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Compare flood insurance agents in Lockport. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Lockport, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 flood insurance agents in Lockport, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susie Sheehan - State Farm Insurance Agent
200 W 11th St Unit 2SW, Lockport, IL 60441
(815) 306-0184
savingwithsusie.com
Farmers Insurance - Timothy Kearns
928 N State St, Lockport, IL 60441
(815) 838-2675
agents.farmers.com
Chris Rose - State Farm Insurance Agent
831 S State St, Lockport, IL 60441
(815) 838-5252
rose4insurance.com
Joe Ricker: Allstate Insurance
901 S State St, Lockport, IL 60441
(815) 834-2100
agents.allstate.com
Farmers Insurance - Maryam Hamed
123 E 9th St Unit 2C, Lockport, IL 60441
(630) 359-8186
agents.farmers.com
John S Janovyak Agency Inc American Family Insurance
909 E 9th St, Lockport, IL 60441
(815) 588-0131
amfam.com
Assurity Agency
1112 E 9th St, Lockport, IL 60441
(815) 838-7900
assurityagency.com
Farmers Insurance - Jack Maloney
123 E 9th St unit 2F, Lockport, IL 60441
(630) 852-2224
agents.farmers.com
Cindy Verhoek - State Farm Insurance Agent
976 E 9th St, Lockport, IL 60441
(815) 838-3569
cindyverhoek.com
Likar Insurance Agency
214 E 2nd St, Lockport, IL 60441
(815) 838-3206
likarinsurance.com
Boyce Insurance
16614 W 159th St #300, Lockport, IL 60441
(815) 836-3500
boyce-insurance.com
RAM Insurance Agency, A Dimond Bros. Company
16614 W 159th St Ste 303, Lockport, IL 60441
(815) 893-8280
dimondbros.com
Gary Bronner - COUNTRY Financial Representative
829 S State St, Lockport, IL 60441
(630) 226-1525
advisors.countryfinancial.com
Soterra Insurance
16612 W 159th St #203, Lockport, IL 60441
(708) 637-6270
soterrainsurance.com
Hickory Creek Insurance & Financial Services Inc.
913 S State St, Lockport, IL 60441
(844) 442-7335
Gamache Insurance & Financial Services
16525 W 159th St, Lockport, IL 60441
(708) 357-4529
Lockport property owners may need flood insurance if their home is in a Special Flood Hazard Area. Illinois law requires lenders to mandate flood coverage for federally backed mortgages in high-risk zones. A local flood insurance agent can help you understand your zone and choose a policy that meets federal and state requirements.
What Does a Flood Insurance Agent in Lockport Cost?
In Illinois, the average NFIP flood insurance premium is around USD 700 to USD 1,200 per year, but rates vary by flood zone, elevation, and property value. Lockport properties in high-risk AE zones may pay more, while those in low-risk X zones can get lower-cost Preferred Risk Policies. Private flood insurance may cost more but can offer higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lockport Illinois?
If your property is in a FEMA-designated flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose to purchase coverage.
How do I find a flood insurance agent in Lockport?
You can search for licensed insurance agents in Will County who specialize in flood policies through the National Flood Insurance Program or private insurers. Local agents familiar with Lockport flood maps can help you compare options.
What does a flood insurance policy cover in Illinois?
Standard NFIP policies cover building property up to USD 250,000 and contents up to USD 100,000. Private policies may offer higher limits. Coverage excludes basements and certain below-ground structures, so ask your agent about specific exclusions.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.