a one-time policy review or establishing a recurring annual check to ensure coverage keeps pace with changing flood maps. Kearney Insurance Agency LLC offers flood insurance that protects property against rising water, debris damage, and resulting structural harm from storms. Plans typically cover the building itself and often allow separate coverage for personal belongings and basement contents. Services to manage this policy run on a scheduled, annual renewal basis.

MA
106 Wall St
McLaughlin Associates Insurance Agency
Flood Insurance Agent · Madison, CT

McLaughlin Associates Insurance Agency in Madison, CT focuses on helping property owners secure flood coverage. The agency assists clients with assessing risk and navigating policy options tailored to the local shoreline and inland flood zones. It works with residents and businesses to ensure protection against storm surges, heavy rain, and rising water. Seasonal hurricane threats and spring thaws along the Connecticut coast are situations where its guidance proves especially timely for maintaining financial preparedness.

NU
5 Linden Ln
Northeastern Underwriters Ltd
Flood Insurance Agent · Madison, CT

As coastal storms and inland flooding become more frequent around Madison, CT, homeowners seek reliable guidance for their flood coverage. Northeastern Underwriters Ltd addresses this need as a dedicated flood insurance agent in the community. The company assists property owners by explaining local flood zone designations and policy limits under the National Flood Insurance Program. After reviewing a client’s current coverage gaps, an agent will schedule a property inspection to assess elevation and structural risks. That inspection forms the basis for a personalized initial assessment and coverage recommendation.

MA
60 Wildcat Springs Dr
MetLife Auto & Home , part of The Farmers Insurance Group
Flood Insurance Agent · Madison, CT

MetLife Auto & Home, part of The Farmers Insurance Group in Madison, CT, assists local property owners in navigating flood coverage needs. The agency primarily handles standard homeowner policies and offers specialized flood insurance options to address gaps in protection. Clients receive guidance on federal program requirements and local risk factors. This flood insurance agent serves residential clients and also covers commercial sectors including offices, warehouses, and food service operations.

KE
71 Deepwood Dr
Karen E Buck - Aflac Insurance Agent
Flood Insurance Agent · Madison, CT

Karen E Buck - Aflac Insurance Agent serves residential property owners in Madison, CT, helping them secure flood insurance policies to protect homes from water damage. The agency also offers commercial coverage for local businesses that require protection against flooding risks. Standard services include assessment of individual property needs and explanation of policy options. The team provides continuous support and can assist with follow-up adjustments or policy reviews between regular visits to ensure coverage remains appropriate over time.

CB
2 Samson Rock Dr
Cretella & Belowsky Insurance
Flood Insurance Agent · Madison, CT

Cretella & Belowsky Insurance is a flood insurance agent in Madison, CT, known for helping property owners assess their flood risk and secure appropriate National Flood Insurance Program policies. Its service range includes residential and commercial clients throughout the shoreline area. The team guides customers through flood zone determinations and coverage limits specific to the local geography. For an additional layer of protection, this agency can arrange excess flood coverage beyond standard NFIP policy maximums for high-value homes and businesses.

What Does a a Flood Insurance Agent in Madison Cost?

The cost of flood insurance in Connecticut depends on your property's flood zone elevation and building characteristics. For an NFIP policy annual premiums often range from 700 to 3000 dollars for a single-family home. Private market policies may offer different rates and higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Madison

Flood insurance agents in Madison Connecticut help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Madison is a coastal town with many properties in Special Flood Hazard Areas where flood insurance is required by federal law for mortgage holders. Connecticut law does not mandate flood insurance for all properties but lenders often require it for homes in high-risk zones.

Frequently Asked Questions

Is flood insurance required for homes in Madison Connecticut?

Flood insurance is not required by Connecticut state law. However if your property is in a high-risk flood zone and you have a federally backed mortgage your lender will require it. Madison has many coastal areas designated as Special Flood Hazard Areas.

What does a flood insurance agent in Madison do?

A flood insurance agent helps you determine your flood zone risk and find a policy that meets your needs. They explain the 30-day waiting period for NFIP policies and help you compare private market options if available.

How much does flood insurance cost in Connecticut?

Costs vary widely based on flood zone location and property elevation. In Connecticut annual premiums for NFIP policies typically range from 700 to 3000 dollars for a standard home. Higher risk coastal properties may cost more.

Flood Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.