Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 flood insurance agents in Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ADH Insurance Agency, Inc
2521 Technology Dr # 204, Elgin, IL 60124
(847) 697-0104
adhins.com
Farmers Insurance - Chantal Ortiz Meza
79 S Grove Ave, Elgin, IL 60120
(224) 242-8132
agents.farmers.com
David Im - State Farm Insurance Agent
1245 Larkin Ave, Elgin, IL 60123
(847) 742-2292
ouragentdavid.com
Melissa Myers - State Farm Insurance Agent
1350 E Chicago St Unit 8, Elgin, IL 60120
(847) 888-8050
melissamyersinsurance.com
Mizrain Yeverino - State Farm Insurance Agent
1140 N McLean Blvd Unit E, Elgin, IL 60123
(224) 523-7019
myagentmiz.com
Jason Alicea American Family Insurance
1070 Larkin Ave # 2E, Elgin, IL 60123
(847) 841-1444
amfam.com
Pro Insurance Group
2521 Technology Dr #201, Elgin, IL 60124
(833) 776-4671
proinsgrp.com
Leo R. Cox Agency
1231 Larkin Ave, Elgin, IL 60123
(847) 742-9713
lrcagency.net
Magnum Insurance Agency
300 S McLean Blvd Unit C, Elgin, IL 60123
(847) 608-7260
magnuminsurance.com
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 S Spring St, Elgin, IL 60120
(847) 741-9393
kjhins.com
Farmers Insurance - Elizabeth Estrada
829 Walnut Ave Ste B, Elgin, IL 60123
(847) 488-1600
agents.farmers.com
Farmers Insurance - Rojelio Medina
1146 Dundee Ave, Elgin, IL 60120
(847) 592-7440
agents.farmers.com
Kevin Malooly Agency LLC American Family Insurance
1970 Larkin Ave STE 3, Elgin, IL 60123
(847) 888-2222
amfam.com
Goosehead Insurance - Linda Ramirez
119 South St, Elgin, IL 60120
(847) 942-5204
goosehead.com
Gallagher Insurance, Risk Management & Consulting
2205 Point Blvd Ste 200, Elgin, IL 60123
(847) 741-1000
assuredpartners.com
JC Insurance Agency Inc
1275 Davis Rd Suite 225, Elgin, IL 60123
(224) 856-5542
jcinsagency.com
What Does a Flood Insurance Agent in Elgin Cost?
The cost of flood insurance in Elgin Illinois depends on your propertys flood zone, elevation, building type, and coverage amount. NFIP policies in moderate-to-low risk areas can start around $500 per year, while high-risk properties may pay $1,000 to $3,000 or more annually. Private market rates vary widely. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Elgin Illinois?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and many property owners choose to buy a policy for protection.
What does a flood insurance agent in Elgin do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How long does it take to get flood insurance in Elgin?
Standard NFIP policies have a 30-day waiting period from the date of application. There are exceptions for certain map changes or loan closings. Private insurers may offer shorter waiting periods, so ask your agent for details.