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Find Flood Insurance Agents Near You in Joliet, IL

Browse flood insurance agents serving Joliet, Illinois. Updated 2026-07-14.

The top-rated flood insurance agent in Joliet, Illinois is Illinois Vehicle Auto Insurance, rated 4.8 stars across 875 reviews. Other highly rated options include Jack A Anderson Jr - State Farm Insurance Agent, Craig Lincoln - State Farm Insurance Agent, Insurance Navy Brokers. This directory lists 20 flood insurance agents serving Joliet.

Showing 20 flood insurance agents in Joliet, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Illinois Vehicle Auto Insurance1105 W Jefferson St(815) 740-4242
2Jack A Anderson Jr - State Farm Insurance Agent1012 Plainfield Rd(815) 774-0480
3Craig Lincoln - State Farm Insurance Agent2405 Essington Rd Unit C(815) 439-3993
4Insurance Navy Brokers18 S Larkin Ave Suite 11(815) 725-4700
5Magnum Insurance Agency562 Collins St(815) 727-7262
6John Wright - State Farm Insurance Agent1050 Essington Rd ste a(815) 725-5052
7Seguros America678 Collins St(815) 727-6300
8Carrie Gierich American Family Insurance1100 Essington Rd STE 3(815) 272-2359
9Howard Wright - State Farm Insurance Agent417 N Chicago St(815) 722-4652
10Fazio Insurance550 Ruby St(815) 727-2611
IV
1105 W Jefferson St
Illinois Vehicle Auto Insurance
Flood Insurance Agent · Joliet, IL

Illinois Vehicle Auto Insurance serves the Joliet, Illinois area as a flood insurance agent, helping property owners secure coverage against water damage. This agency assists clients in understanding policies that protect homes and businesses from flooding events common in the region. Flood insurance is often required for properties in designated flood zones. The company handles risk assessments and policy selection for both residential and commercial flood insurance needs.

JA
1012 Plainfield Rd
Jack A Anderson Jr - State Farm Insurance Agent
Flood Insurance Agent · Joliet, IL

Jack A Anderson Jr - State Farm Insurance Agent in Joliet, IL provides flood insurance policies that help protect structures from water damage. Ongoing support includes policy reviews to ensure coverage matches current needs and guidance through the claims process after a flood event. The agency also offers assistance in understanding flood zone requirements and adjusting deductibles as needed. This flood insurance agent serves single-family homes, apartments, retail spaces, and restaurants.

CL
2405 Essington Rd Unit C
Craig Lincoln - State Farm Insurance Agent
Flood Insurance Agent · Joliet, IL

Craig Lincoln - State Farm Insurance Agent in Joliet, IL assists homeowners, businesses, and property managers with flood insurance coverage. This agency helps clients assess their flood risk and select appropriate policies to protect their properties from water damage. Flood insurance is essential for those living near rivers or floodplains in the Joliet area, providing financial security against unexpected losses. The agent also serves clients in surrounding communities including Lockport and Channahon.

IN
18 S Larkin Ave Suite 11
Insurance Navy Brokers
Flood Insurance Agent · Joliet, IL

Insurance Navy Brokers serves Joliet, Illinois, and the surrounding Will County communities, handling flood insurance policies for both residential and commercial properties in the area. The agency assists local clients in securing coverage against flood damage, a risk that is prevalent near the Des Plaines River and other regional waterways. To manage a typical job, the company reviews the property’s flood zone designation, evaluates drainage and elevation factors, and then presents suitable policy options that address the specific exposure needs of that structure.

MI
562 Collins St
Magnum Insurance Agency
Flood Insurance Agent · Joliet, IL

Magnum Insurance Agency provides comprehensive flood insurance services in Joliet, Illinois, including policy evaluations and risk assessments for properties in flood-prone zones. It offers straightforward coverage plans designed to protect against water damage from rising waters and severe storms, with periodic policy reviews to ensure adequate protection as needs change. The agency serves single-family homes, apartment buildings, commercial retail spaces, and restaurants throughout the local area.

JW
1050 Essington Rd ste a
John Wright - State Farm Insurance Agent
Flood Insurance Agent · Joliet, IL

John Wright - State Farm Insurance Agent in Joliet, IL assists clients with single-occurrence flood protection for sudden storm damage or annual policies that cover seasonal water risks from persistent rainfall. Both options include assistance with federal flood program requirements and adjusting coverage limits for property value. Service requests determine visits because appointments can be scheduled for initial policy setup or renewed on a recurring as-needed basis during flood season review periods.

