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Find Flood Insurance Agents Near You in Waterbury, CT

Browse flood insurance agents serving Waterbury, Connecticut. Updated 2026-07-14.

The top-rated flood insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 141 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, American Financial Solutions llc. This directory lists 16 flood insurance agents serving Waterbury.

Showing 16 flood insurance agents in Waterbury, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1B&A Benefit Solutions45 Pilgrim Ave(203) 565-6419
2Muni Insurance, Inc.211 Chase Ave(203) 527-3669
3Connor Rafferty: Allstate Insurance767 Wolcott St(203) 757-9601
4American Financial Solutions llc48 Meriden Rd(203) 706-4015
5Grand Folder LLC1325 E Main St(800) 288-5064
6Main Street Insurance - Waterbury Office345 W Main St(203) 757-5737
7Mark Shumilla - State Farm Insurance Agent520 Frost Rd FL-1(203) 757-6300
8Douglas Haywood: Allstate Insurance1884 E Main St(203) 757-9009
9Jack D Edsall Jr - State Farm Insurance Agent1101 Huntingdon Ave UNIT 3(203) 755-3700
10Blasius Personal Insurance500 Captain Neville Dr(203) 527-6002
BB
45 Pilgrim Ave
B&A Benefit Solutions
Flood Insurance Agent · Waterbury, CT

B&A Benefit Solutions serves homeowners, businesses, and property managers in Waterbury, Connecticut, who need expert guidance navigating federal flood insurance requirements. The agency helps clients understand flood zone designations and secure appropriate coverage to protect against water damage risks common in this region. Its services include policy selection, application assistance, and claims support tailored to each property’s unique exposure. The company also serves clients throughout Naugatuck, ensuring broader access to essential flood protection across the local metro area.

MI
211 Chase Ave
Muni Insurance, Inc.
Flood Insurance Agent · Waterbury, CT

Muni Insurance, Inc. serves the Waterbury, Connecticut area as a local flood insurance agent. The company helps property owners address the financial risks posed by rising waters along the Naugatuck River and other nearby waterways. A flood insurance agent in this region assists clients in selecting policies that cover structural damage to homes and businesses. Muni Insurance, Inc. handles both residential and commercial flood insurance policies in Waterbury.

CR
767 Wolcott St
Connor Rafferty: Allstate Insurance
Flood Insurance Agent · Waterbury, CT

Connor Rafferty: Allstate Insurance in Waterbury, CT provides local guidance on flood insurance policies, including assistance with coverage evaluation and claims support. The agency offers routine policy reviews to help adjust coverage as needs change over time. Service includes answering questions about flood zone requirements and deductible options. It services single-family homes, apartments, retail spaces, and restaurants in the Waterbury area.

AF
48 Meriden Rd
American Financial Solutions llc
Flood Insurance Agent · Waterbury, CT

American Financial Solutions llc serves Waterbury, Connecticut, and the surrounding communities, handling flood insurance policies for residential and commercial properties in the region. The agency typically assesses local flood zone risks and helps clients understand their coverage options under the National Flood Insurance Program. For a typical job, it reviews property locations, explains policy limits and exclusions, and guides clients through the claims process after a flood event.

GF
1325 E Main St
Grand Folder LLC
Flood Insurance Agent · Waterbury, CT

Residential and commercial clients seeking flood protection may choose between one-time policies for single properties or recurring coverage for multiple assets. Grand Folder LLC in Waterbury, CT assists in securing policies through the National Flood Insurance Program and private markets. Their agents help assess local flood risks based on Federal Emergency Management Agency maps. Service for new policies and renewals is available on an as-needed basis by appointment.

MS
345 W Main St
Main Street Insurance - Waterbury Office
Flood Insurance Agent · Waterbury, CT

Serving as a flood insurance agent in Waterbury, Main Street Insurance’s Waterbury Office specializes in securing National Flood Insurance Program policies for residential and commercial properties. It also provides general consultation services to help clients navigate complex flood zone designations and coverage requirements. Given the region’s susceptibility to sudden flash flooding from severe storms and rapid snowmelt, the agency assists homeowners in preparing for spring thaw and hurricane season impacts.

