The top-rated flood insurance agent in Moline, Illinois is Chad Cruse - State Farm Insurance Agent, rated 4.8 stars across 226 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - David Williams, Goosehead Insurance - Rose & Carlos Gomez. This directory lists 18 flood insurance agents serving Moline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Cruse - State Farm Insurance Agent | 1922 7th St Suite 201 | (309) 736-9337 |
| 2 | Freeway Insurance | 2022 1st St Ct A | (309) 832-7011 |
| 3 | Farmers Insurance - David Williams | 2800 41st St | (309) 762-8100 |
| 4 | Goosehead Insurance - Rose & Carlos Gomez | 2928 Avenue of the Cities | (309) 402-0118 |
| 5 | Derek Newton: Allstate Insurance | 3311 Avenue of the Cities | (309) 797-9355 |
| 6 | Marcussen Insurance | 2721 16th St | (309) 764-6850 |
| 7 | Goosehead Insurance - Pat Moody | 4720 Avenue of the Cities | (309) 740-2272 |
| 8 | Nelson Brothers Agency | 1701 52nd Ave | (309) 762-4173 |
| 9 | Bill Potter Insurance Agency, LLC | 3811 16th St | (309) 797-9200 |
| 10 | Freedom Insurance Group | 3000 16th St Suite 101 | (309) 323-9963 |
Chad Cruse - State Farm Insurance Agent serves the Moline, Illinois metro area and provides flood insurance agent services. This agency helps residents and property owners understand the importance of flood coverage, which is often required for homes in designated flood zones. Policies through this office can protect structures and their contents against water damage from rising waters. The work involves guiding clients through the National Flood Insurance Program. Specific services handled in this area include flood insurance quotes for residential homes and commercial properties.
Freeway Insurance provides flood insurance coverage to property owners in Moline, Illinois, and the surrounding region. The agency specializes in policies that protect residential and commercial structures from flood damage, with additional endorsements available for contents and temporary housing expenses. These policies help cover repairs and replacements after rising water events, ensuring properties can be restored quickly. Freeway Insurance can serve local offices, warehouses, and food service establishments seeking comprehensive flood protection for their operations and inventory.
Farmers Insurance - David Williams in Moline, IL provides a full range of flood insurance agent services. The agency assists property owners with navigating coverage options needed to protect against water damage from rising waters. Its plans include helping clients select appropriate policy limits, reviewing existing deductibles, and explaining flood zone classifications. Clients benefit from clear guidance on coverage exclusions and the claims process for storm-related losses. The company services single-family homes, apartments, retail spaces, and restaurants throughout the Moline area.
Goosehead Insurance - Rose & Carlos Gomez serves Moline, Illinois, and the surrounding Quad Cities communities, handling flood insurance coverage for residential and commercial properties. The agency helps clients understand flood zone risks and the specific policy options available through the National Flood Insurance Program. To manage a typical job, it first assesses the property’s location and flood history, then explains coverage limits and deductibles clearly before tailoring a plan that meets the homeowner’s budget and protection needs.
Homeowners, businesses, and property managers in the Moline, IL area rely on Derek Newton: Allstate Insurance for guidance on flood insurance policies to protect properties from water damage. The agency explains coverage options, helping clients understand federal program requirements and policy limits specific to flood-prone regions along the Mississippi River. They assist with navigating the application process and adjusting deductibles to fit individual needs. Their services also extend to clients in East Moline and the surrounding Quad Cities metro area.
Marcussen Insurance in Moline, IL provides flood insurance on both a one-time basis for single policy purchases and a recurring basis for ongoing coverage needs. Their policies cover residential and commercial property against flood damage. The specific details of each policy are explained fully to clients before any commitment is made. Service runs on either a one-time, scheduled, or as-needed basis depending on the client’s personal situation and policy renewal requirements.
Goosehead Insurance - Pat Moody offers specialized flood insurance guidance for residential and commercial properties in the Moline, IL area. Its general service work includes helping clients understand their specific flood zone risks and navigate National Flood Insurance Program requirements. The agency reviews existing policies to ensure adequate coverage limits for both the structure and personal belongings. It particularly assists property owners facing the heightened flood risk during the spring thaw and heavy summer rains common to the Mississippi River region.
Spring rains and Mississippi River fluctuations often put Moline properties at risk of flooding. Nelson Brothers Agency helps homeowners and business owners review their existing policies and explore appropriate flood coverage options. They work to explain common exclusion clauses and assist clients in understanding NFIP guidelines relevant to the Quad Cities area. Residents concerned about basement seepage or seasonal runoff can contact the agency for a personalized consultation. The process begins with a complimentary property inspection to assess specific flood exposure and coverage needs.
Bill Potter Insurance Agency, LLC provides flood insurance coverage to property owners in the Moline, Illinois area. The agency can help clients understand their risk and navigate policy options for protecting residential and commercial structures from water damage. Coverage can be added to existing property insurance policies to fill gaps left by standard plans. The company serves a range of commercial sectors, including offices, warehouses, and food service operations.
Freedom Insurance Group in Moline, IL helps homeowners protect their residential properties from flood damage, offering tailored policies to fit individual needs. The agency also serves commercial clients seeking coverage for business properties within the Quad Cities area. Licensed agents work closely with FEMA flood maps to evaluate risk and determine appropriate coverage limits for each property. They assist with completing applications and filing claims after a flood event, ensuring continued support between regular policy reviews or renewal cycles.
What Does a a Flood Insurance Agent in Moline Cost?
The cost of flood insurance in Illinois varies based on flood zone, property elevation, and coverage amount. For a typical single-family home in Moline, annual premiums can range from 700 to 2,000 dollars for a standard NFIP policy. Higher risk areas may see costs above 3,000 dollars. This is general information and not insurance advice.
About flood insurance agents in Moline
Flood insurance agents in Moline, Illinois help homeowners and businesses secure coverage through the National Flood Insurance Program. Illinois law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood maps and help you choose a policy that meets your needs.
Frequently Asked Questions
Do I need flood insurance in Moline Illinois?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, so many property owners choose to buy a policy.
What does a flood insurance agent do in Moline?
A flood insurance agent helps you assess your flood risk, explains NFIP policy options, and assists with filing a claim. They also guide you through elevation certificates and flood zone determinations specific to Moline.
How do I find a flood insurance agent in Moline?
You can search online for licensed insurance agents in Moline who offer flood coverage. The Illinois Department of Insurance website also has a list of licensed agents in your area.
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