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Flood Insurance Agents in Downers Grove, IL

Compare flood insurance agents in Downers Grove. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Downers Grove, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 10 flood insurance agents in Downers Grove, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Genesis Insurance
5016 Fairview Ave, Downers Grove, IL 60515
(630) 310-8443 insurancewithgenesis.com
Thomas Koller: Allstate Insurance
6400 Woodward Ave, Downers Grove, IL 60516
(630) 829-4999 agents.allstate.com
Benote Wimp Jr - State Farm Insurance Agent
6900 Main St Ste 100, Downers Grove, IL 60516
(773) 283-2007 benotewimp.com
Goosehead Insurance - Mike Gulo
4905 Main St, Downers Grove, IL 60515
(847) 298-7100 goosehead.com
Neighborhood Insurance
1333 Butterfield Rd, Downers Grove, IL 60515
(847) 979-7303 insurance.neighborhoodloans.com
Insurance Services Inc.
6305 Woodward Ave Suite A, Downers Grove, IL 60516
(630) 512-0892
Beil & Stromberg Insurance
1011 Curtiss St, Downers Grove, IL 60515
(630) 968-0652 beilstromberginsurance.com
Insurance World Agency Inc.
1323 Ogden Ave, Downers Grove, IL 60515
(630) 654-6067 iwainsurance.com
The Whitacre Insurance Group
900 Ogden Ave Suite 157, Downers Grove, IL 60515
(630) 640-6548 whitacreinsurance.com
Harke Insurance Agency
1219 Ogden Ave, Downers Grove, IL 60515
(630) 969-3636 harkeinsurance.net

Flood insurance agents in Downers Grove help property owners secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and guide you on policy limits for your home or business.

What Does a Flood Insurance Agent in Downers Grove Cost?

Flood insurance premiums in Illinois average between 700 and 1,200 dollars per year for standard NFIP policies, but costs vary by flood zone, elevation, and coverage amount. Private flood insurance may cost more or less. An agent can provide a quote based on your specific property. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Downers Grove Illinois?
Flood insurance is not required by state law but may be required by your mortgage lender if your property is in a Special Flood Hazard Area. Downers Grove participates in the NFIP and many properties near the East Branch of the DuPage River are in flood zones.
How do I choose a flood insurance agent in Downers Grove?
Look for an agent licensed in Illinois who specializes in flood policies. They should be familiar with FEMA flood maps for DuPage County and can explain the 30-day waiting period for NFIP policies.
What does a flood insurance agent do for me?
An agent assesses your flood risk, helps you select coverage for your building and contents, and completes the NFIP application. They also advise on elevation certificates and flood zone appeals if needed.