SA
678 Collins St
Seguros America
Flood Insurance Agent · Joliet, IL

Seguros America specializes in securing flood insurance policies for residential and commercial properties in the Joliet, Illinois area. The agency works with clients to assess local flood zone risks and navigate available coverage options through the National Flood Insurance Program. It assists homeowners, renters, and business owners in understanding policy limits and deductibles. The company also helps file claims when water damage occurs during spring thaws or after severe summer storms that overwhelm local drainage systems.

CG
1100 Essington Rd STE 3
Carrie Gierich American Family Insurance
Flood Insurance Agent · Joliet, IL

Spring storms can bring flash flooding to Joliet basements and low-lying streets. Carrie Gierich American Family Insurance provides guidance on flood insurance policies designed for local property owners. Covering both residential and commercial structures, the agency helps clarify coverage options and policy limits based on typical flood risks in the Joliet area. Understanding that standard homeowners policies do not include flood protection is essential. A first step is scheduling a property inspection to assess flood exposure and discuss available plans.

HW
417 N Chicago St
Howard Wright - State Farm Insurance Agent
Flood Insurance Agent · Joliet, IL

Howard Wright - State Farm Insurance Agent provides personal and commercial insurance solutions in Joliet, Illinois. This agency specializes in flood insurance coverage to protect properties from water damage. Policies address standard homeowners needs and offer tailored options for high-risk flood zones. The team helps clients assess their exposure and select appropriate coverage limits. Commercial sectors served can include local offices, warehouses, and food service establishments.

FI
550 Ruby St
Fazio Insurance
Flood Insurance Agent · Joliet, IL
MI
1000 Essington Rd
Merrill Insurance Agency, Inc. - Commercial Trucking | Business Insurance | General Liability Insurance | Home | Auto | Life
Flood Insurance Agent · Joliet, IL
(815) 230-1914
merrillagency.com
OI
815 Sherwood Pl
Olin Insurance
Flood Insurance Agent · Joliet, IL
(815) 722-0276
olininsurance.com
SI
1020 W Jefferson St
Spark Insurance Group Inc
Flood Insurance Agent · Joliet, IL
(630) 477-7477
mysparkinsurance.com
BM
1948 Essington Rd suite E
Bill Markley Jr Agency Inc American Family Insurance
Flood Insurance Agent · Joliet, IL
(815) 436-9249
amfam.com/agents/illinois/joliet/william-markley
MK
113 Republic Ave
Mudron Kane Insurance
Flood Insurance Agent · Joliet, IL
(815) 729-4670
mkiins.com
SI
2963 W Jefferson St
Strive Insurance Co
Flood Insurance Agent · Joliet, IL
(224) 603-1714
NI
288 Barney Dr
Nowacki Insurance Agency
Flood Insurance Agent · Joliet, IL
(815) 729-9057
nowackiinsurance.com
NI
113 Republic Ave
Northern Insurance Services LLC
Flood Insurance Agent · Joliet, IL
(815) 744-0111
mkiins.com
IS
327 Republic Ave
Illinois Securities Insurance Agency
Flood Insurance Agent · Joliet, IL
(815) 729-4664
illinoissecurities.com
LD
227 N Hammes Ave
L. DeGeus & Associates
Flood Insurance Agent · Joliet, IL
(815) 744-2880
degeusinsurance.com

What Does a a Flood Insurance Agent in Joliet Cost?

Flood insurance costs in Illinois vary by flood zone, building elevation, and coverage amount. For an NFIP policy in Joliet, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer different rates and higher limits. Costs can be higher for properties in high-risk areas or with basements. This is general information and not insurance advice.

About flood insurance agents in Joliet

Flood insurance agents in Joliet Illinois help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Joliet sits along the Des Plaines River and has areas in Special Flood Hazard Areas, making flood insurance important for many residents. Illinois law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk zones.

Frequently Asked Questions

Do I need flood insurance if I do not live in a flood zone in Joliet?

You are not required by law to have flood insurance outside a high-risk zone. However, nearly 25 percent of flood claims come from low-to-moderate risk areas. An agent can review your specific property risk and help you decide.

How does a flood insurance agent in Joliet help with NFIP policies?

An agent can explain the National Flood Insurance Program rules, coverage limits, and waiting periods. They help you complete the required elevation certificate and choose a policy that meets your needs. Illinois follows NFIP guidelines for all participating communities.

What is the typical waiting period for flood insurance in Illinois?

NFIP policies usually have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a new purchase or for map changes. An agent can advise on timing to avoid gaps in coverage.

Flood Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.