MS
520 Frost Rd FL-1
Mark Shumilla - State Farm Insurance Agent
Flood Insurance Agent · Waterbury, CT

When spring rains swell the Naugatuck River or a sudden storm sends runoff into local basements, property owners in Waterbury often need guidance on reducing their exposure. Mark Shumilla - State Farm Insurance Agent provides flood insurance solutions tailored to cover structures and belongings against rising water damage. The agency works to identify flood zones and explains available coverage options for homes and commercial properties. Clients typically begin with an initial inspection or on-site assessment of their property to evaluate specific risks.

DH
1884 E Main St
Douglas Haywood: Allstate Insurance
Flood Insurance Agent · Waterbury, CT

Douglas Haywood: Allstate Insurance in Waterbury, CT, handles general property insurance and specializes in flood insurance for homes and businesses. This agency helps clients navigate flood maps and coverage options to protect against water damage from storms or rising waters. Policies are tailored to meet both mortgage requirements and personal risk tolerance. Commercial accounts served include offices, warehouses, and food service operations that require specific flood protection for their inventory and equipment.

JD
1101 Huntingdon Ave UNIT 3
Jack D Edsall Jr - State Farm Insurance Agent
Flood Insurance Agent · Waterbury, CT

Jack D Edsall Jr - State Farm Insurance Agent in Waterbury, CT offers residential flood insurance coverage for homeowners seeking to protect their properties against water damage. Commercial flood insurance policies are also available for local businesses in need of similar financial safeguards. The agency serves clients throughout the Waterbury area who face regional flooding risks. Following an initial policy setup, the agent provides follow-up assistance and can arrange repeat service between regular visits to adjust coverage as property needs change.

BP
500 Captain Neville Dr
Blasius Personal Insurance
Flood Insurance Agent · Waterbury, CT
SM
11 Scovill St # 4
Sundel & Milford Inc
Flood Insurance Agent · Waterbury, CT
(203) 753-0114
sundelmilford.com
WF
211 Schraffts Dr
World, Formerly Known As CDR Insurance Group
Flood Insurance Agent · Waterbury, CT
(203) 754-3156
cdrinsurance.com
HI
820 Hamilton Ave UNIT 2
Heritage Insurance Inc
Flood Insurance Agent · Waterbury, CT
(203) 755-1228
heritageinswtby.com
DF
1115 W Main St
Di Franceso Insurancy Agency
Flood Insurance Agent · Waterbury, CT
(203) 756-8176
mydifrancescoinsurance.com
AW
255 Bank St
Acrisure Waterbury, CT (Security First Ins Group)
Flood Insurance Agent · Waterbury, CT
(203) 574-5200
acrisure.com
BI
39 Meriden Rd
Bravo Insurance Group
Flood Insurance Agent · Waterbury, CT
(203) 518-5845
bravoinsurancect.com

What Does a a Flood Insurance Agent in Waterbury Cost?

Flood insurance costs in Connecticut vary widely based on your property's flood zone, elevation, building type, and coverage amount. NFIP policies for a single-family home in Waterbury can range from about $500 to over $2,000 per year. Private flood insurance may offer different rates and higher coverage limits. This is general information, not insurance advice.

About flood insurance agents in Waterbury

Flood insurance agents in Waterbury Connecticut help property owners understand and purchase flood coverage through the National Flood Insurance Program and private insurers. Waterbury is located in New Haven County and has areas near the Naugatuck River that may require flood insurance. Connecticut law requires lenders to mandate flood insurance for properties in high-risk flood zones.

Frequently Asked Questions

Is flood insurance required in Waterbury Connecticut?

Flood insurance is not required by state law for all properties. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Check FEMA flood maps for your specific location in Waterbury.

What does a flood insurance agent in Waterbury do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and complete the application process. They can explain coverage limits, deductibles, and exclusions specific to Connecticut flood zones.

How long does it take to get flood insurance in Waterbury?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast to buy a policy.

Flood Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.