The top-rated flood insurance agent in Elmhurst, Illinois is Tim Curry - State Farm Insurance Agent, rated 5.0 stars across 736 reviews. Other highly rated options include Goodwill Financial, Inc., William Frank - State Farm Insurance Agent, Brian Stolper - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Elmhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Curry - State Farm Insurance Agent | 169 E Butterfield Rd | (630) 833-8300 |
| 2 | Goodwill Financial, Inc. | 579 W North Ave suite 300 | (630) 785-2412 |
| 3 | William Frank - State Farm Insurance Agent | 113 Adell Pl | (630) 501-1670 |
| 4 | Brian Stolper - State Farm Insurance Agent | 447 N York St | (630) 832-0182 |
| 5 | David Mordis - State Farm Insurance Agent | 253 N York St 2nd Floor | (630) 501-1951 |
| 6 | Farmers Insurance - Daniel Checco | 909 IL-83 Ste 108 | (708) 223-0506 |
| 7 | Power Three Insurance Group Inc. | 505 W Grand Ave | (630) 397-0378 |
| 8 | Sharon Sullivan - State Farm Insurance Agent | 541 S York St | (630) 279-0010 |
| 9 | Kyle VanderBrug: Allstate Insurance | 118 W Vallette St | (630) 833-6400 |
| 10 | All American Insurance Alliance Inc. - AAIA | 340 W Butterfield Rd #4b | (224) 877-2242 |
Tim Curry - State Farm Insurance Agent serves the Elmhurst, IL area and its surrounding communities, specializing in flood insurance for homeowners and renters. This agency guides clients through National Flood Insurance Program policies to secure appropriate coverage for properties in flood-prone zones. They help evaluate risks and deductible levels tailored to local conditions. Specific services include handling flood loss claims and adjusting policy limits based on changing flood maps and property values.
Goodwill Financial, Inc. provides flood insurance agency services to property owners in the Elmhurst, Illinois area, assisting clients with risk assessment and policy selection for flood coverage. The company offers consultations to explain policy terms and can help maintain existing plans by reviewing coverage needs annually or after flood map updates. It services single-family homes, apartments, retail properties, and local restaurants.
Homeowners, businesses, and property managers in Elmhurst, Illinois, turn to William Frank - State Farm Insurance Agent for flood insurance policies. This agency helps clients understand the risks of water damage and secures coverage to protect properties from storm surges and heavy rainfall. Policies are tailored to fit the specific needs of each residential or commercial property. Beyond Elmhurst, this agent also covers neighboring communities within DuPage County and the greater Chicago metropolitan area.
Serving Elmhurst, Illinois, and the surrounding communities in DuPage County, Brian Stolper - State Farm Insurance Agent handles residential and commercial flood insurance policies. This coverage helps property owners manage financial risks from rising water affecting basements and ground floors. Typical clients include homeowners, renters, and small businesses near the Des Plaines River floodplain. To complete a policy, the office customarily reviews the property’s flood zone designation, estimates replacement costs, and then explains coverage limits and deductibles before binding a new plan.
David Mordis - State Farm Insurance Agent in Elmhurst, IL, distinguishes between one-time flood insurance policies, ideal for single property transactions, and recurring annual coverage that automatically renews. These policies protect homes and businesses from financial loss due to rising water, covering structural damage and certain contents. The agent’s service operates on an as-needed basis, helping clients evaluate flood risks and select appropriate coverage limits or initiate a new policy at their request.
Farmers Insurance - Daniel Checco specializes in flood insurance policies designed to protect homes and businesses in Elmhurst, Illinois. The agency assists clients in assessing their flood risk, selecting appropriate coverage, and navigating policy details for properties in designated flood zones. It works to help residents understand federal program requirements and private insurance options available in the area. After heavy spring rains or rapid snowmelt, the agency helps property owners secure coverage before seasonal flood risks elevate, offering timely guidance to mitigate potential water damage.
Spring storms bring flash flooding to parts of Elmhurst, and Power Three Insurance Group Inc. serves as a local flood insurance agent helping property owners assess their risk. They guide clients through the complexities of National Flood Insurance Program policies and private coverage options. The company focuses on matching each home or business with appropriate protection based on its location near creeks or low-lying areas. After a brief phone consultation, they schedule a property inspection to review basement drains and ground elevation.
Sharon Sullivan - State Farm Insurance Agent in Elmhurst, IL provides residential flood insurance to protect homeowners against water damage from rising waters. Commercial flood coverage is also available for local businesses in the surrounding area. Policies are designed to safeguard properties from this common risk. The agency helps clients understand available limits and deductibles. Follow-up service is offered to adjust coverage as needs change, ensuring ongoing protection between regular policy reviews.
Kyle VanderBrug: Allstate Insurance in Elmhurst, IL, is a local agency that provides flood insurance coverage for residential and commercial properties. Serving the surrounding area, the agency helps clients understand the specific flood risks common to this region and how to protect their assets accordingly. As an agent, Kyle VanderBrug can guide homeowners through flood zone considerations and policy options tailored to individual needs. The agency also offers the ability to bundle flood insurance with existing homeowners policies for added convenience.
All American Insurance Alliance Inc. in Elmhurst, Illinois focuses on helping property owners find appropriate coverage against water-related damage. As a flood insurance agent, the firm specializes in policies for structures in designated flood zones, ensuring clients meet lending requirements. The agency works with residential homeowners and also serves commercial sectors, including offices, warehouses, and food service establishments that require tailored protection for their unique exposures.
What Does a a Flood Insurance Agent in Elmhurst Cost?
Typical flood insurance costs in Illinois range from about $500 to $2,500 per year for residential properties, depending on flood zone risk, building characteristics, and coverage limits. In Elmhurst, rates are influenced by proximity to Salt Creek and other local waterways. An agent can provide a specific quote after reviewing your property. This is general information and not insurance advice.
About flood insurance agents in Elmhurst
Flood insurance agents in Elmhurst, Illinois help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Elmhurst is located in DuPage County, where many properties fall within Special Flood Hazard Areas (SFHAs) as mapped by FEMA. Illinois law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Elmhurst Illinois?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and many homeowners choose to purchase a policy for protection.
What does a flood insurance agent in Elmhurst do?
A flood insurance agent evaluates your property's flood risk using FEMA flood maps, explains coverage options under the NFIP or private market, and helps you obtain a policy that meets lender requirements and your personal needs.
How much does flood insurance cost in Illinois?
Costs vary based on flood zone, building elevation, and coverage amount. In Illinois, NFIP policies average around $700 to $1,200 per year for standard coverage, but properties in high-risk zones may pay more. Private flood insurance may offer different rates.
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